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Understanding the Differences Between Traditional IRA and Roth IRA: A Case Study on American Retirement Plans

ē±³å›½ć«ę»žåœØć™ć‚‹ę—„ęœ¬äŗŗåˆćÆę—„ęœ¬ć«ę»žåœØć™ć‚‹ē±³å›½ę°øä½ęØ©äæęŒč€…ć‚„ć‚¢ćƒ”ćƒŖć‚«äŗŗćÆ、ę—„ęœ¬ćØē±³å›½、äø”å›½ć®ēØŽåˆ¶ć‚’č€ƒę…®ć—ćŖćć¦ćÆćŖć‚Šć¾ć›ć‚“。ęµ·å¤–é‡‘čžč³‡ē”£ć®å ±å‘Š、ē›øē¶š、č“ˆäøŽ、å‡ŗå›½ēØŽ、適格幓金、ę°øä½ęØ©ć®ę”¾ę£„ćŖć©、ćć®å†…å®¹ćÆč¤‡é›‘ć§、å¤šå²ć«ć‚ćŸć‚Šć¾ć™。ćć‚“ćŖäŗŗćŸć”ć®ćŸć‚ć«ęÆŽé€±ćŠå½¹ć«ē«‹ć¤å†…å®¹ć®ćƒ“ćƒ‡ć‚Ŗć‚’Upしています。ćœć²ć”č¦§ćć ć•ć„ć¾ć›。ćƒ“ćƒ‡ć‚Ŗć§č¦‹ć¦、ć•ć‚‰ć«č³Ŗå•ć•ć‚ŒćŸć„ć‹ćŸćÆ、åˆå›žē„”ę–™ć®Roadmap Session (ļ¼“ļ¼•åˆ†)ć‚‚å—ć‘ä»˜ć‘ć¦ć„ć¾ć™。äø‹čØ˜ć‹ć‚‰ćŠē”³č¾¼ćæćć ć•ć„ć¾ć›。 CDHć®ēØŽå‹™ć‚µćƒ¼ćƒ“ć‚¹ć«ć¤ć„ć¦ćÆ、äø‹čØ˜ć‚’å‚ē…§ć—ć¦ćć ć•ć„。 CDHć®ęœ€ę–°ć®ēØŽå‹™ćƒ–ćƒ­ć‚°ć«ć¤ć„ć¦ćÆ、äø‹čØ˜ć‚’å‚ē…§ć—ć¦ćć ć•ć„。 ć‚Æćƒ­ć‚¹ćƒœćƒ¼ćƒ€ćƒ¼ē”Ÿę“»č€…ć®ćŸć‚ć®ęƒ…å ±ęŗ€č¼‰ć®CDHć®ćƒ‹ćƒ„ćƒ¼ć‚¹ćƒ¬ć‚æćƒ¼ć‚’ęÆŽęœˆå—ć‘å–ć‚ŠćŸć„ę–¹ćÆ、äø‹čØ˜(ćƒšćƒ¼ć‚øć®å·¦äø‹)ć‚ˆć‚ŠćŠē”³č¾¼ćæćć ć•ć„。 ć‚Æćƒ­ć‚¹ćƒœćƒ¼ćƒ€ćƒ¼å€‹äŗŗēØŽć®äø–ē•Œć«é£›ć³č¾¼ć‚“ć§ććŸć„ę–¹ć‚‚å¤§å‹Ÿé›†ć§ć™。äø€ē·’ć«å­¦ć³ćŖćŒć‚‰、ćƒ—ćƒ­ćƒ•ć‚§ćƒƒć‚·ćƒ§ćƒŠćƒ«ć«ćŖć‚Šć¾ć—ć‚‡ć†。ćœć²ćŠå•ć„åˆć‚ć›ćć ć•ć„。ćŠå•åˆć›ćÆ、 ćć‚Œä»„å¤–ć®ć”č³Ŗå•ćÆ、crossborder@cdhcpa.com ć¾ć§ć”é€£ēµ”ćć ć•ć„ć¾ć›。åŸŗęœ¬ēš„ć«Email、é›»č©±ć§ć®ć”č³Ŗå•ćÆ、すべてRoadmap Sessionć§ćŠē­”ćˆć‚’ć•ć›ć¦ć„ćŸć ć„ć¦ćŠć‚Šć¾ć™。 Foreign nationals residing in the United States or Americans living in foreign countries must consider both countries' tax systems. Reporting overseas financial assets, inheritance, gifts, departure taxes, qualified pensions, abandonment of permanent residency, etc., is complex and requires in-depth knowledge. We have a strong sense of mission to become "a guidepost for the lives of cross-border people and families" and work in a narrow fie...

ROTH IRA~BACKDOOR ROTHć‚‚čŖ¬ę˜Žć—ć¾ć™

ē±³å›½ć«ę»žåœØć™ć‚‹ę—„ęœ¬äŗŗåˆćÆę—„ęœ¬ć«ę»žåœØć™ć‚‹ē±³å›½ę°øä½ęØ©äæęŒč€…ć‚„ć‚¢ćƒ”ćƒŖć‚«äŗŗćÆ、ę—„ęœ¬ćØē±³å›½、äø”å›½ć®ēØŽåˆ¶ć‚’č€ƒę…®ć—ćŖćć¦ćÆćŖć‚Šć¾ć›ć‚“。ęµ·å¤–é‡‘čžč³‡ē”£ć®å ±å‘Š、ē›øē¶š、č“ˆäøŽ、å‡ŗå›½ēØŽ、適格幓金、ę°øä½ęØ©ć®ę”¾ę£„ćŖć©、ćć®å†…å®¹ćÆč¤‡é›‘ć§、å¤šå²ć«ć‚ćŸć‚Šć¾ć™。ćć‚“ćŖäŗŗćŸć”ć®ćŸć‚ć«ęÆŽé€±ćŠå½¹ć«ē«‹ć¤å†…å®¹ć®ćƒ“ćƒ‡ć‚Ŗć‚’Upしています。ćœć²ć”č¦§ćć ć•ć„ć¾ć›。ćƒ“ćƒ‡ć‚Ŗć§č¦‹ć¦、ć•ć‚‰ć«č³Ŗå•ć•ć‚ŒćŸć„ć‹ćŸćÆ、åˆå›žē„”ę–™ć®Roadmap Session (ļ¼“ļ¼•åˆ†)ć‚‚å—ć‘ä»˜ć‘ć¦ć„ć¾ć™。äø‹čØ˜ć‹ć‚‰ćŠē”³č¾¼ćæćć ć•ć„ć¾ć›。 CDHć®ēØŽå‹™ć‚µćƒ¼ćƒ“ć‚¹ć«ć¤ć„ć¦ćÆ、äø‹čØ˜ć‚’å‚ē…§ć—ć¦ćć ć•ć„。 CDHć®ęœ€ę–°ć®ēØŽå‹™ćƒ–ćƒ­ć‚°ć«ć¤ć„ć¦ćÆ、äø‹čØ˜ć‚’å‚ē…§ć—ć¦ćć ć•ć„。 ć‚Æćƒ­ć‚¹ćƒœćƒ¼ćƒ€ćƒ¼ē”Ÿę“»č€…ć®ćŸć‚ć®ęƒ…å ±ęŗ€č¼‰ć®CDHć®ćƒ‹ćƒ„ćƒ¼ć‚¹ćƒ¬ć‚æćƒ¼ć‚’ęÆŽęœˆå—ć‘å–ć‚ŠćŸć„ę–¹ćÆ、äø‹čØ˜(ćƒšćƒ¼ć‚øć®å·¦äø‹)ć‚ˆć‚ŠćŠē”³č¾¼ćæćć ć•ć„。 ć‚Æćƒ­ć‚¹ćƒœćƒ¼ćƒ€ćƒ¼å€‹äŗŗēØŽć®äø–ē•Œć«é£›ć³č¾¼ć‚“ć§ććŸć„ę–¹ć‚‚å¤§å‹Ÿé›†ć§ć™。äø€ē·’ć«å­¦ć³ćŖćŒć‚‰、ćƒ—ćƒ­ćƒ•ć‚§ćƒƒć‚·ćƒ§ćƒŠćƒ«ć«ćŖć‚Šć¾ć—ć‚‡ć†。ćœć²ćŠå•ć„åˆć‚ć›ćć ć•ć„。ćŠå•åˆć›ćÆ、 ćć‚Œä»„å¤–ć®ć”č³Ŗå•ćÆ、crossborder@cdhcpa.com ć¾ć§ć”é€£ēµ”ćć ć•ć„ć¾ć›。åŸŗęœ¬ēš„ć«Email、é›»č©±ć§ć®ć”č³Ŗå•ćÆ、すべてRoadmap Sessionć§ćŠē­”ćˆć‚’ć•ć›ć¦ć„ćŸć ć„ć¦ćŠć‚Šć¾ć™。 Foreign nationals residing in the United States or Americans living in foreign countries must consider both countries' tax systems. Reporting overseas financial assets, inheritance, gifts, departure taxes, qualified pensions, abandonment of permanent residency, etc., is complex and requires in-depth knowledge. We have a strong sense of mission to become "a guidepost for the lives of cross-border people and families" and work in a narrow fiel...