Timothy Sumer

Want to Learn If An Annuity Is Right For You? Thank you all for watching! Don't forget to subscribe for more! DISCLAIMER: All advice and/or opinions expressed in our videos are the result of our experience in the insurance and financial industries. Any action taken based on the information expressed in our videos is the sole responsibility of the viewer. All content produced by Steve Parisi and ILS Products is made for informational purposes only. #Finance​ #Annuity​ #Insurance... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Annuity Education: Effective Retirement Strategy - Utilizing Annuities Retirement planning is a crucial aspect of everyone's financial journey. With the goal of maintaining a comfortable lifestyle after ending decades of work, individuals often seek strategies that provide a st...

Swiss people hate their chocolate currency When in panic and recession, people invest in the Swiss franc It is considered a safe heaven asset because it is very stable But this stability comes with a price Having a strong currency, hurts the local exporters They have to pay a lot to produce and receive little because of the exchange That’s why Rolex is so expensive No, I am kidding. Nobody knows why... ( read more ) LEARN ABOUT: Investing During Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing This Currency Is TOO Strong 💪 The strength of a country's currency is usually seen as a sign of economic stability and prosperity. However, when a currency becomes too strong, it can have detrimental effects on a nation's economy. In recent times, there has been growing concern about certain currencies that have become excessively strong, ...

You wouldn’t believe the amount of risk U.S. banks are facing right now. Some of the biggest banks in America are warning about unprecedented financial chaos in the final months of 2023. A new note released by Morgan Stanley points to trouble in equity markets as economic growth disappoints and consumer spending hits a wall. Morgan Stanley’s, Michael Wilson revealed a long list of reasons why he thinks the S&P 500 will face a double-digit crash this year.  The strategist notes that stocks’ valuations will be caught by declining consumer spending, resuming student loan payments, rising delinquencies in certain household cohorts, higher gas prices, and weakening data in the housing sector. Bank of America strategist Michael Hartnett shares the same view. He warned earlier this month that the possibility of an economic contraction remains high as the Federal Reserve continues to tighten credit conditions. Meanwhile, weaker-than-expected corporate earnings will deteriorate e...

Recession Is Coming. When Will The Stock Market Crash? 🔥 MORE FROM AZUL: Twitter: Essays: 💲 NEED FINANCIAL ADVICE? 💲 1) Google "fee-only financial adviser" or visit www.NAPFA.org (the largest association of fee-only financial advisers). NOT an affiliate link 2) The first question to ask any financial adviser is, "Are you a fiduciary to me 100% of the time". Get the answer in writing 3) Please note that some people call themselves "fee-based". This is NOT the same as fee-only. Fee-only advisers have committed to being fiduciary to you 100% of the time. 4) Personally, I would only hire an adviser who is a fiduciary to me 100% of the time. This is not a suggestion on what you should do. Just sharing my personal preference. ⚠️ Azul's "Scammer" Warning ➡ PLEASE READ! ⚠️ Be careful of scammers. In the comments section, I will NEVER ask you to contact me, offer any investment products, recomme...

In this video I cover the highlights of the recent changes announced for the Social Security program beginning in 2024. Resources mentioned in the video: →Social Security Cheat Sheet →My video “How Social Security Retirement Benefits Are Calculated [3 Easy Steps]” →My video “Working While Receiving Social Security (The New 2024 Rules)” 🔥🔥 Get the Ultimate Social Security Cheat Sheet! It takes the essential information from the 100,000 page Social Security website and condenses it down to just one page! 🔥🔥 📍We can show you how to retire with confidence! 📍In our Retirement Roadmap plan, we can help make your retirement savings last longer and reduce your taxes by coordinating your Social Security filing strategy, retirement account withdrawals, and Roth conversions. 📞Schedule your call and see if this plan is a fit for you. 🎤 If you're preparing for retirement...

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URGENT: This is how Smart Americans are ACTUALLY protecting their savings - LAST WARNING: Learn how THEY are protecting their wealth from economic struggles - YOU MUST WATCH THIS VIDEO: ---- Questions on what to do next? Book your FREE Strategy Session by calling 877-607-9367. ---- The world has changed since 2020. If we learned anything, it's that unexpected things can happen. The problems are clear: - The U.S. dollar continues to buy less. - The U.S. dollar is being challenged globally. - Rising prices are throwing off household budgets. - IRAs and 401(k)s lost almost as much value in 2022 as in the financial crisis, but no one’s talking about it. No one can predict what will happen next, so being prepared matters. Find out what many Americans have done to hedge during unpredictable economic times. Learn More: Unexpected things can happen, so being prepared is key. Get our SECRET Gold IRA Guide to learn: - Why thousands of Americans are buying gold ...

URGENT: This is how Smart Americans are ACTUALLY protecting their savings - LAST WARNING: Learn how THEY are protecting their wealth from economic struggles - YOU MUST WATCH THIS VIDEO: ---- Questions on what to do next? Book your FREE Strategy Session by calling 877-607-9367. ---- The world has changed since 2020. If we learned anything, it's that unexpected things can happen. The problems are clear: - The U.S. dollar continues to buy less. - The U.S. dollar is being challenged globally. - Rising prices are throwing off household budgets. - IRAs and 401(k)s lost almost as much value in 2022 as in the financial crisis, but no one’s talking about it. No one can predict what will happen next, so being prepared matters. Find out what many Americans have done to hedge during unpredictable economic times. Learn More: Unexpected things can happen, so being prepared is key. Get our SECRET Gold IRA Guide to learn: - Why thousands of Americans are buying gold ...

Should I Contribute to a Non-Matching 401k)? Take Your Finances to the Next Level ➡️ Subscribe now: Download FREE Financial Resources from the show ➡️ Sign up for the Financial Order of Operations course ➡️ Download The Money Guy Net Worth Tool ➡️ Our professional focus is on financial planning and investment management, and we leverage our knowledge for your benefit. We help you focus on the things you can control and manage the things you can’t. Visit our site for more info ➡️ Facebook: Instagram: Twitter: TikTok: Let’s make sure you’re on the path to financial success - then help you stay there! The Money Guy Show takes the edge off of personal finance. We’re financial advisors that believe anyone can be wealthy! First, LEARN smart financial principles. Next, APPLY those principles! Then watch your finances GROW! We can’t wait to see you accomplish your goals and reach financial freedom...

When the one per year rollover rule does not apply... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA When the One Per Year Rollover Rule Does Not Apply The one per year rollover rule is a significant aspect of individual retirement account (IRA) regulations in the United States. However, there are specific scenarios where this rule may not apply, allowing individuals to make multiple rollovers within a single year. This article explores these exceptions in English and sheds light on circumstances where the one per year rollover rule does not apply. The one per year rollover rule, as the name suggests, restricts individuals from executing more than one rollover, regardless of the number of IRA accounts they possess. Generally, this rule is applicable to individuals considering moving funds from one IRA account to another within a year....

The Backdoor Roth IRA is a great way to contribute to an IRA, even when you’re not eligible due to income contribution restrictions. Here we discuss how simple a Backdoor Roth IRA is, some potential tax threats to watch, and how to take advantage of a Mega-Backdoor Roth if you so desire. In this Video: 0:32 – Backdoor Roth IRA Explained 1:05 – Illustration: Backdoor Ben 2:10 – Watch Out for the Pro Rata Rule 3:34 – Avoiding the Pro Rata Rule 4:11 – The Mega-Backdoor Roth 6:12 – Backdoor Ben’s Mega Backdoor Roth 6:43 – A Few Things to Keep in Mind 7:37 – Wrap Up The blog post that accompanies this video: Our Roth Account Playlist: Other Related Videos: Other Related Blog Posts from MartinMoney.com: Can I Contribute to a Roth IRA and a Traditional IRA? Should I Have Both a Roth IRA and a 401(k)? Do I Have to Report My Roth IRA on My Tax Return? At What Age Does a Roth IRA Not Make Sense? Roth Vs Traditional IRA or 401(k) - Roth IRAs and the ...

Are you prepared for retirement? Whether you're in your 20s, 40s, or 60s, planning for retirement is a crucial aspect of personal finance that shouldn't be ignored. In this detailed 15-minute guide, we delve into everything you need to know to secure a financially comfortable and worry-free retirement. 🔵 What You'll Learn: The Power of Compound Interest Types of Retirement Accounts: IRA vs 401(k) How Much Do You Need to Retire? The Role of Social Security Benefits Importance of Healthcare Costs Diversifying Your Investments 📚 Sources: Investopedia - The Power of Compound Interest AARP - Retirement Readiness Survey The Balance - IRA vs 401(k): What's the Difference? Fidelity Investments - How Much Do I Need to Retire? U.S. Social Security Administration - How Your Retirement Benefit is Calculated HealthView Services - Healthcare Costs in Retirement CNBC - Importance of Diversification Charles Schwab - Reviewing and Adjusting Your Pl...

❓Questions Answered * Should You Choose Vanguard or Fidelity? * What are the key features of vanguard and fidelity? * Differences in the Online/Mobile experience of Vanguard and Fidelity. * Types of fees Vanguard and Fidelity offer. * Different Kind of security features Vanguard and Fidelity provide. * Difference in Vanguard and Fidelity customer service. 🕒 TimeStamp 00:00 Introduction 00:37 Overview of Vanguard and Fidelity 01:41 Key Features of Vanguard and Fidelity 04:28 Vanguard vs. Fidelity Online/Mobile Experience 06:05 Vanguard vs. Fidelity Fees 07:35 Vanguard vs. Fidelity Security 08:29 Vanguard vs. Fidelity Customer Service 08:52 Should You Choose Vanguard or Fidelity? 09:56 Conclusion 📹 Watch Next 🎥 Must Watch Playlist Investing Tips - Financial Terms - 👍 Did you like the Video? Buy us a coffee☕️to say thanks 📈 Get a FREE STOCK (Nike, Dropbox, or GoPro) 📺Partner YouTube Channel...