Timothy Sumer

Free consult------ Indexed Universal Life (IUL) insurance with living benefits is a type of life insurance policy that offers both a death benefit and the ability to access the policy's cash value while the policyholder is still alive, in the event of certain qualifying medical conditions or events. The living benefits component of an IUL policy can offer several advantages, including: Financial protection in case of a critical illness or injury: If the policyholder is diagnosed with a critical illness or injury, such as cancer or a heart attack, the living benefits component of an IUL policy can provide financial support. Depending on the policy, the policyholder may be able to access a portion of the policy's death benefit while they are still alive. Flexibility: IUL policies with living benefits offer flexibility in terms of accessing the policy's cash value. Depending on the policy, the policyholder may be able to take loans or withdrawals from the policy&

Want to learn more about insurance and/or surety bonds for your California based business? Feel free to call or text Prism Insurance Agency (0I06643) at 951-243-2800 Or go to our website: www.myprisminsurance.com Contractors and License Types we have assisted previously: (A) General Engineering Contractor (B) General Building Contractor (B-2) Residential Remodeling Contractor (C) Specialty Contractor C-2 - Insulation and Acoustical Contractor C-4 - Boiler, Hot Water Heating and Steam Fitting Contractor C-5 - Framing and Rough Carpentry Contractor C-6 - Cabinet, Millwork and Finish Carpentry Contractor C-7 - Low Voltage Systems Contractor C-8 - Concrete Contractor C-9 - Drywall Contractor C-10 - Electrical Contractor C-11 - Elevator Contractor C-12 - Earthwork and Paving Contractors C-13 - Fencing Contractor C-15 - Flooring and Floor Covering Contractors C-16 - Fire Protection Contractor C-17 - Glazing Contractor C-20 - Warm-Air Heating, Ventilating and Air-Conditioning C

Sub Headline: There are Some Monster Tax Deductions for Some ERISA Retirement Plans Synopsis: Some entrepreneurs and small business owners may be able to fund significant contributions into SEP IRAs and 412(i) Plans. Some benefit plans that include ancillary benefits can substantially increase your Taxable contribution. Watch the interview with Chartered Financial Consultant and Captive Insurance Company expert R. Wesley Sierk III on Tax Deductible Qualified Plans. Content: It’s impossible to appreciate the tax equivalent return of any investment until you know your effective tax bracket. You also need to know how you should file: individual, head of household, married filing jointly or married filing separately. For some married couples, filing jointly or separately can usually be determined quite quickly on most tax software. The U.S. tax code is a marginal, “progressive” income tax system. As your income increases or “progresses” from one tax bracket to the next you pay