Timothy Sumer

We finished this one sooner than expected - the I-Bond 2023 video many of you have been waiting for! What is my May 2023 I-Bond rate prediction & when to buy I-Bonds in 2023 👉 that's what I'll be answering today given the latest release of January's inflation (CPI-U) numbers. Specifically, here's what I'll cover: 1. How things are looking on my I-Bond variable rate tracking sheet & what my current prediction is for May 2. How much you could earn on your I-Bonds depending on what the May 2023 I-Bond rate might be & whether you purchased at the 7.12% I-Bond rate, 9.62% I-Bond rate or 6.89% I-Bond rate 3. Why I’ll make my I-Bond purchasing decision between April 12th & April 23rd 👉 Subscribe for all things inflation, Treasury bills, I-Bonds, fixed income, investing & retirement! SOURCES: ⭐ BLS January 2023 Inflation Report: ⭐ Treasury Auction Results: WATCH NEXT: ⭐ May I-Bond Fixed Rate Expectations: ⭐ I-Bond Interest Formula:

With interest rates on the rise, new issue T-Bills, Notes & Bonds have become more attractive recently. This video: How To Buy Treasury Bills, Treasury Notes, Treasury Bonds | Fidelity & TreasuryDirect (Step-By-Step) will walk through: 0:00 Intro 2:02 Top for buying T Bills, Notes & Bonds 6:58 How the auction process works 10:30 What Are T-Bills (how are they priced) 16:39 How to buy T-Bills on Fidelity 21:00 How to buy T Bills on TreasuryDirect This video is also for you if you’re wondering: - How to buy Treasury Notes on Fidelity, how to buy Treasury Notes on TreasuryDirect or how to buy Treasury Notes on - How to buy Treasury Bonds on Fidelity & how to buy Treasury Bonds TreasuryDirect The purchase process is fairly similar! Plus I’ll talk about what our plans are for our Treasury Bills, Notes & Bond Portfolio. Learn more about C of I: 👉 Subscribe to the Diamond NestEgg channel for all things inflation, money, investing & retirement! #jen

The INFLATION 2022 numbers for March, April, June & July are out & in this video - I-Bond Interest Rate November 2022 Prediction: (SERIES I SAVINGS BONDS), I’m going to use these CPI index numbers to project CPI/ inflation for the next three months & show you how I came up with my 12.4% Series I-Bonds November 2022 prediction. 💡 I-Bonds explained & I-Bond interest explained! Why do we think the November TreasuryDirect I-Bond rate will be double-digits? What would it take for the I-Bond rate (Nov 2022) to go below that? I Bonds 2022 is one of the top money topics right now, so let's go through our IBond projections & take some of the mystery out of these Treasury bonds/ government bonds for you. Some other stuff we’ll touch upon: 💲 I Bonds compound interest - how does the IBonds’ fixed rate & semi-inflation rate work together in the I-Bond interest calculation? 💲 Buy I-Bonds now or wait? 💲 I-Bonds Dave Ramsey - the bonds he’s talking about

Schwab folks! What should you check as soon as possible in your Schwab account? What are Schwab’s core money market fund positions? Which money market funds do we hold in our Schwab accounts & why? These are the three questions that I’ll be covering in today’s - Schwab money market funds covered include SWVXX, SNAXX, SNVXX, SGUXX, SNOXX, SCOXX, SNSXX SUTXX & Schwab's Municipal Money Market Funds 👉 Help keep our one-of-a-kind videos unbiased & sponsorship-free through channel membership - become a super-supersaver member: #jenniferlammer #bonds #fixedincome ------- WATCH NEXT (member videos) ⭐ July Live Member Q&A: ⭐ Agency Bonds 101 Deep-Dive: ⭐ Seven Risks Of Bond Investing: WATCH NEXT ⭐ Fidelity Core Money Market Funds: _________ SOURCES _________ DISCLAIMER EVERYONE'S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UNIQUE. NEITHER DIAMOND NESTEGG, LLC, OUR WEBSITE, OUR YOUTUBE CHANNEL, OUR OTHER SOCIAL MED

What's the real truth behind the the "leaked" FDIC video? Was the "leaked" FDIC meeting even leaked? Or were the "leaked FDIC video hide market collapse clips that are floating around the Internet selectively chosen to tell a certain narrative? Our video today - FDIC Plans For Bank Failures (Not What You Think | “Leaked” FDIC Video WAS NOT Leaked) - talks about all this & more. See clips that the other "leaked" FDIC videos haven't shown yet. Here's what I'll cover: ✅ The “leaked” FDIC was actually not leaked ✅ How the “leaked” version appears to have been misinterpreted ✅ How the FDIC plans for bank failures & market collapse ✅ What does the FDIC System Resolutive Advisory Committee do ✅ Plus a friendly reminder about “news” before & during a possible recession LINK TO ACTUAL VIDEO ON FDIC WEBSITE: 👉 Subscribe for all things inflation, Treasury bills, I-Bonds, investing & retirement! #jenniferla

Vanguard's money market funds have some of the best rates currently & that's what we'll be talking about in today's video: 1. What’s Vanguard’s core money market position? 2. How much is VMFXX, VMRXX, VUSXX, VMSXX, VCTXX & VYFXX yielding & how might you go about choosing one over the other? 3. What is Vanguard's Cash Deposit settlement fund option? 👉 Help keep our one-of-a-kind videos unbiased & sponsorship-free through channel membership - become a super-supersaver member: #jenniferlammer #bonds #fixedincome ------- WATCH NEXT (member videos) ⭐ July Live Member Q&A: ⭐ Agency Bonds 101 Deep-Dive: ⭐ Seven Risks Of Bond Investing: ⭐ How Do Bonds Work: WATCH NEXT (mentioned in video) ⭐ Fidelity Core Money Market Funds: ⭐ Schwab Core Money Market Funds: ⭐ Money Market Funds 101: _________ SOURCES _________ DISCLAIMER EVERYONE'S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UNIQUE. NEITH

Fidelity’s core money market fund positions - which ones do we hold & why? How do you change your core money market fund position (step-by-step)? What other money market fund options might you want to consider? That's what we'll be covering in today's video, including SPAXX, FZFXX & FDRXX vs FCASH & Fidelity's FDIC-Insured Deposit Sweep Program & a brief overview of the municipal money market funds they offer. 👉 Help keep our one-of-a-kind videos unbiased & sponsorship-free through channel membership - become a super-supersaver member: #jenniferlammer #bonds #fixedincome ------- WATCH NEXT (member videos) ⭐ July Live Member Q&A: ⭐ Learn More About Agency Bonds: ⭐ Understanding Credit Ratings: WATCH NEXT ⭐ SIPC 101: _________ SOURCES _________ DISCLAIMER EVERYONE'S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UNIQUE. NEITHER DIAMOND NESTEGG, LLC, OUR WEBSITE, OUR YOUTUBE CHANNEL, OUR OTHE

👉 Help keep our one-of-a-kind videos unbiased & sponsorship-free through channel membership - become a super-supersaver member: #jenniferlammer #bonds #fixedincome ------- WATCH NEXT (Members-Only) Seven Risks Of Bond Investing: How Do Interest & Principal Payments On Bonds Work: Will T-Bill Yields Go Up: Why We're Not Buying Treasury Notes Right Now: _________ DISCLAIMER EVERYONE'S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UNIQUE. NEITHER DIAMOND NESTEGG, LLC, OUR WEBSITE, OUR YOUTUBE CHANNEL, OUR OTHER SOCIAL MEDIA CHANNELS, NOR THIS CONTENT & INFORMATION (THE “SERVICE”) ARE INTENDED TO PROVIDE FINANCIAL, LEGAL, TAX OR OTHER ADVICE. NO FINANCIAL DECISIONS SHOULD BE MADE SOLELY BASED ON THE SERVICE. THE SERVICE IS PROVIDED FOR INFORMATIONAL & ENTERTAINMENT PURPOSES ONLY & IS NOT INTENDED TO BE A SUBSTITUTE FOR ADVICE FROM A PROFESSIONAL FINANCIAL ADVISER OR QUALIFIED EXPERT. ALL OPINIONS & FORWARD-LOOKING S

This week's 5-Year TIPS auction may result in the highest real yield in over a decade - to buy or not to buy? Let's talk about: 1. Which numbers you should consider beforehand 2. Where to find these TIPS if you want to buy 3. Why we bought just $1,000 of TIPS instead of $10,000 & 4. What you should ask yourself before making your decision 👉 Join our super super-saver membership for even more exclusive wealth-building content: #jenniferlammer #bonds #fixedincome ------- WATCH NEXT (Members-Only) Seven Risks Of Bond Investing: How Do Interest & Principal Payments On Bonds Work: Will T-Bill Yields Go Up: Why We're Not Buying Treasury Notes Right Now: WATCH NEXT (Referenced In Video) I-Bonds vs TIPS 2023: How To Buy TIPS on Fidelity: Future I-Bond & TIPS Rates: What Is Accrued Interest: How To Buy T-Bills On Fidelity: How To Buy T-Bills On Schwab: How To Buy T-Bills On Vanguard: _________ SOURCES _________ DISCLAIMER EVERYONE'

👉 Join our super super-saver membership for even more exclusive wealth-building content: Video coming soon - here's what we'll be covering: 1. What's the exact month to consider redeeming your I-Bonds depending on whether you bought your I-Bonds at the annualized rate of 7.12%, 9.62% or 6.89% 2. How to set your federal income tax withholding with TreasuryDirect before you redeem your I-Bonds so that you’re not hit with a surprise bill from the IRS come tax time #jenniferlammer #bonds #fixedincome ------- WATCH NEXT (Members-Only Videos) ⭐ 3 US Default Shortcuts | The Trillion Dollar Coin: ⭐ What Happens When A Country Defaults: ⭐ US Default & Your T-Bills, CDs & Money Market Funds: ⭐Why We're Not Buying Treasury Notes Right Now | Will The Fed Start Lowering Rates: ________ DISCLAIMER EVERYONE'S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UNIQUE. NEITHER DIAMOND NESTEGG, LLC, OUR WEBSITE, OUR YOUTUBE CHANNEL, O