Timothy Sumer

In this video, Colin Exelby, CFP® explains the key retirement plan deadlines you need to know before the year ends! Whether you're a business owner, have a SIMPLE or SEP IRA, or found yourself over-contributing to a Roth IRA in 2022, we've got you covered. Make sure your financial strategy is on track as we approach the new year! Top Personal Finance Tools: #1: ★☆★ Rocket Money (originally called TrueBill) ★☆★ #2: ★☆★Personal Capital ★☆★ OTHER RESOURCES ★☆★ Financial Freedom 2023: How to Create a Tax-Free Retirement Income ★☆★ ★☆★ How to Create a 💯 % Tax-Free Retirement Income PLAYLIST ★☆★ ★☆★ Book Your Free Consultation! ★☆★ ★☆★Gusto Bookkeeping★☆★ [About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management. I provide financial planning for business owners and their families that makes sense. Transformational change is made when you focus on the big pi

Are you worried about the impact of inflation on your savings? Inflation can erode the purchasing power of your money over time, making it harder to achieve your financial goals. But don't worry, there are steps you can take to protect yourself from inflation. In this video, we share 7 ways to protect yourself from inflation, including: Investing in inflation-protected securities Maintaining a diversified investment portfolio Negotiating higher salaries or wages Reducing your expenses and saving money Avoiding taking on too much debt Staying informed about economic trends and developments Hedging against inflation with alternative investments By implementing these strategies, you can help safeguard your finances against the effects of inflation and improve your financial well-being over time. Don't let inflation derail your financial plans. Watch this video now and learn how to protect yourself like a pro! #inflation #financialfreedom #savingmoney... ( read more

401k and retirement, what works and what does not. How to make a plan for how you will set up you retirement and manage your 401k.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA retirement planning is a crucial aspect of everyone's financial life. One of the most common and widely utilized retirement plans in the United States is the 401k plan . It offers employees the chance to contribute a portion of their salary to a tax-advantaged investment account, allowing them to save for retirement while enjoying potential growth on their investments. However, what happens when you switch jobs or decide to explore alternative investment options? This is where the concept of rollover 401k to IRA or self-directed 401k retirement comes into play. Firstly, let's understand what a rollover 401k to IRA means. When you leave a job where

Former Stealth Fighter Pilot and Certified Financial Planner (Owner - After Burner Financial), Steve Ankerstar - @cruiserf15, gives a generic overview of the Thrift Savings Plan (TSP) and details some things to you might want to consider when setting up/managing your TSP. 🎬 To catch the full episode, check out the ‘Veteran Entrepreneur Podcast’ on YouTube, Apple iTunes, Spotify, and Google Podcasts. 👉 Follow @cruiserf15 @dotmil_gear 👉 Subscribe to our YouTube Channel #veteranentrepreneurpodcast #dotmilgear... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Thrift Savings Plan Basics: Investing for Your Future As you embark upon your journey towards financial security, it is crucial to explore various investment opportunities that can help you build a substantial nest egg for the future. One such opportunity

Mike and David discuss how big market losses can change your outlook for retirement. #financialplanning #recession #personalfinance #retirementplanning #retirement #wilx10 #lifeplan #moneytips #financialadvice #investing #wealthmanagement #budgeting #debtmanagement #lifeplan #podcast... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Finance Report Episode 8: Analyzing the Impact of COVID-19 on the Stock Market In the latest episode of Finance Report, our experts delved deep into the impact of the ongoing COVID-19 pandemic on the stock market. The pandemic has undoubtedly been one of the most impactful economic events of recent times, causing widespread uncertainty, disruption and volatility across the financial sector. The first topic of discussion was the performance of the stock market during the p

As a business owner, it can be difficult to protect your business from the uncertainty of the economy. With rising debt and interest rates, the government may need to increase taxes or print more money, leading to inflation. Inflation can have a devastating effect on your business and personal finances. However, there is a solution: a specially designed whole life insurance policy designed for cash accumulation. By paying premiums with after-tax dollars and allowing the money to grow on a tax-favored basis, you can protect your cash and combat the effects of inflation and taxes on your business and your cash flow. Watch this video to learn more! #Tier1Capital #OliviaKirk #TimYurek #InfiniteBankingConcept SUBSCRIBE FOR MORE FREE MONEY TIPS: ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ VISIT OUR WEBSITE: ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ CONNECT WITH US ON SOCIAL MEDIA: ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ DISCLAIMER **Tier 1 Capital makes content available as a service to its customers and other visitors, to be used

Should You Borrow against your 401(k)? In this video, CERTIFIED FINANCIAL PLANNER™ Professional Colin Exelby discusses this controversial topic. Some people think 401k loans are great planning tools and others say they are horrible. Which is it? Have you ever been told never, ever borrow against your 401k? Were you taught this by your parents? Did some financial advisor tell you that? Did you ask why? In my opinion, taking a 401k loan or TSP loan can be a good call in certain situations. Mostly when money is needed quickly and the repayment period is short. Like an emergency! Stick with me, and I’ll give you the ins and outs of 401k loans, when it makes the most sense, and why you shouldn’t follow old, outdated advice! TIME STAMPS : 00:00 Should you borrow against your 401(k)? 02:51 Ways to take money out of your company retirement plan 03:58 How does the loan work? 05:23 What happens to your investments when you borrow from them? 06:26 How do you pay it back? 08:08

If you inherited an IRA in 2020 you are likely wondering what rules you need to follow and how you can withdrawal from the account in the most tax efficient way. Robert W. Tull Jr. Certified Financial Planner™ Professional and Phil Tull discuss some of the rules and and questions to ask when tapping these retirement vehicles. DISCLOSURE: The commentary in this video reflects the current views of Tull Financial Group. Reproduction or distribution of this material is prohibited and all rights are reserved. Past performance does not guarantee future results. As with any investment strategy, there is potential for profit as well as the possibility of loss. Tull Financial Group does not guarantee any minimum level of investment performance or the success of any portfolio or investment strategy. All investments involve risk and investment recommendations will not always be profitable. This material does not constitute a complete description of our investment services and is for i