Timothy Sumer

Everyone else believes in the 4 Percent Rule. Why is Dave Ramsey so stubborn? There is a line between safe and unsafe retirement withdrawal strategies. I've run the numbers. You get to decide how much risk you take on, but don't tell people the 4% Rule is stupid. Watch the full episode here: See the results of our safe withdrawal rate study here: Check out our website: HopeFilledFinancial.com Follow us on Facebook: ... ( read more ) LEARN ABOUT: Investing During Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Dave Ramsey Doesn't Believe in the 4 Percent Rule Dave Ramsey, renowned financial coach and author, is well known for his no-nonsense approach to money management and investing. However, one area where he diverges from traditional advice is his disbelief in the popular 4 percent rule for retirement withdrawals. The 4 percent rule,

🔔Subscribe To Our Channel for More Life changing Videos Like This Everyday!👇 😍Can LearnMore Deserve A Coffee Please? 👉 With the average lifespan being 78.4 years, you need to think about retirement planning and how to prepare for the future. In this video I'm going to show you 3 reasons why retirement planning is important and why it's never too late to start. 📈DISCLAIMER: We are not financial advisor. This video, and the ideas presented in it, are for informational purposes only and should not be construed as financial or other professional advice. It is your responsibility to take all necessary steps to independently. verify and ascertain that any information you choose to rely. on from or take action based upon this. video is accurate, as we are not responsible for your use of information obtained from this video🙏 👇MUST WATCH👇 The Psychology of Money and Why Your Money Changes People? ▶ How To Survive On a Low Income? ▶ ▶3 Tips To Live On A Crazy L

What's the average retirement savings by age 60 and what does it mean for you? Subscribe to this channel here: ----------------------- ❤️[THE "DO IT YOURSELF" RETIREMENT PLAN] Achieve Your Successful & Secure Retirement WITHOUT A Financial Advisor 🎁 [GET THE FREE GUIDE] How to Find Your Purpose In Retirement 🏝 [HOW MUCH YOU NEED TO RETIRE?] Take The QUIZ To Find Out How Much You Need To Retire 👍 [LET'S CHAT] ----------------------- POPULAR RETIREMENT VIDEOS The 3-Bucket Retirement Withdrawal Strategy How Much Do I Need To Retire? ----------------------- ----------------------- #retirement #howmuchtoretire #retirementplanning Music: Divine Life Society-Jesse Gallagher Subway Dreams-Dan Henig Source: Disclaimer: Since we don’t know your specific situation, none of this information should be construed as tax, legal, financial, insurance, financial advice, or other advice and may be outdated or inaccurate. It is your respo

Do you want to be in the 1% of people who know a better withdrawal strategy in retirement? Vanguard's research has shown that this strategy can increase income withdrawals and the end value of your pot compared to conventional withdrawal methods... ⏰ TIMESTAMPS ⏰ 0:00 Start 1:39 The Two Most Common Methods, and Why They Fail 4:02 Dynamic Spending and How It Works 5:43 Vanguard's Dynamic Spending Research Findings 10:46 How To Apply Dynamic Spending Yourself 📈 WANT TO CREATE YOUR OWN CASH FLOW MODEL? 📈 You can now access my courses to unlock the power of cash flow modelling. For more info visit: 🎬 WATCH NEXT - HOW MUCH WILL MY PENSION PAY ME? (EXPLAINS MONTE CARLO ANALYSIS) 🎬 ✅ ABOUT DYNAMIC SPENDING ✅ Most people use one of two withdrawal strategies in retirement, but both can carry risks... The well known 4% rule is an example of a 'pound plus inflation' withdrawal strategy, which can lead to a higher chance of your money running out duri

The IRS is again delaying some of the RMD rules for inherited IRA beneficiaries. There have been a few changes over the last few years so here's a quick recap. Dave Zoller, CFP® 🍀Get The 5-Minute Retirement For Free🍀 ❤️[MY FAVORITE retirement planning SOFTWARE + VIDEO WALKTHROUGH]❤️ My Favorite Retirement Calculator w/ no video walk-through 🎯REACH OUT FOR A FREE retirement planning SESSION🎯 00:00 Intro 00:30 Quick Recap 00:46 Changes in the past few years 01:35 The Negative of no stretch rule 02:00 One nice thing they did 02:27 Recent Change and delay from this year 03:29 How inherited IRAs can impact your income plan ----------------------- POPULAR RETIREMENT VIDEOS 3 Reasons To Retire ASAP 7 Things Happy Retirees Do Well. retirement planning Tips From Recent Retirees High Net Worth Retirement is Different 3 Lies That Could Delay Your Retirement 3 Must-Have Assets When retirement planning . ----------------------- #retirement #howmuchto

If you’re like a lot of our clients, you are trying to achieve a 10 out of 10 confidence level about your ability to retire - anything less than that is less than ideal, right? Well, if that’s true, then you can’t ignore this one important piece of your retirement plan: your retirement income withdrawal strategy. Dave Zoller, CFP® ❤️[MY FAVORITE retirement planning SOFTWARE + VIDEO WALKTHROUGH]❤️ Achieve Your Successful & Secure Retirement WITHOUT A Financial Advisor 🎯REACH OUT FOR A FREE PLANNING CALL WTH ME🎯 00:00 Level 10 Confidence 00:25 2 Years out from retirement 01:49 What could he have done differently? 02:30 Order of Importance: Step 1 03:44 Step 2: The Income Plan 04:13 401k Allocation: One thing they could have done differently 05:32 Recap 👨‍👩‍👧‍👦The Family Planner👨‍👩‍👧‍👦 Make Life Easier For Your Family 🌄 Find Your Purpose In Retirement 🌄 🍀Get The 5-Minute Retirement For Free🍀 🙏 [MAXIMIZE PHILANTHROPY CALL]🙏 Maximize your i

Here’s a retirement planning tip you probably haven’t heard before. If you can do it, you’ll be doing something I believe that 99% of people DON'T when planning their retirement. I believe this because you don’t hear this tip very much at all when talking to advisors or when searching the internet for retirement strategies and planning techniques. And it could be one of the things that help you make sure you have a retirement you're excited about. Dave Zoller, CFP® ❤️[THE DIY "DO IT YOURSELF" RETIREMENT PLANNNER]❤️ Achieve Your Successful & Secure Retirement WITHOUT A Financial Advisor 🎯REACH OUT FOR A FREE PLANNING CALL WTH ME🎯 🍀Get The 5-Minute Retirement For Free🍀 👨‍👩‍👧‍👦The Family Planner👨‍👩‍👧‍👦 Make Life Easier For Your Family 🌄 Find Your Purpose In Retirement 🌄 🏝My Favorite Retirement Calculator 🏝 ➡️ [MAKE RETIREMENT MORE EXCITING] ----------------------- ⬇️ ⬇️ ⬇️ POPULAR RETIREMENT VIDEOS 7 Things Happy Re

We may recommend NOT retiring yet if we see these 5 things during the planning stage. But the good news about these is that they can be fixed quickly. Dave Zoller, CFP® Retirement Purpose Guide Flourish Rwanda 🎯REACH OUT FOR A FREE retirement planning SESSION🎯 ❤️[MY FAVORITE retirement planning SOFTWARE + VIDEO WALKTHROUGH]❤️ Achieve Your Successful & Secure Retirement WITHOUT A Financial Advisor My Favorite Retirement Calculator w/ no video walk-through 🍀Get The 5-Minute Retirement For Free🍀 👨‍👩‍👧‍👦The Family Planner👨‍👩‍👧‍👦 Make Life Easier For Your Family 🌄 Find Your Purpose In Retirement 🌄 00:00 The 5 Things 01:06 Part Financial and Part Non-Financial 01:47 1 - Running From Something? 02:40 Retirement Depression 03:30 Important Questions to Answer 05:09 Example of how one retiree found purpose 06:33 2 - Are you currently getting the"3 Cs" 08:00 Making a gradual transition? 09:12 3 - If you have more control over

Welcome back to The Double Play Channel where I show you how you can put your money to work in two places at one time by leveraging the cash value of a maximum over-funded life insurance policy to invest in real estate. If you are researching Life Insurance and Real Estate Investing, you've come to the right place, so be sure to hit the like and subscribe buttons right now because you won't want to miss any of this valuable content. In this video, I am talking about life insurance retirement plans or LIRPs. life insurance retirement plans are totally underrated compared to other forms of retirement investing. However, it is important to understand that a life insurance retirement plan can generate two to three times the incomefrom the same amount of savings.That means dollar for dollar you can get more future retirement income from money going into a LIRP then from money going into traditional retirement assets. That's a BOLD statement. Watch the video to see me

The Secure Act 2.0 signed a lot of changes into law that impact retirement savings and withdrawal rules. However, because so many people in their 50s and 60s wish they had more money in the ROTH accounts, I’ll focus on what the changes mean to ROTH IRAs and a few ways you might be able to get more into those accounts. Dave Zoller, CFP® 🎯REACH OUT FOR A FREE PLANNING CALL WTH ME🎯 ❤️[THE DIY "DO IT YOURSELF" RETIREMENT PLANNNER]❤️ Achieve Your Successful & Secure Retirement WITHOUT A Financial Advisor 👨‍👩‍👧‍👦The Family Planner👨‍👩‍👧‍👦 Make Life Easier For Your Family 🌄 Find Your Purpose In Retirement 🌄 🍀Get The 5-Minute Retirement For Free🍀 🏝My Favorite Retirement Calculator 🏝 ➡️ [MAKE RETIREMENT MORE EXCITING] ----------------------- ⬇️ ⬇️ ⬇️ POPULAR RETIREMENT VIDEOS 7 Things Happy Retirees Do Well. retirement planning Tips From Recent Retirees Why Delaying Retirement Might NOT Be a Good Idea Is The S&P All I Ne

Even though last year is done, there are still some potential ways that you can actually save on last year's taxes. These are just some last-minute tax deductions that we might be able to take to keep a little bit more of what we make. Dave Zoller, CFP® HSA VIDEO : ❤️[MY FAVORITE retirement planning SOFTWARE + VIDEO WALKTHROUGH]❤️ Achieve Your Successful & Secure Retirement WITHOUT A Financial Advisor 🎯REACH OUT FOR A FREE PLANNING CALL WTH ME🎯 🌄 Find Your Purpose In Retirement 🌄 🍀Get The 5-Minute Retirement For Free🍀 ----------------------- ⬇️ ⬇️ ⬇️ POPULAR RETIREMENT VIDEOS 7 Things Happy Retirees Do Well. retirement planning Tips From Recent Retirees Why Delaying Retirement Might NOT Be a Good Idea Is The S&P All I Need to Retire? 3 Must-Have Assets When retirement planning . ----------------------- #retirement #howmuchtoretire #retirementplanning MUSIC: Stary Sky- Simon Grob Subway Dreams- Dan Henig Disclaimer: Since we

Are you planning to retire or already in retirement? Do you have a strategy for how you plan to take withdrawals from your retirement assets? In this video, I help you develop a retirement withdrawal strategy. Enjoy! Thank you for watching! Please subscribe to our channel if you like the content. retirement planning can seem overwhelming, and it's hard to know where to start. I am passionate about retirement planning and financial Education! Here are a few ways that we might be able to help; 1. Watch our free educational videos here on our YouTube Channel 2. Like the Money Evolution Facebook Page. Additional investment and retirement planning content, including Live Stream Market, updates not on the YouTube Channel. 3. The Retirement Time Machine online course! Over 13 hours of instructional video and dozens of forms and worksheets to help you learn How to Optimize Your Financial Resources and Create a More Confident Plan For Your Retirement! Get more infor

Annuities for Retirement. How to use Income Rider Quote Tool to calculate your Guaranteed Lifetime Income Payout in Retirement. The tool is available and free to use at our website at 00:00 Introduction 09:04 Barron's list of the world's top annuities 00:50 Income Rider Quote Tool for Guaranteed Lifetime Income 01:10 Market Risk and Annuities 01:30 Analogy of Annuities to Social Security 01:50 Different Type of Annuity Contracts and Companies 02:42 Annuities as Part of a retirement plan 03:00 Income Rider Quote Tool Demo on oakharvestfg.com 03:39 Guaranteed Lifetime Income for You and Your Spouse 04:41 List of guaranteed Lifetime Income Amounts and Insurance Companies 5:40 Getting Help in Adding Guaranteed Lifetime Income to Your Retirement Portfolio 5:47 Annuities with Annual fee and Annuities without 06:51 The Annuities Payout Factor 07:20 How Annuities Compare to an Investment Account 09:29 The Benefits of Deferral 10:45 Book a Free Consultation Do you nee