Timothy Sumer

Episode #451 This “financial order of operations” could be your ticket to financial freedom. If most Americans followed these steps, they would find themselves debt-free, with full retirement accounts, passive income, and “wealth-accelerating” investments that only top-income earners can access. But you don’t need to make hundreds of thousands of dollars a year to follow this “Stairway to Wealth”; you just need to follow these steps! Andrew Giancola from “The Personal Finance Podcast” built the “Stairway to Wealth” after realizing that the common wealth-building plans, like Dave Ramsey’s “Baby Steps,” wouldn’t fit most people’s lifestyles. Instead, Andrew worked to develop a system that almost anyone could use, one that was tailored to TODAY’s financial environment and gave people more of a choice when it came to their investments. Following this nine-step plan, you can go from low cash and high debt to debt-free, financially safe and secure, and invested for your future....

Episode #452 If you’re new to personal finance, investment accounts can seem complicated. The terms, the lingo—HSA, Roth, IRA, 401(k)—these may seem like letters in an arbitrary order, but using these retirement and investment accounts can help you reach financial freedom faster, pay WAY less in taxes, and maximize your money even while you’re asleep. So, how do you get started? Tune in; we’ll show you how! Joining us is early-retired CFP (Certified Financial Planner) Kyle Mast to walk through each retirement, investment, and savings account you MUST have on your road to FIRE. In today’s episode, we’ll touch on the common accounts you’ve heard of, like the 401(k) and IRA, as well as some lesser-known investing and savings accounts that can help your money grow faster than you thought possible. And whether you’re just starting your retirement journey in your 40s, 50s, or 60s, or you’re a twinkly-eyed twenty-something-year-old ready for compound interest to run its course, ...

How can you set yourself up to pace inflation? I Bonds, and treasury bonds in general, have always been thought of as the “retiree's investment choice.” For those that have a short time horizon on investments, bonds have made perfect sense. With a guaranteed return, there isn’t a lot to risk for someone close to retirement age who simply wants to watch their investments stabilize—not grow or decline. And in today’s high-inflation environment, more and more individuals are realizing how worthwhile bonds are, especially as their traditional assets start to nosedive. Neither Mindy nor Scott have heavy allocations in the bond market, so to understand these interesting assets a bit more they invited Shane Shepherd, Assistant Professor at USC’s School of Business, to the show. Shane has seen a recent pique in interest from his students in a few certain subjects—inflation, rising interest rates, and bonds. It seems like even the young generation of investors want to safely st...

... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Should you invest YOUR money into a 401K? As an entrepreneur or someone interested in investing, it is crucial to consider all available options before making any decisions. One popular investment avenue is contributing to a 401K retirement plan , offered by many employers. However, the question remains: should you invest YOUR money into a 401K? To make an informed decision, it is essential to understand what a 401K is and how it works. A 401K is a retirement savings plan provided by employers to their employees, which allows individuals to contribute a portion of their salary on a pre-tax basis. The funds deposited in a 401k account can be invested in various assets, such as stocks, bonds, and mutual funds, with the goal of growing the initial investment over time. One of t...

Thanks to SoFi for sponsoring this video/episode! View your rate for a SoFi Personal Loan through my link with no impact to your credit score and no commitment Resources I use/would use (with discounts/sign-up bonuses): 1) Investing: Start investing, or open a retirement account , and get a free $5 by using my link: 2) Checking & Savings: Get up to 4.30% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: *affiliate link 3) Online security: Protect your online privacy and security NOW and for free by following my link to our sponsor Aura: 4) Credit building debit card: The first 1000 people to sign up for Fizz with code: HAMMER10 get $10: 5) Coursecareers: Get qualified for a better job and increase your income: and use code HAMMER50 to get $50 off the full course. 6) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner Min...

How self directed IRAs work, Roth and traditional. Here is an example. Please "Like," SUBSCRIBE: | Call +1-954-400-1050 or fill out a free consultation form: Asset Protection From Lawsuits: Offshore Company Formation: US company formation: Webull Click here to FREE stock when you open a stock brokerage account and make a deposit with Webull DISCLAIMER The information provided in this video does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this video and on this channel are for general informational purposes only. Information on this channel may not constitute the most up-to-date legal or other information. This video and/or description may contain links to other third-party websites. Such links are only for the convenience of the reader, user or browser; the we do not recommend or endorse the contents of the third-party sites. The presenter is not an attorney. Lawyers Limited is n...

Go here to learn these strategies CREATIVE BUYING STRATEGiES Just Getting Started? Invest in Real Estate The RIGHT Way! #shorts #short Real estate can be a lucrative investment, but many investors struggle to make a profit when the market is volatile. However, there are several strategies you can use to profit in any real estate market - up or down. In this video, we'll discuss four strategies: agreements for sale, rent to own/lease options, vendor take-back mortgages, and wholesaling. We'll explain what these strategies are, how they work, and how to implement them successfully. Agreements for Sale An agreement for sale is a legal agreement between a buyer and a seller. The buyer agrees to make payments to the seller, who remains the legal owner of the property until the buyer pays the full purchase price. This strategy is often used in markets where traditional financing is difficult to obtain, or where buyers have poor credit. To implement this strategy suc...

🆓 Join My FREE 5-Day Land Flipping Masterclass 📲💵 Here's How You Can Get More Involved: 🌅➡️Want To Learn About Land Investing?! Visit... 📚🆓 Download My FREE Book 📲 Follow Me On Social Media! INSTAGRAM ⬇️ TIK TOK ⬇️ igshid=YmMyMTA2M2Y= LINKEDIN ⬇️ //www.linkedin.com/in/jack-bosch-a923b59 FACEBOOK ⬇️ #bank #failure #siliconvalley #marketing #business #fail #realestate #wholesale #wholesalemarket #flipping #flippinghouses... ( read more ) LEARN MORE ABOUT: Bank Failures REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The Result of Bank Failures Bank failures are occurrences in the financial sector that can have extensive consequences on the economy and society as a whole. When a bank fails, it not only affects the bank's customers but ...

The US dollar could be ousted as the world’s reserve currency as more and more countries move away from using a dollar-backed standard for trade. This could lead to an economic domino effect causing more inflation and a difficult domestic economy. But what will this do to the housing market? How will investors be affected, and will this global move put downward pressure on the US economy? Welcome back to another Seeing Greene where your “this is just my opinion” host, David Greene, shares his take on economics, lending, investing, and where to find cash flow in 2023. This time around, David touches on topics like flipping vs. BRRRRing and which makes more sense with high mortgage rates, why using a HELOC to invest in real estate could be risky, what to do when your rental won’t cash flow, and how to turn a troublesome rental into a fully-occupied cash cow. Want to ask David a question? If so, submit your question here ( so David can answer it on the next episode of Seeing...

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The real estate vs. stock market debate is OVER. That’s right, after a conclusive study conducted by our own VP of Data and Analytics, Dave Meyer, we’ve found the real difference in returns between the stock market and real estate investing. And at first, you might think that these two types of investments end up being pretty close in terms of profit. For the most part, stock investors don’t care to venture into the active world of real estate, and vice versa. But what if we told you the difference was HUGE? We’re talking DOUBLE the returns in one over the other. You might say, “Hey, isn’t this a real estate investing channel? We know your answer!” Think again. We’ve got the raw data pitting rental properties against the S&P 500, everyone’s favorite index fund, to see whether investing in the S&P, a rental property, or a primary residence comes out on top. Adding all the factors together, the winner could have you changing your investment strategy quite quickly. Whi...

#shorts Real Estate investing is the greatest option for you if you're wanting to achieve financial independence, amass riches, or produce passive income. Here's the Top Reason❗️ ✅Inflation Protection ✅Tax benefits ✅Diversification ✅Leverage ✅It’s always working for you 💯 I encourage you to do your research and learn as much as you can. ❗️ 👉 Interested to know more❓ Give me a call❗️ 📲408-459-8881 📩ttran@interorealestate.com 💳... ( read more ) HOW TO: Hedge Against Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Real estate investing is one of the most lucrative and rewarding forms of investment. If done right, it can lead to financial freedom. Real estate investors purchase properties with the aim of making long-term profits through ren...

Get qualified for a better job and increase your income: and use code HAMMER50 to get $50 off the full course. _______________________ Resources I use/would use: 1) Acorns: Start investing, or open a retirement account , and get a free $5 by using my link: 2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: 3) Aura: Protect your online privacy and security NOW and for free by following my link: 4) Fizz: A debit card that builds credit while preventing overspending: use CALEB10 for a $10 signup bonus! _______________________ Chapters: 00:00 Job and Income 02:09 Already a mess… 06:00 Coursecareers 08:33 what??? 10:47 Not the CREDIT CARDS 13:53 Are you serious?! 19:35 STOP THIS 23:12 Please… 24:10 ENDLESS SPENDING 27:00 Im scared for you... 29:00 Wait there's MORE?! 32:06 You need to budget! 34:38 Not looking good… 37:04 Please just have this! 39:00 Can he do this? 42:43 Just do this ple...