Timothy Sumer

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Showing posts with the label 5yearrule

【IRA综合指南】不同类型的IRA有何差别？哪一种能获得更高回报并享受更多税务优惠？

报税季到了，大家免不了被会计师催着开Traditional IRA，或者往里面存放金额。但是Traditional IRA是否真的那么合算呢？这就要看小伙伴们自己的取舍了！菌菌将分享不同种类的IRA哪种赚的更多？省税更多？内容包括： 1. IRA是什么？ 2. 开它的意义是什么？ 3. 谁可以开IRA？ 4. IRA有什么限制？存放限制、取出限制、IRA罚金、Roth 5-Year Rule 5. IRA的种类和区别？ 6. 推荐用哪种IRA？ 7. 4个做Roth的好处 8. 收入太高还能做Roth IRA吗？ ▬▬▬▬▬▬▬▬▬▬纯福利▬▬▬▬▬▬▬▬▬▬▬▬ ✅每周一：美股推荐+理财视频 ✅每周三篇：投资理财干货文章尽在下面菌菌的网站👇🏻👇🏻👇🏻 💻网站 ► 8advice.com 💰 报名投资理财规划 ► 💵 领取免费股票 ► 📫联系方式 ► tzj8advice@gmail.com ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 菌菌会继续向大家分享投资、理财、和风险管理的方法~ 让投资理财视频不再只是看热闹，而是让大家意识到问题，并提供可实施的方法解决问题！ 🙋 🙋‍♂️希望大家踊跃与菌菌互动，菌菌会尽力回答每一个问题。也可以留言告诉菌菌你想看的内容哦！... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA 【Complete Guide to IRAs】Types of IRAs? Which One Yields Greater Returns? Offers More Tax Benefits? Individual Retirement Accounts (IRAs) are a popular investment vehicle that offe

The Rule on ROTH CONVERSIONS: A 5-Year Guide

Today we're talking about roth conversions and how the 5 year rule applies to the Roth conversion in particular. You may have seen many of our other videos on the 5 year rule for normal roth contributions but today we will focus on the fine print in the 5 year rule particularly for roth conversions. We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments while teaching you all about your money. ---Ready to subscribe--- For more information visit: --- Instagram @jazzWealth --- Facebook --- Twitter @jazzWealth Business Affairs 📧Support@JazzWealth.com... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA The 5-Year Rule on Roth Conversions: A Strategic Approach to Tax Planning When it comes to planning for a comfortable retirement, one of the key considerations is how to m

💥 Avoid TAX and PENALTY on ROTH IRA Distributions by following these guidelines!

How can you withdraw from a ROTH IRA without incurring taxes and/or penalties? Learn the conditions that must be met BEFORE you can withdraw from a Roth IRA tax- and penalty-free in this retirement savings and investment tips video. Plan ahead and follow the rules to make the most of your retirement investments. Schedule a phone or video appointment: Note: You can withdraw CONTRIBUTIONS you made to your Roth IRA anytime, tax- and penalty-free. However, you may have to pay taxes and penalties on EARNINGS in your Roth IRA.... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA A Roth Individual retirement account (IRA) is one of the most popular ways to save for retirement while minimizing your tax burden. It can provide a tax-free way to save for retirement, as long as the rules are followed. However, if you take early distributions from yo

Did you know the truth about the 5-year rule for Roth IRAs? When can you withdraw your contributions and gains without taxes or penalties? Is the 5-year requirement necessary? What's the starting point for the 5-year clock? And, is a Roth IRA really tax-deferred? Let's talk about contributions and conversions. - 74th Edition

有人说Roth IRA是可以任何时候拿走的，有人说不行，需要等5年才可以。那么到底有没有这个5年规则，这个规则到底是怎么运作的？听听潘老师小课堂，你就会知道真相啦！欢迎接着关注潘老师小课堂！ ********************* 欢迎大家订阅《潘老师小课堂》，理财退休生活有保障！想了解更详细的内容，或者有任何有关退休，年金，人寿保险，医疗保险，税务规划等等方面的，可以跟我们联系： email：panfinancialinc@gmail.com 微信：pan-financial-inc ********************* 其他节目：第74期：Roth IRA的5年规则的真相您知道吗？从哪天开始算5年？什么时候拿没有税和罚款呢？需要等五年吗？第73期：四重省税工具HSA怎么投资，可以带走并继承吗？IRA可以转成HSA，第72期：永不交税、四重省税功能的工具您有吗？省双重税，三重税的是哪些？第71期：如何省税，W2员工与1099自雇主如何最优省税第70期：申请Medicare的必要条件：必须要40个积分吗，为什么说40个积分很重要第69期：是W-2省税还是1099省税？万万税的美国，FICA 和SECA是个什么税，可以避免吗？第3期: Roth IRA Backdoor & Conversion; 什么情况下IRA可以抵税；Conversion注意的税务问题; 第2期: 退休省税 Roth IRA: 为什么要Roth IRA? 能放多少? 什么时候领钱没有罚款? 第1期: 退休省税 Traditional IRA: IRA 什么情况下出现的? 可以省现在的税吗? 什么时候取钱没有罚款? 有RMD吗? 第 9 期: 退休或离职后公司退休金，401(k)/403 B 怎么投资怎么管理比较好？第68期：我怎么给孩子买房子，避免遗产税和赠与税，买自住房还是出租房，借给孩子钱还需要证据吗，要收利息不？自己的退休怎么办？第67期：紧急通知，超过65岁，没有合格医疗保险，符合申请红蓝卡但没申请的，请务必在3月31日前申请，否则会有更多的罚款！Cobra和奥巴马保险不能豁免第66期，可以和孩子共同持有房产吗，能避免遗产税和赠与税吗？有哪些产权持有方式？各有什么优缺点，要注意哪些问题。和其他人共同

What's the 5 Year Rule for Roth IRA's and What You Need To Know | When Should You Open a Roth IRA

In this episode, Troy Sharpe, CFP®, talks about the 5 year rule for Roth IRA's and what you need to know so that you don't get penalized when you take a withdrawal. To contribute to an IRA you need to meet some basic requirements. To withdraw money from an IRA without penalty, you also need to meet certain requirements. The 5 year rule applies a bit differently to Roth IRA's that have contributions, Conversion Roth IRA's and Rollover Roth IRA's. Opening an IRA and contributing to it should be part of an overall Retirement Plan. At Oak Harvest Financial Group we create a customized solution aimed squarely at your retirement needs. No two plans are exactly alike. We tailor investments, income, tax-reduction, safety, long-term care and legacy solutions around your retirement vision and goals. Instead of trying to fit you into a box, Oak Harvest builds the box around you. It starts with a discussion about your retirement vision. A retirement vision is

2 things people misunderstand about the Roth IRA for retirement.

When talking about the Roth IRA there are many things people misunderstand. One of them is the 5 year rule that applies to the Roth IRA. Any contributions that you make to a Roth IRA are ALWAYS available for you to withdrawal at anytime. Even if you are not currently of retirement age you can still take out any contributions you make to a Roth IRA. The 5 year rule applies to those that are currently of retirement age only and affects the gains in the Roth. The other is the tax ramifications of withdrawals from a Roth IRA. Of course when you retire at 59.5 or older you can withdrawal any amount you want from your Roth IRA. If you withdrawal only contributions prior to that age then you are not required to pay any tax or penalty. It is only on the gains that you would pay a 10% penalty if you withdrew that early. We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments and, using NestEgg we can help you with eve

🕦 5 year rule Roth IRA | Fin Tips 🏛

The 5 year rule on a Roth IRA always trips people up. In reality you can take any of your contributions out at anytime without penalty. If you plan to take out growth early then you are subject to the penalty. The 5 year rul We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments while teaching you all about your money. ---Ready to subscribe--- For more information visit: www.JazzWealth.com --- Instagram @jazzWealth --- Facebook --- Twitter @jazzWealth Business Affairs 📧Support@JazzWealth.com... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA When it comes to retirement planning , the Roth IRA is a popular choice for many individuals. It offers tax-deferred growth and tax-free withdrawals in retirement, which can be a great way to save for the future. However, ther

457(b) vs 403(b)

Public-sector and nonprofit organizations don't offer 401(k) plans that employees can contribute to. However, they can and do offer other employer-sponsored plans: the 403(b) and the 457(b). A 457 plan has two types. A 457(b) is offered to state and local government employees and a 457(f) is for top executives in nonprofits. A 403(b) plan is typically offered to employees of private nonprofits and government workers, including public school employees. This video attempts to explore the similarities and differences of the two plans. 🔴 SUBSCRIBE for more FREE tips: ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 🤝BECOME OUR CLIENT: It only takes 2 steps ➡️ 1. Watch our free (60min) Masterclass to learn how we help clients maximize ALL of their Income sources. 2. Once you watch the video you will be prompted to apply to become our client. ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 📲CONNECT WITH US ON SOCIAL MEDIA: Facebook ➡️ LinkedIn ➡️ linkedin.com/in/carson-graves-22103413/ Website ➡️ ▬▬▬▬▬▬▬▬

Roth or Traditional IRA?

A Roth IRA and Traditional IRA are both good retirement accounts to consider, and offer many investment options as you plan for your future. Both Traditional and Roth IRAs can be effective retirement savings tools, but eligibility and limitations mean one or both may not be right for you. This video will cover several key differences to keep in mind when determining which account makes the most sense for your particular needs. 🔴 SUBSCRIBE for more FREE tips: ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 🤝BECOME OUR CLIENT: It only takes 2 steps ➡️ 1. Watch our free (60min) Masterclass to learn how we help clients maximize ALL of their Income sources. 2. Once you watch the video you will be prompted to apply to become our client. ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 📲CONNECT WITH US ON SOCIAL MEDIA: Facebook ➡️ LinkedIn ➡️ linkedin.com/in/carson-graves-22103413/ Website ➡️ ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ DISCLAIMER Insurance products and services are offered through Carson Graves, independent a