Timothy Sumer

Doug Tashma, RMC Group's Executive Vice President of Operations, explains how you could tell your clients that they can make substantially higher contributions to a qualified retirement plan AND completely eliminate market risk - all on a tax favored basis? Watch to find out! . . Contact RMC Group at 239-298-8210 to get a plan started today! . . Facebook: Twitter: Instagram: LinkedIn: Website: Email Address: rmc@rmcgp.com Phone Number: 239-298-8210... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Make Substantially Higher Contributions to a Qualified Retirement Plan! When it comes to planning for retirement, many individuals dread the thought of not having enough funds to live comfortably during their golden years. However, there is a strategic way to maximize your retirement savings and ens...

A flexible retirement plan with outstanding tax advantages and financial flexibility not available on traditional qualified plans.... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The Elite Retirement Plan: Securing a Luxurious Future When it comes to planning for retirement, many people dream of an elite lifestyle, filled with luxury vacations, fine dining, and indulging in their favorite hobbies and interests. To turn this dream into a reality, one needs a comprehensive retirement plan specifically tailored for an elite lifestyle. This is where the Elite Retirement Plan comes into play. The Elite Retirement Plan goes beyond traditional retirement planning , offering a unique approach specifically designed for individuals seeking an opulent and extravagant lifestyle in their golden years. It focuses on e...

This video is all about 2022 retirement plan deadlines. Retirement plans are low hanging fruit for business owners. They provide a wonderful tax deduction, help attract and retain employees, and position personal assets for long term growth. Sponsoring a plan comes with responsibilities and deadlines though, which Grant reviews in this edition of The Business Owner's Corner. 00:00 Introduction 00:25 October 1st 01:30 March 15th 03:52 November 2nd... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA 2022 Retirement Plan Deadlines - Business Owner's Corner As a business owner, planning for your retirement is imperative to ensure financial security in your golden years. Setting up retirement plans not only benefits you personally but also enables you to attract and retain top talent. With the new year upon us, it is crucial t...

Many people believe that 401Ks are supposed to keep us afloat during retirement but aside from inflation, did you know that you have to pay taxes before you can take that money out too? This is only one of the many reasons your 401K is not an ideal retirement plan and it is by far one of the biggest inconveniences of keeping your money in one. Watch now to learn more about how 401Ks work and why a 401K is NOT an ideal retirement plan for anyone! Key Talking Points of the Episode 00:00 Introduction 01:13 How do taxes work in 401Ks? 02:21 What was the primary purpose of a 401K? 03:25 Why are 401Ks not ideal for retirement? 04:36 What makes investing in a 401K risky? ____________________________________________________________________ Want More? Register Here for Lee’s Live Monthly CEO Firesides! ___________ Subscribe, Like, and Comment! ▪️ leearnoldsystem.com ▪️ facebook: ▪️ instagram: #realestate #realestateinvestment #inv...

Adam welcomes Brandon Caldwell, Senior Mortgage Advisor with Ruoff Mortgage to discuss rising interest rates and the changing mortgage market for residential purchases.  Brandon shares more about certain changes to regulation that make it more expensive for a qualified borrow to get a mortgage and more affordable for a less qualified borrower.  Brandon also talks more about loan level price adjustments and how they work during the mortgage process.  Given the prominence of new construction deals happening in the market Brandon explains those products and how they are trickier than you may anticipate.  Adam and Brandon also discuss some of the lesser utilized yet still viable products in today's market including Bank Statement Loans, No Doc Loans, and DSCRs.  Lastly, Brandon shares his advice to those who think they should wait until mortgage interest rates decline.   Email Brandon: B.Caldwell@ruoff.com  Brandon Caldwell Senior Mortgage Advisor  Ruoff Mortgage, NMLS I...

Join the Discord Here we can have an open forum to discuss stocks, trading, investing and all things business in greater detail.... ( read more ) LEARN MORE ABOUT: Bank Failures REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Stock Watchlist 3/14/23: Bank Bailouts and CPI Prints In today's stock watchlist, we will be taking a close look at two major events affecting the financial markets - bank bailouts and Consumer Price Index (CPI) prints. Bank bailouts are interventions by governments or central banks to rescue and provide financial assistance to struggling banks and financial institutions. These measures are typically taken during times of economic distress to prevent the collapse of the banking system, which could have severe consequences for the overall economy. For investors, the impact of bank bailouts is significant as it can affect market sentiment and i...

There are many different types of qualified retirement plans. As a business owner, which one is right for you? . . Watch Doug Tashma, RMC Group's Executive VP & COO, explain the difference between plans to determine which one is right for you! . . Contact RMC Group today at 239-298-8210 for more information or to get a retirement plan started! . . Facebook: Twitter: Instagram: LinkedIn: Website: Email Address: rmc@rmcgp.com Phone Number: 239-298-8210... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Different Types of Retirement Plans retirement planning is an essential aspect of financial management. It ensures individuals can enjoy a comfortable lifestyle after their working years. There are several retirement plans available to help individuals save and invest their money for their future. I...

If you are a high earner, this retirement savings strategy could work for you! Discover the benefits of Backdoor Roth IRAs and how you can implement them in your retirement saving strategies. The views expressed are not necessarily the opinion of SagePoint Financial, Inc., and should not be construed directly or indirectly, as an offer to buy or sell any securities mentioned herein. Investing is subject to risks including loss of principal invested. Past performance is not a guarantee of future results. No strategy can assure a profit nor protect against loss. Please note that individual situations can vary. Therefore, the information should be relied upon when coordinated with individual professional advice.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Backdoor Roth IRAs: Retirement Savings For High Earners Introduction: retirement plan...

We love helping small business owners. See what IRA options are available to you.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Individual Retirement Accounts, or IRAs, are a popular way for Americans to save for retirement. However, many small business owners may be unaware that they are also eligible to open and contribute to an IRA. In this article, we will explore the different types of IRAs available to small business owners, their benefits, and how to get started. What is an IRA? An IRA is a tax-advantaged savings account designed to help individuals save for retirement. The most common types of IRAs are Traditional and Roth IRAs. Contributions to these accounts are made with pre-tax dollars for Traditional IRAs, or with after-tax dollars for Roth IRAs. When the account holder reaches retirement age, withdrawals made from Tradi...

The law office of Lesly R. Devereaux offers estate planning services designed to help you manage your affairs in the most practical and positive way possible. Lesly is an established New York estate planning lawyer with extensive experience in this and many other areas of the law. Please Visit My: WEBSITE: FACEBOOK: ADDRESS:43 West 43rd Street, Suite 175 New York, NY 10036-7424 Phone: 212-804-5736 Email: ld@leslylaw.com #trust#will#estateplanning#probate#attorney#familyestateplan#lastwill#lawofficesinnewjersey#lawoffice#law#officeoflaw#willtrust#estate#estateplan#businessowner #businessman #businesswomen #womeninbusiness #estateplanning #estatesandtrusts @leslydsellshomes @leslylawyer @weddingblissbydrlesly... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Inheriting an IRA can be a significant responsibility. It is crucial to know what y...

Owners of medical practices and businesses, as well as high net worth individuals, face significant liability risk -- not only from product liability or malpractice that may arise from their business or profession, but also as employers, real estate owners and parents. This presentation will explain common liability traps, dispel common myths about asset protection and identify the "Best Practices" in the following areas: - Using the proper entities for a business or professional practice - Shielding real estate, equipment, intellectual property and other business assets from lawsuits - Safeguarding your personal and business cash flow - Protecting personal assets, including qualified plans, IRAs, liquid investments and the home ABOUT THE PRESENTER: David B. Mandell, JD, MBA is a principal of OJM Group. David is an author, former attorney, and renowned authority in the fields of risk management, asset protection and financial planning. As a writer, David co-auth...

SIMPLE IRAs aren't always so simple. This week's Business Owner's Corner covers what you need to know before establishing one for you and your employees.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA As a business owner, one of your primary concerns is likely providing your employees with a retirement plan that is both simple and affordable. One option that you may be considering is a SIMPLE IRA, or Savings Incentive Match Plan for Employees. While these types of plans can be beneficial for employers in many ways, they are not without their downsides. In this article, we'll take a closer look at the pros and cons of SIMPLE IRAs to help you make an informed decision for your business. The Good: One of the primary benefits of a SIMPLE IRA is that they are easy to set up and maintain. The requirements for participation a...

💡LEARN MORE‼️💡 Get a complimentary copy of my new book‼️👇 📖 The 4 Keys To Building Wealth 🔗 www.wmtgift.com... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing When it comes to saving for retirement, one of the most popular financial vehicles is the 401k. This employer-sponsored retirement plan allows employees to contribute a portion of their pre-tax income, receives tax-deferred growth, and makes it easy for participants to save for their retirement. Despite these benefits, some skeptics argue that 401ks may not always be the best investment choice. So, are 401ks a good investment choice? Well, the answer lies in several factors. Firstly, one of the biggest advantages of a 401k is that they offer tax-deferred growth. This means that any growth generated by the ...

Self-directed IRAs are not only useful for retirement. They can also be used to grow your wealth long before you retire, if you do it right and you comply with all the rules. Watch this video to learn more rules that apply to your SDIRA and how you can avoid them! Key Talking Points of the Episode [00:00] Introduction [00:18] What is Unrelated Business Income Tax? [00:56] How can you incur UBIT? [02:20] What other issues can you encounter when using your IRA? Quotables “Unrelated Business Income Tax, also some of them call it Unrelated Debt Financing Income Tax – in certain circumstances, your IRA may incur an income tax.” “These rules are designed to prevent the IRA that’s normally tax-exempt from operating businesses in a way that competes with other every day businesses outside of IRAs.” “They don’t wanna give IRAs advantages over other regular businesses, so if you’re operating a business and you’re getting business income into your IRA, it may be subject to this ...

Small business retirement plans often accumulate ex-employees that sponsors would prefer to get rid of. ERISA's auto-rollover safe harbor lets you shutter ex-employees with balances in your plan without the fear of running afoul of your fiduciary responsibilities. Check out the full post at: ... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing 401k Auto Rollovers: A Convenient Safe Harbor for Small Business Retirement Plans As a small business owner, you know that it’s important to offer your employees a retirement plan that will help them save for the future. But what happens when an employee leaves your company? Do you have a plan in place to ensure that their retirement savings are safe and secure? The answer is yes, and it’s called a 401k auto rollover. A 401k auto rollover is a convenient and safe way to...

See what it’s like to work with a financial coach to help you reach your money goals! For more check out: Business owner James Astle meets with Financial Coach Brittney Castro for their third session to review his financial roadmap. Brittney gives James four action items starting with continuing to budget and do his money check-ins, to increase his business revenue, open up a high-yield savings account for his cash cushion, look into a retirement plan for he and his wife, and research life and disability insurance. James was so inspired from session two that he already started working on additional income opportunities and reviewing his spending. Now he just has to keep up the good work and we have no doubt he will set himself up for success! This is part three of a four part series documenting what it’s really like to work with a financial planner and setting yourself up for a successful future. From getting comfortable with their relationship to money, to building the ri...

This week, Adam D. Koós, CFP®, CMT® joins forces with Jesse Rowe, CPA, Judd Depew, and Trent Dunlap to bring 80 years of experience in the Retirement Plan arena to discuss: 1. The recent changes that have been made in the 401k world, 2. Mistakes that many business owners make when it comes to designing their plan, 3. Tips on how to avoid potential pitfalls when anticipating an audit, and 4. How to SIMPLIFY your plan so that you can spend more time on your business! If you would like to reach out to any of the professionals in this episode, please see their contact info below: Jesse Rowe, CPA Partner (Plante Moran) Jesse.Rowe@PlanteMoran.com Trent Dunlap Vice President (HR Butler) TDunlap@HRbutler.com Judd Depew President (Pension Design Group) Judd@PensionDesignGroup.com --- To subscribe on iTunes: For more VIDEO podcasts like this one: For more AUDIO podcasts: For educational VIDEOS and Stock Market Updates: To READ articles with commentary and Sto...