Timothy Sumer

Today on Your Money, Your Wealth® podcast 340 with Joe Anderson, CFP® and Big Al Clopine, CPA, asset location: how to position assets to pay less tax without sacrificing investment growth? Should young folks contribute all of their retirement savings to Roth accounts? Also, conversations (not advice) on a self-employed defined benefit plan vs. pass-through profits, gifting tuition for education, Roth conversions with a special needs child in mind, a correction on inherited Roth IRAs, and listener comments. Podcast survey, free financial resources, ask Joe & Al On Air: 00:00 - Intro 01:33 - Can I Fund a Roth TSP and a Separate Roth IRA? (Cass, MS) 03:21 - How to Position Tax-Deferred Assets for Tax Efficiency Without Compromising Growth? (D, Irvine) 08:50 - Asset Location: Should My Kids Contribute All to Roth? (Mike, Texas) 13:32 - Should We Open a Defined Benefit Plan or Take Pass-Through Profits? (Ken, San Diego) 19:26 - How to Pay for Son's Grad School and Minimi

Today on Your Money, Your Wealth® podcast 408 with Joe Anderson, CFP® and Big Al Clopine, CPA: asset location strategies, liquidity, and building up tax-free Roth IRA money when retiring early, how growth is taxed in taxable accounts, pros and cons of rolling an employer retirement plan into a traditional IRA, how stock futures are determined and why stock price matters, and buying 8-week treasuries. And, if you’re planning to make a killing on eBay or at your next garage sale, the fellas get into the weeds on how to maximize your tax savings. Show notes, free financial resources, transcript, Ask Joe & Big Al On Air: 00:00 - Intro 00:56 - Comment: Finished Binge-ing Every Episode! (Mark) 02:39 - How Are Stock Futures Determined? Why Does Stock Price Matter? (Michael) 08:05 - Asset Location: Should We Save $70K/Year to Roth IRA Before Early Retirement? (Renee, Nashville) 18:25 - Why Asset Location Matters: 20:29 - Pros and Cons of Employer Retirement Plan to IRA Rollo