Timothy Sumer

Biden is spending money and someone has to pay for it. Investors and Retirement Plan Sponsors here is what the strategy is. See this video for technical advice on the conversion: "After-Tax Bucket"... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA What is a Mega Backdoor Roth? When it comes to retirement planning and securing a financially stable future, Roth IRAs are considered one of the best options available. However, contributions to Roth IRAs are limited to $6,000 per year for individuals under the age of 50, and $7,000 for those over 50 years old. But what if you want to save more money for retirement in a tax-advantaged account? This is where the concept of a Mega Backdoor Roth comes into play. A Mega Backdoor Roth is a strategy that allows individuals to contribute significantly more to their Roth IRAs each year, by

今年股市不好，正适合做backdoor IRA ******************************************************************************************* 大家好！欢迎通过如下链接加入会员“谈钱也谈情”(Money & Life)：会员福利包括会员专属视频、频道更新等等。谢谢大家的支持和鼓励！ 如果您想“和我一起来谈钱”，欢迎写电邮到 AskWei@chattymoney.com 来信请在标题注明“访谈”。正文内容请大致介绍您在哪方面有心得体会/经验教训/投资机会/理财历程，或其它一切跟钱有关系的有趣有料的话题。嘉宾不限纽约，我们可以远程face-time/电话会议等等。谢谢！ 如果您想帮我把频道做的更好，欢迎点击如下链接打赏/One time Donation - Thank you! Get free stock(s) from Webull (zero commission on stock and option trading; IRA accounts and more) by opening an account and depositing any amount today. Account opening Link: 美股券商微牛：在中国也可以交易美股！除中国、美国用户之外，还支持马来西亚、菲律宾、印度的用户。开户并入金 (无佣金股票、期权交易；IRA账户；中英文界面) 就可获免费股票（仅限美国用户）。不管你用不用，可以先拿了免费股票再说！开户链接： 推荐书目清单/Reading List ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA This Year's Stock Market Woes Make It a Perfect Time for Backdoor IRA As the year prog

第225期：Roth IRA取钱到底要不要等够5年？Roth里面有backdoor转过来的钱怎么办？给你出道题，做对的请举手（下） 往期相关视频链接： 第224期：Roth IRA取钱到底要不要等够5年？什么情况要交税和罚金？CARES法案有什么变化？ 第223期：今年要做Roth IRA conversion/Backdoor IRA？你要知道的几个陷阱 第61期：什么是 Backdoor Roth IRA? (Roth Rollover; Conversion; Transfer) 上期 第133期：Backdoor IRA 下期：Backdoor IRA 会不会被双税？Backdoor IRA的计算及税务筹划 第132期：Roth IRA 取钱规则：到底要不要等够5年？腾出时间回复网友评论 相关链接： 关于Roth IRA取钱的税务问题和8606表： CAREs 法案IRS的相关Q&A ***************************************************************************************************** 大家好！欢迎通过如下链接加入会员“谈钱也谈情”(Money & Life)：会员福利包括会员专属视频、频道更新等等。谢谢大家的支持和鼓励！ 如果您想“和我一起来谈钱”，欢迎写电邮到 AskWei@chattymoney.com 来信请在标题注明“访谈”。正文内容请大致介绍您在哪方面有心得体会/经验教训/投资机会/理财历程，或其它一切跟钱有关系的有趣有料的话题。嘉宾不限纽约，我们可以远程face-time/电话会议等等。谢谢！ 如果您想帮我把频道做的更好，欢迎点击如下链接打赏/One time Donation - Thank you! Get a free stock from Webull (zero commission on stock and option trading; IRA accounts and more) by opening an account and depositing any amount today. Account opening Link: 美股券商微牛：在中国也可以交易美股

报税季到了，大家免不了被会计师催着开Traditional IRA，或者往里面存放金额。但是Traditional IRA是否真的那么合算呢？这就要看小伙伴们自己的取舍了！ 菌菌将分享不同种类的IRA哪种赚的更多？省税更多？ 内容包括： 1. IRA是什么？ 2. 开它的意义是什么？ 3. 谁可以开IRA？ 4. IRA有什么限制？ 存放限制、取出限制、IRA罚金、Roth 5-Year Rule 5. IRA的种类和区别？ 6. 推荐用哪种IRA？ 7. 4个做Roth的好处 8. 收入太高还能做Roth IRA吗？ ▬▬▬▬▬▬▬▬▬▬纯福利▬▬▬▬▬▬▬▬▬▬▬▬ ✅每周一：美股推荐+理财视频 ✅每周三篇：投资理财干货文章 尽在下面菌菌的网站👇🏻👇🏻👇🏻 💻网站 ► 8advice.com 💰 报名投资理财规划 ► 💵 领取免费股票 ► 📫联系方式 ► tzj8advice@gmail.com ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 菌菌会继续向大家分享投资、理财、和风险管理的方法~ 让投资理财视频不再只是看热闹，而是让大家意识到问题，并提供可实施的方法解决问题！ 🙋 🙋‍♂️希望大家踊跃与菌菌互动，菌菌会尽力回答每一个问题。也可以留言告诉菌菌你想看的内容哦！... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA 【Complete Guide to IRAs】Types of IRAs? Which One Yields Greater Returns? Offers More Tax Benefits? Individual Retirement Accounts (IRAs) are a popular investment vehicle that offe

大家好！“美国退休账户详解” （All About Retirement Accounts）这套课程终于上线啦！被大家呼吁了2年多，我终于克服了拖延症把这套课程做出来啦！ 购买链接如下： 别忘了用 coupon code “MONEY322”，获取50%的折扣！ 这套课程分40个小节，涉及了美国常见退休账户的方方面面。有基础知识，比如401K和IRA的区别，Backdoor IRA如何操作；也有实操中常见的细节问题，例如Roth IRA存多了怎么办？留学生要回国了401K怎么办？Backdoor操作的时候被扣税了怎么办？ 内容以我频道里的原视频为骨架，补充了视频没有的知识点，整合加工完成。我在整套课程里有意地把知识点串联梳理起来，由浅入深、系统地呈现给大家。作比较、列数据、讲实操、作总结，同一个知识点在不同场合反复出现，我就从不同的角度反复地说它。保证你在看完这套课程之后能把之前一些似懂非懂模模糊糊的概念全部吃的透透的。（第315期“Mega Backdoor”就是课程的节选，想要了解课程风格的朋友欢迎试听第315期） 每一个必要的场合都配了例子，每个例子都配了数字。该有的图表，分析等等都给它配起来。涉及计算的时候拿数字说话，还融合了原频留言区的观众留言（有观众提的好问题也有有价值的补充）。 我对这套课程的内容非常有信心，希望能够帮到有需要的朋友！ 购买链接如下： 别忘了用 coupon code “MONEY322”，获取50%的折扣！ 大纲如下： 前言 1. 401K 1.1 什么是401K 1.2. How does 401K plans Work 1.3. Contributing to a 401K 1.4. How does a 401K make money 1.5. Withdrawals from 401K 1.6. 离职之后401K 的match问题 1.7. 离职之后401K怎么处理 1.8 Roth 401K里面雇主match的钱是税前的还是税后的 1.9. 401K Loan 1.10. Traditional 401K Vs. Roth 401K 2. 回国之后退休账户怎么办？ 3. IRA 3.1. IRA 简介 3.2. 什么是Earned i

Mega Backdoor IRA来啦！什么是Mega Backdoor，怎么运作？有什么限制？和普通Backdoor操作有什么区别？ 关于Backdoor IRA 的相关视频： ***************************************************************************************************** 大家好！欢迎通过如下链接加入会员“谈钱也谈情”(Money & Life)：会员福利包括会员专属视频、频道更新等等。谢谢大家的支持和鼓励！ 如果您想“和我一起来谈钱”，欢迎写电邮到 AskWei@chattymoney.com 来信请在标题注明“访谈”。正文内容请大致介绍您在哪方面有心得体会/经验教训/投资机会/理财历程，或其它一切跟钱有关系的有趣有料的话题。嘉宾不限纽约，我们可以远程face-time/电话会议等等。谢谢！ 如果您想帮我把频道做的更好，欢迎点击如下链接打赏/One time Donation - Thank you! ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA The 315th issue of the magazine is all about the Mega Backdoor IRA. For those who haven't heard of it, this strategy allows individuals to contribute up to $66,000 a year into their 401k plan . If you haven't used this technique before, keep reading. First of all, who can use this strategy? Anyone who has a 401k plan that a

Can I make Mega Backdoor Roth Solo 401k contributions if I max out my 401k at my day job? Book a call: Our owners host daily webinars on our community where you can ask questions! Please join My Community to participate & ask questions: Please join My Community to ask questions: Free to Join! All are Welcome! LEARN MORE: The solo 401k plan , commonly referred to as self-directed Solo 41k is the retirement plan of choice for self-employed individuals or owner-only businesses including for the features highlighted below: -The highest contribution limits for any defined contribution plan including up to $57,000 (or even $63,500 if you are 50 or older) for 2020 (for 2021: $58k or $64.5 if you are 50 or older). -The ability to make pre-tax, Roth, and even Mega Backdoor Roth contributions. -401k participant loans of up to $50,000 -Invest with checkbook control in real estate, cryptocurrencies, notes, private placements, and other types of alternative investmen

Get to know how much you can contribute to a Roth IRA or Traditional IRA, 401k, and HSA for 2023! Add me on Instagram: michellemarki If you max out these retirement accounts, you can make the most of compounding your investments! Timestamps: 0:00 Retirement Investing 2023 Intro 0:34 Contribution Limits 2023 1:59 Roth IRA 6:02 Traditional IRA 7:42 401k 10:16 Solo 401k, SEP IRA, SIMPLE IRA 10:57 Health Savings Account (HSA) 14:27 Invest To Retire Comfortably Since it's never too early to start saving and investing for retirement, I feel strongly passionate about maximizing my retirement investments and helping my friends and family to do the same. So I hope the detailed information I put together will be helpful to your retirement investing education! I love Roth IRAs the most because you are not forced to take a required minimum distribution (RMD) from them, unlike a Traditional IRA, pre-tax 401k, and Roth 401k. The major benefit with the Roth IRA is you pay taxes whi

【错误教学】❌ 2021年 Backdoor Roth IRA 怎么用TurboTax 报税 2021/3/31【奶爸日记】现场演示 ep30 - 直播· SEO: backdoor roth,backdoor ira,turbotax,报税,2021,跟我一起来谈钱,IRA conversion,IRA transfer,Backdoor IRA,IRA consolidation,backdoor IRA,401(k),退休账户,RMD,IRA,roth IRA,tax deduction,IRS,理财,401k,Traditional IRA,Roth IRA,退休,Retirement, retirement account ,pesonal finance,grow tax free,after tax,before tax,ordinary income,earned income,passive income,interest,personal finance,省税,rollover,investment,资产,投资,asset,财务规划,finance,financial planning,股市,stock market,pay to play... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/%e3%80%90%e9%94%99%e8%af%af%e6%95%99%e5%ad%a6%e3%80%91-2021%e5%b9%b4-backdoor-roth-ira-%e6%80%8e%e4%b9%88%e7%94%a8turbotax-%e6%8a%a5%e7%a8%8e-2021-3-31%e3%80%90%e5%a5%b6%e7%88%b8%e6%97%a5/?feed_id=65185&_unique_id=63d56b806

2023快乐！新年第一支视频来讲投资 -- 美国退休金大扫盲，新的一年，大家可以根据上限把自己的养老金比例调整好。希望这个视频能讲清楚这几个问题： 1. 为啥会有个人退休金账户401k 2. 一张图，几句话概括traditional，Roth，401k，IRA -- 401k，IRA，pretax，aftertax是什么。 3. 一张表概括怎么取，怎么交税 4. 如何投钱，可以投多少钱 -- mega backdoor，backdoor怎么做 5. 如何选择？pretax or aftertax? 401k or IRA? 6. 选错了怎么办？rollover怎么操作... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/%e7%be%8e%e5%9b%bd%e9%80%80%e4%bc%91%e9%87%91%e5%a4%a7%e6%89%ab%e7%9b%b2%ef%bd%9c401k%ef%bc%8cira%ef%bc%8cpretax%ef%bc%8caftertax%e6%98%af%e4%bb%80%e4%b9%88%ef%bd%9cmega-backdoor%ef%bc%8cbackdoor/?feed_id=62182&_unique_id=63c9cea019e88 #Inflation #Retirement #GoldIRA #Wealth #Investing #401k #401kvsira #401k怎么选 #Aftertax #backdoor #ira #MegaBackdoor #pension #pretax #retirementplan #ROTH #traditional401k #养老金 #退休金 #RothIRA #401k #401kvsira #401k怎么选 #Aftertax #backdoor

报税季来临，如何用 TurboTax 处理 Backdoor IRA 查看各州2020年报税截止日期： ***************************************************************************************************** 大家好！欢迎通过如下链接加入会员“谈钱也谈情”(Money & Life)：会员福利包括会员专属视频、频道更新等等。谢谢大家的支持和鼓励！ 如果您想“和我一起来谈钱”，欢迎写电邮到 AskWei@chattymoney.com 来信请在标题注明“访谈”。正文内容请大致介绍您在哪方面有心得体会/经验教训/投资机会/理财历程，或其它一切跟钱有关系的有趣有料的话题。嘉宾不限纽约，我们可以远程face-time/电话会议等等。谢谢！ 如果您想帮我把频道做的更好，欢迎点击如下链接打赏/One time Donation - Thank you! Get free stock(s) from Webull (zero commission on stock and option trading; IRA accounts and more) by opening an account and depositing any amount today. Account opening Link: 美股券商微牛：在中国也可以交易美股！除中国、美国用户之外，还支持马来西亚、菲律宾、印度的用户。开户并入金 (无佣金股票、期权交易；IRA账户；中英文界面) 就可获免费股票（仅限美国用户）。不管你用不用，可以先拿了免费股票再说！开户链接： 推荐书目清单/Reading List ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/%e7%ac%ac238%e6%9