Timothy Sumer

Free consult------ Indexed Universal Life (IUL) insurance with living benefits is a type of life insurance policy that offers both a death benefit and the ability to access the policy's cash value while the policyholder is still alive, in the event of certain qualifying medical conditions or events. The living benefits component of an IUL policy can offer several advantages, including: Financial protection in case of a critical illness or injury: If the policyholder is diagnosed with a critical illness or injury, such as cancer or a heart attack, the living benefits component of an IUL policy can provide financial support. Depending on the policy, the policyholder may be able to access a portion of the policy's death benefit while they are still alive. Flexibility: IUL policies with living benefits offer flexibility in terms of accessing the policy's cash value. Depending on the policy, the policyholder may be able to take loans or withdrawals from the policy...