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Showing posts with the label Clemmons

Advantages of Filing for Social Security Early Rather Than Delaying

What are some of the legitimate reasons to file for Social Security as early as you can? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne cover different Social Security filing options, why you may want to wait, the five reasons you may consider filing earlier rather than later, and a few things to be aware of before filing. #socialsecurity #greensboronc #clemmonsnc #winstonsalemnc #retirement _____________________ The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. The views presented today are those of Wealth Guardians and do not necessarily represent the views of the Alphastar Capital Management. The opinions expressed are subject to change without notice and do not constitute financial, legal or tax advice. Any comme

July 22, 2023 - Top Reasons Why Not Investing in a 401k Makes No Sense

On this edition of the Wealth Guardians Radio Show Doug Ray and Brice Payne ask the question, "why would you not invest in a 401k" and provide their thoughts. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. The views presented today are those of Wealth Guardians and do not necessarily represent the views of the Alphastar Capital Management. The opinions expressed are subject to change without notice and do not constitute financial, legal or tax advice. Any comments regarding safe and secure investments and guarante

Are Roth Conversions the Right Choice for You?

So you've heard talk about Roth conversions but you have no idea what they are or if you should even do one. On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray break down Roths vs IRAs, differences between contributions and conversions, the five year rule, and when it might make most sense for you to do a Roth to IRA conversion. _____________________ The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. The views presented today are those of Wealth Guardians and do not necessarily represent the views of the Alphastar Capital Management. The opinions expressed are subject to change without notice and do not constitute financial, legal or tax advice. Any comments regarding safe and secure investments and guaranteed inco

The Importance of Knowing Financial Advisors' Payment Structure

So you just turned your investment accounts over to a financial planner and you may be asking yourself, "wait a minute... how do financial advisors get paid, anyway?" Tune into this episode of The Vault with The Wealth Guardians as Brice Payne and Garrett Ray break down the different ways advisors are paid and why it matters to you as a client. _____________________ The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. The views presented today are those of Wealth Guardians and do not necessarily represent the views of the Alphastar Capital Management. The opinions expressed are subject to change without notice and do not constitute financial, legal or tax advice. Any comments regarding safe and secure investments and guaranteed income refer onl

Reducing Retirement Taxes with a LIRP.

What's a LIRP and how could it help you pay less taxes in retirement? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne break down the benefits. _____________________ The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. The views presented today are those of Wealth Guardians and do not necessarily represent the views of the Alphastar Capital Management. The opinions expressed are subject to change without notice and do not constitute financial, legal or tax advice. Any comments regarding safe and secure investments and guaranteed income refer only to fixed insurance products offered by Wealth Guardians. They do not refer in any way to securities or investment advisory products. Please consult your financial professiona