Timothy Sumer

Episode #451 This “financial order of operations” could be your ticket to financial freedom. If most Americans followed these steps, they would find themselves debt-free, with full retirement accounts, passive income, and “wealth-accelerating” investments that only top-income earners can access. But you don’t need to make hundreds of thousands of dollars a year to follow this “Stairway to Wealth”; you just need to follow these steps! Andrew Giancola from “The Personal Finance Podcast” built the “Stairway to Wealth” after realizing that the common wealth-building plans, like Dave Ramsey’s “Baby Steps,” wouldn’t fit most people’s lifestyles. Instead, Andrew worked to develop a system that almost anyone could use, one that was tailored to TODAY’s financial environment and gave people more of a choice when it came to their investments. Following this nine-step plan, you can go from low cash and high debt to debt-free, financially safe and secure, and invested for your future....

The Fed has created major issues in the US economy causing mortgage rates to hit the highest levels in 23 years as bond yields are at their highest levels in 8 months while the housing market continues to push house prices higher. At the same time, Fitch downgrades the US debt on debt ceiling drama and governance worries. Can the United States really avoid a recession with a soft landing? Should you Buy Now or Wait for a Housing Crash? In this video, we discuss the latest from The FED, CPI Data, Mortgage Interest Rates to help you make sense of the 2023 Housing Market. ⏩ The 2023 Housing Recession Just Went From WORSE To WORST⏩ HOME BUYER RESOURCES: ✅ - Get a Personal Referral to a Mortgage Expert or a Professional Realtor - 🏠 - First Time Home Buyer Course - 🎙- The Educated Home Buyer Podcast - Spotify - Apple - Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwel...

How to use a 401K to BUY a house 🏡 [2022] - Are you in the market to buy your first home or maybe buy your first investment property and are looking for creative ways to come up with a down payment? In today's video, I tackle the benefits of how and who should leverage their 401K retirement plan to put towards a down payment to purchase or invest in real estate. You don't have to be interested in only buying a home as a primary residence, it could be to obtain your first real estate investment property. There's many upsides you will learn in this video and the biggest benefits of the 401K plan. Here are some you'll find: Avoiding costly and pricey mortgage insurance premiums that are usually associated with the FHA loan or most other type loans that do not fall under the conventional financing. Conventional financing is usually anywhere from 15% down or more, and of course every situation is different depending on the lending institutio...

The aftermath of bank failures and buyouts, how it affects interest rates, FED decisions and so much more. In this video I talk about the recent bank failures and buyouts, and how they will affect the mortgage market and interest rates. Nicole Rueth The Rueth Team Powered by OneTrust Home Loans 750 W Hampden Avenue, Suite 500 Englewood, CO 80110 303-214-6393 www.TheRuethTeam.com Connect on social media: Follow me on FB: Twitter: LinkedIn: YouTube Channel: CalCon Mutual Mortgage LLC, dba OneTrust Home Loans is an Equal Housing Lender NMLS #46375; 3838 Camino del Rio N, Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807. For more licensing information visit This information is to inform the real estate industry only and is not to be provided to consumers. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to...

Realestate | Housing Market & RealEstate Update 🏦 learn here: like and subscribe to my youtube: Don't Buy another House until you see this. Linktr.ee/mrfibonacci Housing Market & RealEstate Update 🏦 Are you tired of relying on traditional bank loans for your realestate investments? Want to learn how to become the bank yourself and control your own financing options? In this video, we'll explore creative financing strategies that can help you become the lender and maximize your returns in real estate investing. We'll start by discussing the basics of creative financing, including seller financing, lease options, and private money lending. You'll learn how these strategies can give you more control over your investments, while minimizing risk and maximizing profits. Next, we'll dive deeper into specific creative financing techniques, such as using a self-directed IRA or 401(k) to invest in real estate, or leveraging...

The protection real estate can provide against inflation! ✅ Land Deals? Yes, while this is a complicated style of real estate, it is offering some of the best returns in the market for investors right now, typically 25%+ annually. While these are complex, it comes down to having the right team. Interested in learning more? Speak with the team now: 💲 Interested in building passive income? In 2020, my clients and I did 81 hard money deals and had an average return of 17%! Our deals are on the smaller side ranging from $50K to $120K. If you have $50K or more sitting in the bank, consider investing it with one of our hard money deals and earn passive income! Find the deals here: 🏘 🏚 Interested in turnkey rental properties? Check out our most up to date inventory here: EMAIL TOM for questions: Tom@redoakvc.com Want to increase your financial returns by lowering your property management costs for real estate? Hemlane is a must for savvy i...

FREE Checklist www.madillard.com/free The 5 steps to Building Generational Wealth. 1. Life Insurance. 2. 401K / Thrift Savings Plan 3. Credit cards 4. Traditional IRA and ROTH IRA 5. Child Savings Account Financial education and literacy to help you build generational wealth. Change your generational wealth one dollar and one day at a time. Don’t work until your body quits on you. #Retire Early. Michael Dillard is an ICF-certified Personal Finance Coach who helps people build generational wealth. Schedule an affordable coaching session with him at www.madillard.com Five secrets to building generational wealth Want to learn how Michael went from being unemployed on a Friday with a baby due any time to landing his dream job? Listen here: Follow on IG: Follow on TikTok: ... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA https:...

This is the best tool to buy a home during times of inflation. Most Millennials have missed out on buying a home because of affordability, but this tool will provide more affordable payments and make buying a home a reality. For more information, visit our website: Now Adjustable Rate Mortgages provide an option for a 30-year mortgage but with a usually fixed of five, seven, or ten years providing a much lower monthly payment and potentially saving you hundreds of dollars. Share with someone who can't afford to buy. Mortgages with Sosi - “Top 1% mortgage advisor based in California” SUBSCRIBE for more simple strategies you can diy on any home loan from FHA to VA loans and investments! ► Signup For Exclusive Industry Insights & Free Home Buying And Selling Resources: Follow us Instagram: Facebook: Website: Schedule a Free Consultation: Phone: (949) 791-7429 eMail: sosi@teamsosi.com About Us: Team Sosi is a group of family-oriented individuals commit...

How to invest in Vanguard Roth IRA Hello everyone, welcome to my channel. I am going to show you how to make a contribution to Vanguard Roth IRA. You can open a Roth IRA with any investment company. I’m going to show here is the Roth IRA I have with Vanguard. Before you make and contribution into a Roth IRA, you need to make sure you are qualify to do the contribution based on your income limit. Here is the link to the IRS website to determine your income limit for amount of Roth IRA contributions that you can make for 2020: You can make a lump sum $6,000 contribution to the Roth IRA or you can make an increment contribution at a time. The date line to contribute in to Roth IRA is April 15, 2021. Here is the link to learn more about Roth IRA and its benefits: You can learn more on Roth vs. traditional IRA: a comparison via: I hope this video is helpful. Thank you for watching.... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Go...