Timothy Sumer

#retirement #wealth #tax Consolidating retirement accounts can be time consuming and you may not know where to start, especially if you have worked for multiple employers over your lifetime and have investments across multiple accounts. Chris Heerlein of REAP Financial is here to discuss how to combine your 401k and IRA accounts and the top reasons why retirees are consolidating. 401ks carry the bulk of most family's retirement investments. As you are getting closer to retirement, you may want better oversight and also the opportunity to diversify some of your assets, whether that's physical investments, CDs, etc.  To learn more about combining retirement accounts and retirement strategies, contact our Austin financial planners at  Lastly, don't forget to email us at retire@reapfinancial.com to receive our latest report, ""Tax Bucket Report"".... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment During Inflati...

#finance #retirement #tax When it comes to Roth Conversions, many investors like you may have misconceptions. Chris Heerlein of REAP Financial out of Austin, Texas is here to discuss those misconceptions and have you on top of the latest Roth IRA Conversion strategies. He covers information around the 5 year rule, required minimum distributions, how to have control of when you take your money out, how to get into the Roth IRA game, and much more.  Visit us at to set up a consultation with our retirement planning  specialists to discuss your current state and what options you have to live the fulfilling retirement life you've always dreamed of.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA 6 Misconceptions around ROTH IRA Conversions ROTH IRA conversions have gained popularity in recent years as a way to maximize retirement savings...

#tax #finance #wealth Many families have the bulk of their wealth to IRAs and 401ks. Some or a great deal of this money you may have planned to give as inheritance to your heirs or family members. Have you taken into consideration the Secure Act and 10 year IRA rule when setting up these accounts? When you leave money to heirs in a tax deferred account, the assets are now required to be completely taken out in 10 years. Do you and your heirs have a plan of how to withdraw this wealth and a strategy in place to keep as much in in their pockets and less with Uncle Sam?  Coordinating the timing and having a strategy is very important. Chris Heerlein of REAP Financial out of Austin, Texas is here discussing strategies on how to prepare your wealth for your heirs. To learn more about inheritance strategies given the Secure Act and 10 Year IRA Rule, contact our Austin financial planners at  Get your hands on our Tax Bucket Report by emailing retire@reapfinancial.com and we'll...