Timothy Sumer

We look at income flooring using a bond ladder. We learn about a variety of strategies including using government bonds, using SPLITs, and using SPLITs of TIPs.... ( read more ) LEARN MORE ABOUT: Treasury Inflation Protected Securities REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing How to Build an Income Floor with Bonds When it comes to investing, one of the primary goals for many individuals is to create a steady income stream. Investors often seek options that can provide a reliable source of income, especially during times of market volatility. Bonds are an excellent choice for building an income floor, as they offer relatively low risk and a fixed income stream to investors. In this article, we will explore how to effectively build an income floor with bonds. 1. Understand the Basics of Bond Investing: Before diving into building an income floor, it is crucial to

We learn how to apply the RMD rules when an individual has multiple accounts.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA What Are the Aggregation Rules That Apply When an Individual Has More Than One IRA? Individual Retirement Accounts (IRAs) are popular investment vehicles that offer tax advantages for saving for retirement. Many individuals choose to have more than one IRA to diversify their investments or take advantage of different tax benefits. However, when it comes to reporting and aggregating these accounts, certain rules apply to ensure compliance with the Internal Revenue Service (IRS) regulations. The aggregation rules come into play when an individual owns multiple IRAs. These rules are essential to accurately calculate tax liabilities and determine the required minimum distributions (RMDs) from the accounts. Here are the k

We discuss the Federal Thrift Savings plan, reviewing who is eligible to participate and describe the more limited group which is eligible for a matching contribution. We also review the investment alternatives and the exceptionally low fees, which becomes a concern for those participants considering rolling out benefits to an IRA or other retirement plan .... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The Federal Thrift Savings Plan (TSP) is a retirement savings plan for Federal employees and members of the uniformed services. It's a defined contribution plan that offers multiple investment options and tax benefits for participants. Understanding the TSP is critical if you're a Federal employee or member of the uniformed services considering participating in the plan. Here are some things you should know

We discuss a key retirement decision that retirees often face: choosing an annuity or a lump sum from their employer's retirement plan . We learn about the factors that need to be considered when making that decision.... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/choosing-an-annuity-or-a-lump-sum-from-an-employers-pension-plan/?feed_id=46915&_unique_id=638f2104d7810 #Inflation #Retirement #GoldIRA #Wealth #Investing #AnnaRappaport #consumers #DavidLittell #decisions #Plans #Qualified #qualifiedplans #Retirement #retirementdecisions #retirementincome #RetirementIncomePlanning #retirementplanning #RICP #RetirementAnnuity #AnnaRappaport #consumers #DavidLittell #decisions #Plans #Qualified #qualifiedplans #Retirement #retirementdecisions #retirementincome #RetirementIncom