Timothy Sumer

This is my list for 2023 financial systems. I hope to implement these systems every month based on my current financial forecasts. I'm most excited about sending money towards my house down payment and travel funds. 🐽 LIKE & SUBSCRIBE for more related frugality & finance content 📱 insta @frugalityandfinance 🕰 tiktok @frugalityandfinance 👛 $200 when you Refi with Earnest - 👛 Free month of YNAB - 👛 $20 Off Away Travel- 👛Free 6mo Dashlane Premium - Monthly Net Worth Tracker - 🎧 MUSIC: Song: LiQWYD - Call Me Music provided by Vlog No Copyright Music. Creative Commons - Attribution 3.0 Unported Video Link: Song: LiQWYD - Vacation (Vlog No Copyright Music) Music provided by Vlog No Copyright Music. Video Link: Song: LiQWYD - Flow (Vlog No Copyright Music) Music provided by Vlog No Copyright Music. Video Link: Song: MBB - Fresh (Vlog No Copyright Music) Music provided by Vlog No Copyright Music. Video Link: Song: MBB - Ibiza (Vlog No Copyrigh

We have all heard the saying, the only thing guaranteed is to die and pay taxes. The other one I like to add is that we will all get to a point where “we want” to retire. Many don’t put much thought into their retirement plan, but with so many rules, that comes at a cost. In today’s episode, I want to cover one of those costs that you could be hit with and may not know exists. The good part is, there is something you can do about it. Today, I want to put your mind at ease as we cover RMDs and ensure they don’t derail your retirement plan. Article Referenced: IRS Help-Guide: Buy Your Financial Mirror Gear: YouTube: Facebook: Twitter: Instagram: Podcast: If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at ... ( read more ) LEARN MOR

Step by step on how you can open a Roth IRA at Vanguard— Opening account & buying a stock ⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆ Leaving people better than you found them— Investing+freedom+happiness ⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆ •I made a video called "If you spend $3,333 per month— Need $1 million to retire:" •You can see my other videos: ⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆ I can help you with tech packs or flat drawing, check links below: ⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆ My Instagram: My website: ABOUT: It all started from making garments from my bedroom and got lucky seeing my work on artists, music videos, & award shows (Kanye West, Kendrick Lamar, Shay Mitchell, Kevin Hart, Chris Brown, N.E.R.D, Diddy, etc).... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silv