Timothy Sumer

当你离开原雇主时，你在原雇主那里的401k一般要转入新雇主计划，转入传统IRA或转入Roth IRA。有些雇主允许员工不离职也可以将401 K转入其他账户。该怎么选择呢？Sherry 邀请小伙伴们看本期视频，先了解清楚每种选择的优缺点，再结合自己的年龄、目前收入、有没有其他投资方式等因素作出最适合自己家庭的选择。 看完我的第五期关于401K的视频以后，你就比90%的美国居民对401K了解得更多了。相信你在退休规划上段位已经提高，不但可以完善自己的各种退休计划，还可以讲给朋友们听，帮助到别人啦！... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA In recent years, retirement planning has become increasingly important as individuals aim to secure their financial stability during their golden years. One aspect of retirement planning that requires careful consideration is the management of retirement accounts, such as a 401(k). In this article, we will delve into the topic of the 401(k) rollover/conversion and explore how it can be a beneficial strategy for retirement planning . A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of th

收入太高，就不能直接存入Roth IRA了，但是你仍然有办法间接存入Roth IRA，就是用走后门策略。看了本期视频你就知道怎么样操作了，也还可以了解到如果传统IRA里既有税前又有税前资金时，要怎么补税。 做backdoor Roth IRA, 之后怎么报税呢？8606表是什么？看了本期视频，就知道了！ Roth IRA 终身免税，别浪费它的好处哦！... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA retirement planning requires diligence and strategy, especially when it comes to saving for your future income. One such strategy that has gained popularity in recent years is the backdoor Roth IRA. This strategy is particularly useful for high-income earners who wish to save for their retirement but are not eligible for a Roth IRA because of income limits. To understand the backdoor Roth IRA strategy, we must first understand what a Roth IRA is. A Roth IRA is an Individual retirement account that allows you to save for retirement with after-tax dollars. This means that you pay taxes on the money you contribute upfront