For those residents of California, a private retirement trust is a non-ERISA qualified retirement plan that is established by your employer and which allows you to contribute your personal assets to the trust to provide for your future retirement. Once the assets are inside the trust, they're exempt from your future predators except in the case of a divorce or alimony payments. And then when you receive distribution at retirement, those distributions are exempt from creditors. So it's an excellent way for someone to provide supplemented retirement when they retire, and also to protect those assets in case of a future lawsuit or financial calamity.... ( read more )
LEARN MORE ABOUT: Qualified Retirement Plans
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