Today on Your Money, Your Wealth® podcast 372 with Joe Anderson CFP® and Big Al Clopine, CPA: Spitballing retirement for a police officer turning teacher, a self-employed small business owner, an early retiree with an employee stock ownership plan (ESOP) wanting to do Roth conversions and withdraw 5 or 6% in retirement, and a pension and Social Security analysis. Plus, how many months of expenses should you save in your emergency fund? Also, you may know where Ric Edelman and Dave Ramsey stand on 15 vs. 30 year mortgages and using cash vs. credit, but what does YMYW think? Kyle Stacey, CFP® fills in with Big Al Clopine while Joe Anderson is on vacation.Show notes, free financial resources, Ask Joe & Al On Air: 00:00 - Intro 00:53 - Police Retirement Spitball Analysis (Tim, Holliston, MA) 09:42 - ESOP to Roth Conversion and 5% Withdrawals in Early Retirement? (Mike) 19:09 - Download Cracking the Financial Code at Any Age for Financial Literacy Month: 20:18 - Self-Employ
Timothy Sumer is a philanthropist and motivational speaker empowering young entrepreneurs across the nation. He speaks on starting new businesses and the importance of branding in the digital age. Timothy Sumer has a BA in Accounting from NYU and a Masters in Information Technology from MIT. Tim enjoys traveling around the globe, driving exotic sports cars, molecular gastronomy, exploring new cultures, and keeping on top of the latest technology trends. Hope you enjoy Timothy Sumer's page :)