Timothy Sumer

Rick Kahler, CFP, resides in Rapid City, South Dakota and is a fee-only financial planner. He is the co-author of "The Financial Wisdom of Ebenezer Scrooge". Learn more at ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Avoid Costly IRA Mistakes An Individual retirement account (IRA) is a valuable tool in building a secure financial future. It offers tax advantages and the potential for significant growth over time. However, there are several IRA mistakes that individuals can make, leading to unnecessary costs and missed opportunities. To ensure you make the most of your IRA, it's important to be aware of these common mistakes and take steps to avoid them. Firstly, one of the costliest mistakes IRA holders make is failing to maximize their contributions. Contributions to traditional IRAs are tax-deductible, and contribut

Rick Kahler, CFP, resides in Rapid City, South Dakota and is a fee-only financial planner. He is the co-author of "The Financial Wisdom of Ebenezer Scrooge". Learn more at ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA The SECURE Act Details and Your retirement planning retirement planning is a crucial aspect of one's financial journey. It ensures that individuals can enjoy their golden years without financial worries and live comfortably. To make this process more secure and beneficial for American workers, the Setting Every Community Up for Retirement Enhancement (SECURE) Act was passed in 2019. This landmark legislation brings several changes that could impact your retirement planning . One of the most significant changes under the SECURE Act is the increase in the age for required minimum distributions (RMDs). Prev

This educational video discusses the basics of 403(b) and Roth 403(b) plans. The video was produced by Mark Matos, a financial advisor in Naples FL. Blog: Follow me on: Facebook: Google+: Linkedin: Twitter: Music by Chris Zabriskie... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing If you're an employee of a non-profit organization, a school, or a government agency, you might be eligible for a 403(b) retirement plan. This plan is similar to a 401(k) plan for private sector employees but has different tax-advantaged features. One of the variations of a 403(b) plan is the Roth 403(b), which offers additional tax benefits. In this article, we'll cover the basics of both types of plans. What is a 403(b) Retirement Plan? A 403(b) plan is a retirement plan for employees of non-profit organizations, public

Your 401(k), or similar employer sponsored retirement savings plan, as among the hardest-working vehicles for amassing retirement savings. However, when left behind following a job change, it may no longer be working as hard as you need it to. That's because certain key benefits may no longer apply once you sever ties with your employer. Chief among them is that you are no longer eligible to make additional contributions or receive employer matching contributions. And what's out of sight is also often out of mind. Sitting with your former employer, those important assets may not be getting the attention they deserve as an integral part of your overall retirement wealth. Fortunately, there is a strategy to get your retirement plans back on track and working toward your goals. With an IRA rollover, you realize immediate benefits. 1) You gain a more complete view of your financial picture by consolidating 401k or other qualified retirement plans. Limitations,

Joe Anderson - President of Pure Financial and from the Financial Radio Show, "Your Money, Your Wealth" - discusses strategies about the new Roth IRA provision in the Thrift Savings Plan IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Register Investment Advisor. • Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with a tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. • Intended for educational purposes only and are not intended

Joe Anderson and "Big Al" Clopine from Pure Financial Advisors, Inc. in San Diego and Orange County, on this week's episode of Your Money, Your Wealth talk about the many mistakes that people make with their IRA accounts and how to avoid them… If you live in southern California and would like to schedule a free assessment with one of our CFP® professionals, copy/paste this link in your search bar: Make sure to subscribe to our channel for more helpful tips and stay tuned for the next episode of “Your Money, Your Wealth.” Channels & show times: IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor. • Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with a tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict fu