Timothy Sumer

... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Ed Slott, CPA | America's IRA Expert: Simplifying the World of retirement planning When it comes to retirement planning and individual retirement accounts (IRAs), there is one name that stands out among the rest: Ed Slott, CPA. Known as "America's IRA Expert," Slott has spent his career simplifying complex retirement strategies and providing invaluable advice to individuals and financial professionals alike. Ed Slott's journey to becoming a renowned retirement expert began in the late 1970s. As a CPA, he realized the significant impact that IRAs could have on individuals' financial futures. However, he also recognized the confusion and lack of understanding surrounding these retirement vehicles. It was this realization that spurred Slott to devote his ca

We all get the same 24 hours in a day. What is important is how you use the time. Regardless of where you are in your career, the reality is – we all want to enjoy a comfortable retirement one day. Investing in a retirement annuity can help you achieve that. You can benefit from tax savings on your taxable income by contributing up to a maximum of 27.5% of your total taxable income/remuneration (capped at R350 000 p.a.) to a retirement investment product like an RA. Other benefits to investing in an RA include tax-free growth and protection from creditors. You can turn things around and break free from the norm with a Retirement Annuity. Make this your tax-season to be FUTURE READY with PSG. Visit to find out more.... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing As tax season rolls around, it's crucial to star

Join Sarel Snyman: Head of Sales and Vaughan Henkel: Head of Equity Research from PSG Wealth and learn more about current trading activities. #tradewithpsg Date of recording: 26 January 2023 Register to trade with us now The information in these videos provided as general information. It does not constitute financial, tax, legal or investment advice and the PSG Konsult Group of Companies does not guarantee its suitability or potential value. Since individual needs and risk profiles differ, we suggest you consult your qualified financial adviser, if needed. PSG Wealth Financial Planning (Pty) Ltd is an authorised financial services provider. FSP 728.... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Trade with PSG: Q&A - Retirement annuity and Tax free Investment Plans Introduction: Planning for retirement is a

Retirement Annuity VS Annuity - Learn with Lourens Oberholzer Download FREE e-book here: you will learn the 5-Step process Lourens Oberholzer developed that can help you avoid the same fate as millions of others.... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Retirement Annuity vs Annuity: Understanding the Difference When it comes to planning for one's future, retirement savings and income are of utmost importance. This is where annuities come into play. An annuity refers to a financial investment vehicle that provides a steady stream of income during retirement. There are various types of annuities available, including retirement annuities and regular annuities. In this article, we will explore the differences between these two types of annuities. Retirement annuities, as the name suggests, are specifically

Let’s get on the road to financial freedom and plan for the BEST. Take charge and be FUTURE READY with a Retirement Annuity. Maximise your tax incentives before 28 February 2023. #Taxyearend... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Take charge and be FUTURE READY with a Retirement Annuity Retirement is a phase of life that all of us look forward to. It is a time when we can finally relax, enjoy our hobbies, spend time with our loved ones, and explore everything we had put on hold during our working years. However, it is crucial to plan for retirement adequately to ensure a financially secure and comfortable future. One effective way to do this is by investing in a retirement annuity. A retirement annuity is a financial product that offers a steady income stream during retirement. By investing in an annuity, in

The 401k is just one example of a qualified retirement plan. There are other types of qualified plans business owners should consider, as well. What are those plans? What’s the difference between them? And how can you design your overall retirement plan strategy for maximum benefit to employees, the company, and you? In Episode 29 of #The3WinsPodcast, Russ Clemmer sits down with Nick Westmoreland who shares his insights and expertise. Nick is a Qualified Plan Financial Consultant (QPFC) at ERISA Services, Inc., a third-party administrator focused on retirement plan design and tax-advantaged savings plans for small to mid-sized businesses. You don’t want to miss this episode if you’re a business owner looking for new strategies to attract and retain employees in a tight labor market. Nick talks about… ✅ Key questions to ask when designing a 401k plan . ✅ The difference between a defined contribution plan and a defined benefit plan. ✅ Who is a good fit for cash b

... ( read more ) LEARN MORE ABOUT: Bank Failures REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing On Thursday, October 1, the House Financial Services Committee conducted a hearing to examine the response of regulators to recent bank failures. During the hearing, Attorney General William Barr questioned witnesses about their efforts to prevent and respond to these failures. The witnesses included Jelena McWilliams, the Chair of the Federal Deposit Insurance Corporation (FDIC), Randal Quarles, the Vice Chair for Supervision at the Federal Reserve System, and Rodney Hood, the Chair of the National Credit Union Administration (NCUA). Barr's questioning centered on the causes of recent bank failures, how regulators identified these failures, and what actions were taken to prevent them. He also asked about the role of risk management and how it can be improved moving for

FBN’s David Asman on the 2008 financial crisis and the debate over government bailouts.... ( read more ) LEARN MORE ABOUT: Bank Failures REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The 2008 financial crisis was a major blow to the global economy, with the collapse of the housing market and the bankruptcy of several prominent financial institutions. In response, the US government provided massive bailouts to the banks and financial institutions in order to prevent a complete collapse of the economy. Today, as we face a new era of economic uncertainty, the question on everyone's mind is this: Would the government bail out the banks again if another crisis were to occur? The truth is, no one can say for sure what would happen in the event of another financial crisis. However, it's important to look back at what happened in 2008 to get an idea of what might happe

Which Individual retirement account (IRA) is right for you? Christo Schultz, MBA, CFP®, Senior Wealth Advisor, explains the difference between a Roth IRA and Traditional IRA. Disclosures: ... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA retirement planning can be intimidating, especially when it comes to choosing between Roth and Traditional IRAs. Both accounts offer distinct advantages and disadvantages, and the choice ultimately depends on individual circumstances and goals. Traditional IRAs allow for tax-deferred contributions, meaning contributions are deducted from taxable income in the year they are made. The potentially high tax deduction can benefit those who are in a higher tax bracket and plan to be in a lower bracket during retirement. Withdrawals from a Traditional IRA are taxed as ordinary income, and there are penalties

Have you recently inherited an IRA from a parent or someone other than your spouse? Maybe you expect to in the future. There have been some recent developments regarding the SECURE Act that you should be aware of. Senior Wealth Advisor, Blaine Carr breaks it down in Part 2 of our SECURE Act 2.0 series.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA With the passage of the SECURE Act 2.0, there are now important changes to consider when inheriting an IRA. The SECURE Act 2.0 is a piece of legislation aimed at making it easier for people to save for retirement. It includes provisions that allow for more flexibility when it comes to inheriting an IRA. The most important change is that the required minimum distribution (RMD) age has been increased from 70.5 to 72. This means that if you inherit an IRA from someone who passed away after Decemb

Need To Know 60 Day Rollover Rule We have gotten a lot of questions on the 60 day rollover rule. Were gonna give you two simple things you can do to make sure you don’t lose your tax advantage. One is the typical transfer of money from one institution to another. To make it simple and ease, let’s say you have money at fidelity and were transferring it to Schwab. Typically you fill out paperwork at Schwab and they transfer the money from fidelity to Schwab. Another way that you can do it is have fidelity make a check not payable to you, but payable to Schwab. For your benefit you take the check over their and it never starts the 60 day rollover rule. The way you initiate the 60 day rollover is if the check from fidelity is made payable to you. If it is payable to you it starts the rule and counts as a distribution. Hopefully this helps out, knowledge is power. Share the wealth.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account

On Leading a Large Organization and On His Career Journey Through The CIA, Pepsi, Gillette, and Fidelity Moving up the ranks in any industry also means earning new responsibilities. Leading a large organization is one of those. Today’s guest is Kevin Barry, the President of Workplace Investing at Fidelity Investments. He joins host J.R. Lowry to share his career journey from majoring in Government to having executive roles in the field of finance. Kevin discusses the importance of having management systems and why they should be tailored depending on the kind of team you’re leading. The two also get into the effects of the pandemic on organizations, discussing topics such as remote work, work-life balance, and how companies can stay competitive to attract talent. Plus, Kevin shares insights on how saving behavior has changed with inflation and offers financial tips for our audience. Don’t miss out on this jam-packed episode. Interviews with people from a variety of backgrou

#Invest #Money #Retirement #TaxStrategy The government provides for its citizens to save #money for retirement. In doing so, people save money on taxes so there is an incentive in doing so. In effect, the government gives you free money for investing in your own future. An #IRA is just simply - a tax favored investment allowed by the government for its people. You put in money, get a tax deduction (save on taxes), don't have to pay taxes now (tax deferred), but do when you pull the money out (taxable event). Based upon your circumstances it may help you to get #rich. #Fidelity and #Vanguard tell you to invest in them but you really should understand the basics of what an IRA is before doing so. Updated information with more details about this video and other essential topics: www.VastSolutionsGroup.com Don't forget to subscribe to the www.VastSolutionsGroup.com channel and give this video a thumbs up! Hit that bell icon so you get a notification every time

It's possible to put up to $12,000 into a Roth IRA this year and pay little to no taxes on it. MoneyWatch's Ray Martin explains.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/tax-trick-roth-ira-conversion/?feed_id=59942&_unique_id=63c137211e344 #Inflation #Retirement #GoldIRA #Wealth #Investing #cbs #BenefitsAndCompensation #Finance #FinancialPlanning #FinancialServices #FreeTrade #humanresources #ira #MoneyWatch #personalfinance #RayMartin #RothIRA #rothiraconversion #taxes #video #SEPIRA #cbs #BenefitsAndCompensation #Finance #FinancialPlanning #FinancialServices #FreeTrade #humanresources #ira #MoneyWatch #personalfinance #RayMartin #RothIRA #rothiraconversion #taxes #video

Social Security can feel highly complex and extremely overwhelming. Since its creation in 1934, over 2,700 rules have been created to govern its benefits. They’re not a whole lot of fun to read, think about, or try to make sense of - especially because they were made for a world that’s very different from the one we live in now. Few people understand this better than Mary Beth Franklin. Mary Beth is a benefits guru, a contributing editor at InvestmentNews, a nationally recognized expert in Social Security claiming strategies, and a frequent public speaker. With a background as a Capitol Hill reporter and experience as a retirement and tax editor at a national magazine, she’s an authority on retirement income planning. Today, Mary Beth joins the podcast to answer your many questions about Social Security. You’ll learn how Social Security became the overly complicated system that it is today, why you may want to delay taking your benefits (or take them early), and how best

Private placements in a self-directed IRA are investments in privately held entities, such as companies, small businesses, or funds. Your IRA can invest directly into a company or it can invest in a fund with other investors. It can also loan money to a business in the form of a debenture or convertible note. Dividends are tax sheltered, deposited directly into your IRA. Learn how to invest with your self-directed IRA at ... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/investing-in-private-placements-with-a-self-directed-ira/?feed_id=55952&_unique_id=63b1effe9acb9 #Inflation #Retirement #GoldIRA #Wealth #Investing #alternativeinvesting #FinancialServices #investinginprivateplacements #PrivateEquity #privateplacementinvesting #privateplacements #privatestock #selfdirectedira #SelfDirectedIRA #altern

James Lange, CPA/Attorney and best-selling author of "The Roth Revolution: Pay Taxes Once and Never Again," discusses the Roth IRA Conversion, potentially one of the most powerful tools in retirement and estate planning.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/roth-ira-conversions-the-impact-on-heirs/?feed_id=54566&_unique_id=63ac9fa60ccf5 #Inflation #Retirement #GoldIRA #Wealth #Investing #eatateplanningattorney #estateplanning #FinancialServices #ira #JamesLange #retirementplanning #ROTH #ROTH401k #roth403b #RothIRA #rothiraconversion #traditionalIRA #InheritedIRA #eatateplanningattorney #estateplanning #FinancialServices #ira #JamesLange #retirementplanning #ROTH #ROTH401k #roth403b #RothIRA #rothiraconversion #traditionalIRA