Timothy Sumer

How do you take money out of your 401(k)? Well. You need to have a qualifying event. This video highlights those qualifying events and has a brief overview of the tax implications of taking money out of your 401(k). ====================== My industry is so regulated that I’m not able to answer comments here. Have a clarifying question? Facebook message us: Want to get started working with me? In the meantime – like & subscribe if you like what you see. ====================== Obligatory disclaimers: Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory services offered through Kestra Advisory Services LLC (Kestra AS) an affiliate of KestraIS. Pleasant Wealth, LLC is not affiliated with Kestra IS or Kestra AS. Anyone considering a 401(k) in-service distribution should refer to the plan document, which specifies whether an in-service distribution provision is available and the conditions under which ...

Because Social Security is the bedrock of the majority of American's retirement income, when your spouse passes away as you are in or nearing retirement years, this question, "What happens to my spouse's Social Security when they die?", becomes incredibly important for the surviving spouse to answer. This video goes over three different scenarios that could apply to you: when you are both already claiming Social Security, When one or neither of you is claiming Social Security, and when the surviving spouse was a collecting/entitled to a non-Social Security pension. LADIES: Join my online community = ====================== My industry is so regulated that I’m not able to answer comments here. Have a clarifying question? Facebook message us: Want to get started working with me? In the meantime – like & subscribe if you like what you see. ====================== Obligatory disclaimers: Securities offered through Kestra Investment Services, L...

For the folks who have had multiple jobs both in the Social Security system and outside of it (teachers, state employees, etc), the Windfall Elimination Provision factors into their retirement income. Its not a simple adding of your Social Security benefit plus your PERS/STRS/SERS pension. There is an offset to the monthly income from Social Security. Check out this video to see how it works. Link referenced: LADIES: Join my online community = ====================== My industry is so regulated that I’m not able to answer comments here. Have a clarifying question? Facebook message us: Want to get started working with me? In the meantime – like & subscribe if you like what you see. ====================== Obligatory disclaimers: Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory services offered through Kestra Advisory Services LLC (Kestra AS) an affiliate of KestraIS. Pleasant Wealth, LLC is not...

There is one loophole remaining in Social Security where a surviving spouse can collect one benefit and continue to let the other benefit grow. When you are entitled to a benefit for yourself and your late spouse's working record, make sure you get the most from Social Security. LADIES: Join my online community = ====================== My industry is so regulated that I’m not able to answer comments here. Have a clarifying question? Facebook message us: Want to get started working with me? In the meantime – like & subscribe if you like what you see. ====================== Obligatory disclaimers: Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory services offered through Kestra Advisory Services LLC (Kestra AS) an affiliate of KestraIS. Pleasant Wealth, LLC is not affiliated with Kestra IS or Kestra AS.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA...

If you have been married and divorced, you could be eligible for a Social Security benefit based on your ex-spouse's Social Security record. Find out how it works in this video. LADIES: Join my online community: ====================== My industry is so regulated that I’m not able to answer comments here. Have a clarifying question? Facebook message us: Want to get started working with me? In the meantime – like & subscribe if you like what you see. ====================== Obligatory disclaimers: Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory services offered through Kestra Advisory Services LLC (Kestra AS) an affiliate of KestraIS. Pleasant Wealth, LLC is not affiliated with Kestra IS or Kestra AS.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA https...