Timothy Sumer

Many widows and widowers make big strategic mistakes when applying for social security survivor benefits. - LOOK BELOW- 1. What happens to my Social Security if my spouse passes away? - 2. Can you work while collecting social security? (maybe) 3. David Kennon's new Retirement Revolution Interview on ABC News Cast Bradenton/Sarasota - If this video was helpful and you want more, please SUBSCRIBE. Video Presenter: David Kennon Blog Link: Radio Show Link: Learn more with ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Title: The Biggest Social Security Mistake for Widows: Overlooking the Options Introduction Losing a spouse is an emotionally challenging experience, and the last thing a widow wants to deal with during such a time is financial uncertainty. In the United States, the Social Security Administra...

Most retirees are not prepared for the income loss they will face during retirement. Social security and 401(k)s will most likely not be enough to sustain the lifestyle you have become accustomed to. Developing your own personal pension plan will help you overcome these challenges. Visit www.SafeMoneyPlaces.com for more information or give us a call at 1-877-844-0900 if you have any questions.... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Retirement Tips: How to Create Your Own Personal Pension Plan Retirement planning is a topic that is often overlooked or delayed by many individuals. However, creating your own personal pension plan can provide financial security and peace of mind in your golden years. With the decline of traditional pension plans, it has become essential for individuals to take charge of th...

Schedule a free virtual or in-person consultation by visiting We are based in Knoxville and Chattanooga! Can I retire in 2 years with what I have? What happens if I run out of income before I run out of life? Will my spouse be okay? In this study, we'll take a look at being 60 and married with $1,200,000 in your 401(k). Can you retire in 2 years? 0:26 Introduction 1:16 Case Study 2:05 Industry vs Us (Blue Ridge Wealth) 3:58 Plan for Everything 4:26 Objectives/Concerns 5:37 Income 7:43 Investments 8:16 Future Value Calculator 11:24 Taxes 12:40 Tax Brackets 15:00 Healthcare 15:46 Family/Legacy 18:02 Summary 18:35 Mind the GAP 19:42 Growth 20:19 Access 21:28 Protection 22:45 Fund Distribution 24:46 Conclusion 26:11 Outro A successful retirement plan means having a clear and achievable plan for your taxes, income, investment, healthcare, and legacy. If you are missing a piece of your financial puzzle or just want a second opinion, contact us at 865-392-4260 or visit Lea...

What’s the deal with annuities? Are they good? Are they bad? Which one is right for you? We’ll be answering all your questions With guests Ed Slott, Steven Archer, and Nathan Cox! Visit The Retirement Income Store today for resources to help you take control of your retirement today! Did you miss the latest The Income Generation Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Want to watch FULL episodes of The Income Generation Show? Make sure to go to The Income Generation Show (Full Episodes) at: Check out the show at 10am EST Sunday or anytime on our Channel. David Scranton and his co-host Jeff Small interview guests about current situations, financial news and more, to see how they may impact your retirement. Tune in to The Income Generation Show and experience one of the most retirement friendly shows around! The Income Generation Show (Subscribe Now!) • The Income Generation ...

Ed Slott and David Stearns as guests. What’s the truth when it comes to estate planning? Want to find out? Watch the latest episode of The Income Generation Show! Visit The Retirement Income Store today for resources to help you take control of your retirement today! Did you miss the latest The Income Generation Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Want to watch FULL episodes of The Income Generation Show? Make sure to go to The Income Generation Show (Full Episodes) at: Check out the show at 10am EST Sunday or anytime on our Channel. David Scranton and his co-host Jeff Small interview guests about current situations, financial news and more, to see how they may impact your retirement. Tune in to The Income Generation Show and experience one of the most retirement friendly shows around! The Income Generation Show (Subscribe Now!) • The Income Generation Show: • The Re...

Multi-year guaranteed rate annuities are often compared to CDs, and when looking at them as an overall strategy for your retirement plan , it's worth understanding what they are and how they can be beneficial. Annuity Education: #Annuity #retirementplanning #TroySharpe Working with a CFP® professional can be an important step toward reaching your financial goals. Not only do these advisors meet rigorous education and experience requirements, but they are also held to some of the highest ethical and professional standards in the industry. Education CFP® professionals must master nearly 100 integrated financial planning topics, including: - Investment planning - Tax planning - Retirement planning - Estate planning - Insurance planning - Financial management In addition to completing a comprehensive financial planning curriculum approved by the CFP Board, or equivalent academic coursework, CFP® professionals are required to complete continuing education coursework,...

Schedule a free virtual or in-person consultation by visiting We are based in Knoxville and Chattanooga! Would a Roth Conversion improve my tax efficiency? What happens if I run out of income before I run out of life? Will my spouse be ok? In this study, we'll take a look at being 63 and retired with $2,000,000 in your 401(k). Should you convert to a Roth IRA? 0:15 Introduction 0:45 Disclaimer 1:20 Case Study 1:45 Plan for Everything 2:16 Current Situation 3:26 Roth Conversions 5:24 401(k) vs Roth IRA 9:45 Tax Brackets 11:37 Impact of RMDs 12:52 Starting Distribution Tax 14:27 How Much to Convert? 15:28 Medicare Part B 17:06 Conclusion A successful retirement plan means having a clear and achievable plan for your taxes, income, investment, healthcare, and legacy. If you are missing a piece of your financial puzzle or just want a second opinion, contact us at 865-392-4260 or visit Learn more by visiting our website: #incomeplanning #retirementplanning #retirementin...

Annuities for Retirement. How to use Income Rider Quote Tool to calculate your Guaranteed Lifetime Income Payout in Retirement. The tool is available and free to use at our website at 00:00 Introduction 09:04 Barron's list of the world's top annuities 00:50 Income Rider Quote Tool for Guaranteed Lifetime Income 01:10 Market Risk and Annuities 01:30 Analogy of Annuities to Social Security 01:50 Different Type of Annuity Contracts and Companies 02:42 Annuities as Part of a retirement plan 03:00 Income Rider Quote Tool Demo on oakharvestfg.com 03:39 Guaranteed Lifetime Income for You and Your Spouse 04:41 List of guaranteed Lifetime Income Amounts and Insurance Companies 5:40 Getting Help in Adding Guaranteed Lifetime Income to Your Retirement Portfolio 5:47 Annuities with Annual fee and Annuities without 06:51 The Annuities Payout Factor 07:20 How Annuities Compare to an Investment Account 09:29 The Benefits of Deferral 10:45 Book a Free Consultation Do you nee...

Guests: Steve Forbes Here’s all you need to know about the Secure ACT! Visit The Retirement Income Store today for resources to help you take control of your retirement today! Did you miss the latest The Income Generation Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Want to watch FULL episodes of The Income Generation Show? Make sure to go to The Income Generation Show (Full Episodes) at: Check out the show at 10am EST Sunday or anytime on our Channel. David Scranton and his co-host Jeff Small interview guests about current situations, financial news and more, to see how they may impact your retirement. Tune in to The Income Generation Show and experience one of the most retirement friendly shows around! The Income Generation Show (Subscribe Now!) • The Income Generation Show: • The Retirement Income Store: The Income Generation With David J. Scranton ***Disclaimer: Sound I...

Schedule a free virtual or in-person consultation by visiting We are based in Knoxville and Chattanooga! Would a Roth Conversion improve my tax efficiency? What happens if I run out of income before I run out of life? Will my spouse be ok? In this study, we'll take a look at being 69 and retired with $1,600,000 in your 401(k). Should you convert to a Roth IRA? 0:25 Introduction 0:58 Case Study 1:05 Plan for Everything 1:40 Current Situation 2:17 Disclaimer 2:54 Roth Conversions 4:30 401(k) vs Roth IRA 9:42 Tax Brackets 11:17 Impact of RMDs 12:10 Starting Distribution Tax 13:11 How Much to Convert? 13:38 Medicare Part B 14:35 Conclusion A successful retirement plan means having a clear and achievable plan for your taxes, income, investment, healthcare, and legacy. If you are missing a piece of your financial puzzle or just want a second opinion, contact us at 865-392-4260 or visit Learn more by visiting our website: #incomeplanning #retirementplanning #retirementin...

Schedule a free virtual or in-person consultation by visiting We are based in Knoxville and Chattanooga! Would a Roth Conversion improve my tax efficiency? What happens if I run out of income before I run out of life? Will my spouse be ok? In this study, we'll take a look at being 64, single, and retired with $1,800,000 in your 401(k). Should you convert to a Roth IRA? 0:21 Introduction 1:58 Disclaimer 2:14 Case Study 2:25 Plan for Everything 2:48 Current Situation 3:25 Roth Conversions 4:32 401(k) vs Roth IRA 8:43 Tax Brackets 10:10 Impact of RMDs 11:11 Starting Distribution Tax 11:56 How Much to Convert? 12:14 Medicare Part B and D 13:04 Conclusion A successful retirement plan means having a clear and achievable plan for your taxes, income, investment, healthcare, and legacy. If you are missing a piece of your financial puzzle or just want a second opinion, contact us at 865-392-4260 or visit Learn more by visiting our website: #incomeplanning #retirementplannin...

Schedule a free virtual or in-person consultation by visiting We are based in Knoxville and Chattanooga! Would a Roth Conversion improve my tax efficiency? What happens if I run out of income before I run out of life? Will my spouse be ok? In this study, we'll take a look at being 61 and working with $3,000,000 in your 401(k). Should you convert to a Roth IRA? 0:24 Introduction 1:25 Disclaimer 2:04 Case Study 2:21 Plan for Everything 2:50 Current Situation 4:07 Roth Conversions 7:13 Income Now & Income at 65 8:48 Income at 70 9:10 Impact of RMDs 11:44 401(k) vs Roth IRA 16:18 Tax Brackets 18:06 Starting Distribution Tax 20:09 How Much to Convert 21:26 Net Investment Income Tax 22:15 Medicare Part B & D 23:31 Conclusion A successful retirement plan means having a clear and achievable plan for your taxes, income, investment, healthcare, and legacy. If you are missing a piece of your financial puzzle or just want a second opinion, contact us at 865-392-4260 or vi...

In this episode, Troy Sharpe, CFP® and Financial Advisor, continues his discussion on the Retirement Basics and The Oak Harvest Retirement process, touching upon some acronyms, S.M.A.R.T. and T.E.A.M. and what they mean to the Oak Harvest Financial Group and your retirement planning process. He discusses the 5 steps of the Oak Harvest retirement planning process; #1. Investment Planning, #2. Income Planning, #3. Tax Planning, #4. Healthcare Planning and #5. Estate Planning. #investments #retirementplanning #retirementincome #taxplanning #estateplanning 00:00 Introduction - Mark Elliot - The Retirement Income Show 01:03 S.M.A.R.T. what does it mean for your retirement planning process 01:25 Oak Harvest Retirement process for retirement planning 02:13 Step 3 of Oak Harvest Retirement Plan Taxes can be your #1 Concern 03:41 Risk Management and Asset Allocation is Step 1 And Why 04:08 The Value Oak Harvest Financial Group provides to clients 06:00 Give us a call so w...

Do you have a company retirement plan? If you do, you NEED to watch this video! For the questionnaire click the link below: Visit McAdams Group LLC's Website today for resources to help you take control of your retirement today! Check out David McAdams and Co. discuss current situations, and financial news, all while providing tips to help you with your retirement. Tune in to McAdams Group LLC YouTube Channel and experience one of the most helpful retirement friendly shows around! McAdams Group LLC (Subscribe Now!) #retirementplanning #401k #retirementplan McAdams Group LLC YouTube Channel ***Disclaimer: Investment Advisory Services offered through Sound Income Strategies, LLC, an SEC Registered Investment Advisory Firm. McAdams Group, LLC and Sound Income Strategies, LLC are not associated entities. McAdams Group, LLC is a franchisee of The Retirement Income Store®, LLC. The Retirement Income Store®, LLC and Sound Income Strategies, LLC are associated entit...