Timothy Sumer

What are some of the legitimate reasons to file for Social Security as early as you can? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne cover different Social Security filing options, why you may want to wait, the five reasons you may consider filing earlier rather than later, and a few things to be aware of before filing. #socialsecurity #greensboronc #clemmonsnc #winstonsalemnc #retirement _____________________ The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. The views presented today are those of Wealth Guardians and do not necessarily represent the views of the Alphastar Capital Management. The opinions expressed are subject to change without notice and do not constitute financial, legal or tax advice. Any comme...

Investing in a corporation through bonds can offer appealing rates of return; but be sure to weigh the risk of that attractive interest rate. You may also like our free retirement planning ebook, “THE RETIREMENT EQUATION: How much do you really need?” Contact: For more information visit www.poterack.net or email info@poterack.net. Contact our delightful Anna at 704-366-5776 (office).... ( read more ) LEARN MORE ABOUT: Treasury Inflation Protected Securities REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Understanding Individual Bonds: Smart Investment Tips Investing in individual bonds can be a great way to diversify your investment portfolio, generate income, and mitigate risk. However, before diving into the world of individual bonds, it is crucial to understand the basics and key factors to consider. What are individual bonds? Individual bonds, also known as...

On this edition of the Wealth Guardians Radio Show Doug Ray and Brice Payne ask the question, "why would you not invest in a 401k" and provide their thoughts. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. The views presented today are those of Wealth Guardians and do not necessarily represent the views of the Alphastar Capital Management. The opinions expressed are subject to change without notice and do not constitute financial, legal or tax advice. Any comments regarding safe and secure investments and guarante...

So you've heard talk about Roth conversions but you have no idea what they are or if you should even do one. On this episode of The Vault with The Wealth Guardians, Brice Payne and Garrett Ray break down Roths vs IRAs, differences between contributions and conversions, the five year rule, and when it might make most sense for you to do a Roth to IRA conversion. _____________________ The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. The views presented today are those of Wealth Guardians and do not necessarily represent the views of the Alphastar Capital Management. The opinions expressed are subject to change without notice and do not constitute financial, legal or tax advice. Any comments regarding safe and secure investments and guaranteed inco...

So you just turned your investment accounts over to a financial planner and you may be asking yourself, "wait a minute... how do financial advisors get paid, anyway?" Tune into this episode of The Vault with The Wealth Guardians as Brice Payne and Garrett Ray break down the different ways advisors are paid and why it matters to you as a client. _____________________ The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. The views presented today are those of Wealth Guardians and do not necessarily represent the views of the Alphastar Capital Management. The opinions expressed are subject to change without notice and do not constitute financial, legal or tax advice. Any comments regarding safe and secure investments and guaranteed income refer onl...

What's a LIRP and how could it help you pay less taxes in retirement? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne break down the benefits. _____________________ The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. The views presented today are those of Wealth Guardians and do not necessarily represent the views of the Alphastar Capital Management. The opinions expressed are subject to change without notice and do not constitute financial, legal or tax advice. Any comments regarding safe and secure investments and guaranteed income refer only to fixed insurance products offered by Wealth Guardians. They do not refer in any way to securities or investment advisory products. Please consult your financial professiona...

Roth vs. traditional IRA... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/roth-vs-traditional-ira-2/?feed_id=45249&_unique_id=6388b53975e7c #Inflation #Retirement #GoldIRA #Wealth #Investing #CoastalVA #HamptonRoads #news #NorthCarolina #NortheastNC #Virginia #WTKR #WTKRNews #TraditionalIRA #CoastalVA #HamptonRoads #news #NorthCarolina #NortheastNC #Virginia #WTKR #WTKRNews

Stephanie Jenkins speaks with My Carolina Today about Alimony / Spousal Support in North Carolina Child Support can be complicated. In North Carolina, two of the more common terms beyond spousal support are post separation support and alimony. North Carolina requires that couples be separated for one year before he/she can file for a divorce which is why post separation support may be very important. It's possible that someone may not be entitled to long term financial support and the court could decide a one or two year time frame is sufficient to help the spouse get back on their feet. Post separation support can be given without finding that someone will get long term support. As for long term support, that is when Alimony comes into play. Alimony will likely go to court. There will likely be a lot of emotions and issues that arise when it involves spousal support. People will often argue that they will pay anything to help their children but he/she (other...