The Managing Director of SAC Wealth Management Sdn. Bhd. explained some differences between Private Retirement Scheme provided by unit trust companies and the Deferred Annuity Plan provided by insurance companies. Both plans qualify for additional RM3000 tax relief on top of the existing RM6000 EPF + Insurance Premium and RM3000 education and medical insurance premium.... ( read more )
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Preparing for retirement is an essential aspect of financial planning. It involves setting aside a portion of your income in a retirement savings plan that will provide you with sufficient funds when you retire. There are several options for retirement savings, including private retirement schemes and deferred annuities. Private retirement schemes, or PRS, are voluntary long-term investment schemes desi
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