Timothy Sumer

The Institute for Fiscal Studies (IFS) is planning a comprehensive pensions review. Recent research from the IFS revealed that 60 per cent of middle-earning private sector employees who are contributing to a pension are saving less than 8 per cent of their earnings, and nearly 90 per cent are saving less than the 15 per cent of earnings recommended by Lord Turner’s Pensions Commission. The IFS said almost all of this saving is coming in the form of “defined contribution” (DC) pensions, leaving individuals, rather than employers, exposed to market and other risks. The IFS warned that those retiring with DC pots face considerable difficulty and risk in managing their finances through retirement, with risks around running out of private resources or savers being so cautious that they have a needlessly austere retirement. The report noted that an increasing number of those approaching retirement live in expensive, insecure, private rented accommodation, warning that this...

Top 3 Tips To Combat Rising Inflation To Protect Your Family Feeling stifled by rising prices? It seems as though the word inflation is used in almost every newscast or serious conversation about our national economy these days. However, inflation is one of those economic terms that is often misused and misunderstood. So, what is inflation and how does it impact personal and family finances? If you're worried about inflation and how your family might be affected, it can seem like you're helpless. You do have some control over how inflation affects your family finances. Watch till the end of this video to know more about how inflation works and concrete tactics you can use to lessen the impact of inflation on your household. Top 3 Tips To Combat Rising Inflation To Protect Your Family Welcome to Save Money Tricks. On this channel we explore different ways to save money and pay off debt. We will dive into the best money saving hacks and how you can save mone...

Like what you see? Follow us so you don't miss out on Money Saving tips & tricks to help you Crush Debt & grow your Savings. Find us on IG, TikTok, Youtube, & our website scrunchyfi.com.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Are you looking for the best way to set your kid up for financial success? Well, thanks to a viral TikTok video, we have a new option to consider - the 529 turned Roth IRA. First, let's break down what each of these investments are. A 529 plan is a tax-advantaged savings plan specifically designed to pay for future education expenses. A Roth IRA, on the other hand, is an individual retirement account that allows you to save for retirement while also providing tax-free growth and withdrawals. The TikTok video, posted by user @moneywithmaggie, suggests that parents can maximize the benefits ...

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Today I am sharing a few things to do with your money before the end of the year. Free budgeting spreadsheet: How I set up my emergency binder: My emergency binder printables just $4.99 6 routines that save me money every week: 5 ways to make money from home right now: Tips for saving a TON on groceries: 3 things we did to get out of debt: My Amazon favorites: Get $10 at Grove Collaborative: Come say HI on Pinterest: email me: lydia@lydiasenn.com Green screen effect courtesy of: JanTube. Snail Mail: Lydia Senn P.O Box 572 Creola, AL 36525 This video may contain links to affiliate programs. If you click on the link and make a purchase I will get a small percentage of that sale at NO extra charge to you. However, you are under no obligation to buy anything I ever mention in a video.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold...

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