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Showing posts with the label SavingTax

The Fresh Interpretation of IRA

In this week's Hidden Wealth Reviews, I share a new meaning for the acronym, IRA, "Influenced Retirement Attack!" This comes from an Article in Forbes, which discusses how even new born babies could get hit with taxes from an IRA as a result of new IRS "guidance." This guidance is more like an attack; an attack influenced by the administration's need to collect more tax by having the IRS simply change the rules. In 2019, the SECURE Act changed the rules about stretching IRAs. Stretch IRAs allowed those who inherited an IRA to extend the distribution of the funds (and the payment of taxes on those funds) across their lifetime. Post SECURE Act, you only have 10 years to liquidate a non-spouse inherited IRA. Many people are concerned about this. They believe that, if they leave money, they want to leave it to someone other than the IRS. Don't be fooled by the promise that those making less than $400,000 a year will not see a tax increase. The no