Timothy Sumer

AT&T employees who stay with the company into 2023 could see the largest reduction in their pension lump-sum payments in a generation. In this video, we cover the projected pension drop, how to calculate your pension, and how to potentially avoid pension losses. ------------------------------------------------------------------------------------------------------------------------------------------------------- #retirement #att #401k #taxplanning #pension 00:00 - Introduction 00:10 - About TRG 04:41 - Pension Benefits Overview 05:25 - Pensions Options 07:34 - Service Pension Eligibility 09:26 - How Interest Rates Affect Pension 10:47 - Where Are Rates Now? 15:47 - Historic Interest Rates 16:05 - Example 1 17:58 - Example 2 22:12 - Pension Formulas 22:25 - Cash Balance Account 23:40 - CAM Benefit 23:58 - CAM Adjusted Career Income 26:56 - CAM Early Retirement Discount 27:50 - CAM Age Penalties 29:13 - Forms of Payment 31:37 - Get A Second Opinion 33:30 - Schedule A Meeti

Explore the influence of #inflation on Treasury Bonds and discover how Treasury Inflation-Protected Securities (TIPS) serve as an effective hedge against inflation, ensuring the stability of your #retirement #investments. ______________________________________________ #tips #financialplanning #retirementplaning #corporate 1. LIKE our Facebook page: 2. VISIT our website: 3. FOLLOW our LinkedIn page for updates: Disclaimer: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Fees are incurred when assets are under the management of advisors affiliated with The Retirement Group. Therefore, the information presented here should only be relied upon when coordinated with individual professional advice. Securities offered through FSC Securities Corporation, member FINRA/SIPC. Investment advisory services of

Discover what happens to your pension benefits if you are laid off before retirement, and how it may affect your retirement plan . Learn about the options available to you and how to make informed decisions about your retirement savings. ______________________________________________ #pension #benefits #layoffs #retirement #savings 1. LIKE our Facebook page: 2. VISIT our website: 3. FOLLOW our LinkedIn page for updates: Disclaimer: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Fees are incurred when assets are under the management of advisors affiliated with The Retirement Group. Therefore, the information presented here should only be relied upon when coordinated with individual professional advice. Securities offered through FSC Securities Corporation, member FINRA/SIPC. Investment Advisor Re

Gain clarity on when and how to utilize a #RothIRA in conjunction with your #401k for optimal #retirementplanning, whether it's during your working years or after you've retired. _________________________________________ #retirement #financialplanning #exxonmobil #xom 1. LIKE our Facebook page: 2. VISIT our website: 3. FOLLOW our LinkedIn page for updates: Disclaimer: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Fees are incurred when assets are under the management of advisors affiliated with The Retirement Group. Therefore, the information presented here should only be relied upon when coordinated with individual professional advice. Securities offered through FSC Securities Corporation, member FINRA/SIPC. Investment advisory services offered through The Retirement Group, LLC. a regis

If you're wondering how your retirement funds are protected in the case of a lump-sum payment compared to an annuity payment, watch this video for insights from our retirement planning expert Tyson Mavar. ___________________________________________________ #retirement #att #annuity #lumpsum #planning 1. LIKE our Facebook page: 2. VISIT our website: 3. FOLLOW our LinkedIn page for updates: Disclaimer: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Fees are incurred when assets are under the management of advisors affiliated with The Retirement Group. Therefore, the information presented here should only be relied upon when coordinated with individual professional advice. Securities offered through FSC Securities Corporation, member FINRA/SIPC. Investment Advisor Representative of & Adviso

Are you considering retiring from #ATT in 2023? Let us help you make an informed decision! Watch this video where financial advisor Patrick Ray, guides you through the important factors to consider before retiring. Learn about the impact of rising #interestrates on your #retirement savings, the potential benefits of the current #housingmarket, and how to navigate the effects of #inflation. You deserve a retirement that is intentional and purposeful. Let us help you achieve that goal! __________________________________________________________________ Music by: 1. LIKE our Facebook page: 2. VISIT our website: 3. FOLLOW our LinkedIn page for updates: Disclaimer: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Fees are incurred when assets are under the management of advisors affiliated with The Ret

Learn about the benefits and limitations of a Backdoor Roth IRA, and how AT&T employees can use this strategy to boost their retirement savings in this informative Q&A session. ____________________________________ #rothira #retirement #att #ira #strategy 1. LIKE our Facebook page: 2. VISIT our website: 3. FOLLOW our LinkedIn page for updates: Disclaimer: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Fees are incurred when assets are under the management of advisors affiliated with The Retirement Group. Therefore, the information presented here should only be relied upon when coordinated with individual professional advice. Securities offered through FSC Securities Corporation, member FINRA/SIPC. Investment Advisor Representative of & Advisory Services offered through The Retirement G

Do you know when the best time to retire is? Let The Retirement Group provide potential options! --------------------------------------------------------------------------------------------------------------------------- #retirement #planning #fortune500 #investing #inflation 1. LIKE our Facebook page: 2. VISIT our website: 3. FOLLOW our LinkedIn page for updates: Disclaimer: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Fees are incurred when assets are under the management of advisors affiliated with The Retirement Group. Therefore, the information presented here should only be relied upon when coordinated with individual professional advice. Securities offered through FSC Securities Corporation, member FINRA/SIPC. Investment Advisor Representative of & Advisory Services offered through

Is a Roth Conversion right for you? By converting some of your assets into IRA accounts they become non-taxable, potentially saving you a substantial amount of money. In this video, Michael Corgiat with The Retirement Group, discusses IRA strategies for corporate employees. 1. LIKE our Facebook page: 2. VISIT our website: 3. FOLLOW our LinkedIn page for updates: Disclaimer: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Fees are incurred when assets are under the management of advisors affiliated with The Retirement Group. Therefore, the information presented here should only be relied upon when coordinated with individual professional advice. Securities offered through FSC Securities Corporation, member FINRA/SIPC. Investment Advisor Representative of & Advisory Services offered through The

Wondering if there's a way to invest well during a time of high inflation and interest rates? Watch this video to learn the best way to invest during this time. 1. LIKE our Facebook page: 2. VISIT our website: 3. FOLLOW our LinkedIn page for updates: Disclaimer: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Fees are incurred when assets are under the management of advisors affiliated with The Retirement Group. Therefore, the information presented here should only be relied upon when coordinated with individual professional advice. Securities offered through FSC Securities Corporation, member FINRA/SIPC. Investment Advisor Representative of & Advisory Services offered through The Retirement Group, LLC. The Retirement Group is not affiliated with Caterpillar. The Retirement Group 5414 Ober

It is important for ExxonMobil employees to understand their Pension Plan. Having knowledge of your plan can help ExxonMobil employees make critical decisions, like choosing a retirement date. -------------------------------------------------------------------------------------------------------------------- #ExxonMobil #Retirement #Pension #Planning 00:00 - Intro 00:11 - About TRG 02:36 - Pension Planning Overview 04:55 - Sources of Funds 05:46 - Exxon Defined Benefit Plan 12:54 - Defined Benefit Pension Formula 15:55 - Normal Retirement Age 25:10 - Exxon Interest Rates 27:17 - Closing Information, Disclosure, And Questions 1. LIKE our Facebook page: 2. VISIT our website: 3. FOLLOW our LinkedIn page for updates: Disclaimer: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Fees are incurr