Skip to main content

Posts

Showing posts with the label employer

如何选择Roth 401Kå’Œä¼ ē»Ÿ401K?如何选择Roth 401K和Roth IRA?(第322期)

大家儽!“ē¾Žå›½é€€ä¼‘č“¦ęˆ·čÆ¦č§£” (All About Retirement Accounts)čæ™å„—čÆ¾ēØ‹ē»ˆäŗŽäøŠēŗæå•¦!被大家呼吁了2幓多,ęˆ‘ē»ˆäŗŽå…‹ęœäŗ†ę‹–å»¶ē—‡ęŠŠčæ™å„—čÆ¾ēØ‹åšå‡ŗę„å•¦! č“­ä¹°é“¾ęŽ„å¦‚äø‹: åˆ«åæ˜äŗ†ē”Ø coupon code “MONEY322”,čŽ·å–50%ēš„ęŠ˜ę‰£! čæ™å„—čÆ¾ēØ‹åˆ†40äøŖå°čŠ‚,ę¶‰åŠäŗ†ē¾Žå›½åøøč§é€€ä¼‘č“¦ęˆ·ēš„ę–¹ę–¹é¢é¢。ęœ‰åŸŗē”€ēŸ„čÆ†,比如401K和IRAēš„åŒŗåˆ«,Backdoor IRAå¦‚ä½•ę“ä½œ;ä¹Ÿęœ‰å®žę“äø­åøøč§ēš„ē»†čŠ‚é—®é¢˜,例如Roth IRAå­˜å¤šäŗ†ę€Žä¹ˆåŠž?ē•™å­¦ē”Ÿč¦å›žå›½äŗ†401Kę€Žä¹ˆåŠž?Backdoorę“ä½œēš„ę—¶å€™č¢«ę‰£ēØŽäŗ†ę€Žä¹ˆåŠž? å†…å®¹ä»„ęˆ‘é¢‘é“é‡Œēš„åŽŸč§†é¢‘äøŗéŖØęž¶,č”„å……äŗ†č§†é¢‘ę²”ęœ‰ēš„ēŸ„čÆ†ē‚¹,ę•“åˆåŠ å·„å®Œęˆ。ęˆ‘åœØę•“å„—čÆ¾ēØ‹é‡Œęœ‰ę„åœ°ęŠŠēŸ„čÆ†ē‚¹äø²č”ę¢³ē†čµ·ę„,由浅兄深、ē³»ē»Ÿåœ°å‘ˆēŽ°ē»™å¤§å®¶。ä½œęÆ”č¾ƒ、åˆ—ę•°ę®、č®²å®žę“、ä½œę€»ē»“,åŒäø€äøŖēŸ„čÆ†ē‚¹åœØäøåŒåœŗåˆåå¤å‡ŗēŽ°,ęˆ‘å°±ä»ŽäøåŒēš„č§’åŗ¦åå¤åœ°čÆ“å®ƒ。äæčÆä½ åœØēœ‹å®Œčæ™å„—čÆ¾ēØ‹ä¹‹åŽčƒ½ęŠŠä¹‹å‰äø€äŗ›ä¼¼ę‡‚éžę‡‚ęØ”ęØ”ē³Šē³Šēš„ę¦‚åæµå…ØéƒØåƒēš„é€é€ēš„。(第315期“Mega Backdoor”å°±ę˜ÆčÆ¾ēØ‹ēš„čŠ‚é€‰,ęƒ³č¦äŗ†č§£čÆ¾ēØ‹é£Žę ¼ēš„ęœ‹å‹ę¬¢čæŽčÆ•å¬ē¬¬315期) ęÆäø€äøŖåæ…č¦ēš„åœŗåˆéƒ½é…äŗ†ä¾‹å­,ęÆäøŖä¾‹å­éƒ½é…äŗ†ę•°å­—。čÆ„ęœ‰ēš„å›¾č”Ø,åˆ†ęžē­‰ē­‰éƒ½ē»™å®ƒé…čµ·ę„。ę¶‰åŠč®”ē®—ēš„ę—¶å€™ę‹æę•°å­—čÆ“čÆ,čæ˜čžåˆäŗ†åŽŸé¢‘ē•™čØ€åŒŗēš„č§‚ä¼—ē•™čØ€(ęœ‰č§‚ä¼—ęēš„å„½é—®é¢˜ä¹Ÿęœ‰ęœ‰ä»·å€¼ēš„č”„å……)。 ęˆ‘åÆ¹čæ™å„—čÆ¾ēØ‹ēš„å†…å®¹éžåøøęœ‰äæ”åæƒ,åøŒęœ›čƒ½å¤Ÿåø®åˆ°ęœ‰éœ€č¦ēš„ęœ‹å‹! č“­ä¹°é“¾ęŽ„å¦‚äø‹: åˆ«åæ˜äŗ†ē”Ø coupon code “MONEY322”,čŽ·å–50%ēš„ęŠ˜ę‰£! 大纲如下: å‰čØ€ 1. 401K 1.1 ä»€ä¹ˆę˜Æ401K 1.2. How does 401K plans Work 1.3. Contributing to a 401K 1.4. How does a 401K make money 1.5. Withdrawals from 401K 1.6. ē¦»čŒä¹‹åŽ401K ēš„match问题 1.7. ē¦»čŒä¹‹åŽ401Kę€Žä¹ˆå¤„ē† 1.8 Roth 401Ké‡Œé¢é›‡äø»matchēš„é’±ę˜ÆēØŽå‰ēš„čæ˜ę˜ÆēØŽåŽēš„ 1.9. 401K Loan 1.10. Traditional 401K Vs. Roth 401K 2. å›žå›½ä¹‹åŽé€€ä¼‘č“¦ęˆ·ę€Žä¹ˆåŠž? 3. IRA 3.1. IRA 简介 3.2. ä»€ä¹ˆę˜ÆEarned i...

How to Utilize the MEGA Backdoor ROTH for Increased Tax-Deferred Savings

Nic explains how a Mega Backdoor Roth works, who most benefits from this strategy, and how it’s a great way to grow your retirement money tax-free. Host: Nic Daniels BFA™, Financial Advisor The Real Money Pros ————————————————————— SPONSORS: Academy Mortgage Lively (HSAs and FSAs) Tree City Advisors of Apollon —————————————————————... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA The MEGA Backdoor ROTH is a retirement savings strategy that can help you earn more tax-deferred dollars. This is a great tool to use if you are looking to maximize your retirement savings, especially if your income exceeds the contribution limits for a traditional or ROTH IRA. Here’s what you need to know about using the MEGA Backdoor ROTH to grow your nest egg. First, it’s important to understand the basics of the ROTH IRA. This retirement savings acc...

Ford To Provide 56,000 Hourly Workers $9,000 From Profit Sharing

In revealing its 2016 financial outcomes, including North American pre-tax profits amounting to $9 billion, Ford Motor informed that its over 56,000 per hour employees who belong to the United Auto Works union would be offered approximately $9,000 apiece from profit sharing. The employees will get that cash on March 9th. Ford’s profit share payments are computed based upon pre-tax profits for the year, with every UAW-Ford employee making $1 for every single $1 million Ford makes in North America. This year’s payments are the second-highest in history, down slightly from last year’s $9,300. UAW Vice President Jimmy Settles quickly to pointed out that Ford’s profit sharing is not a “benevolent payout,” rather something that UAW members fought for and made. “Both job security and monetary gains for our membership have constantly been at the top of my priority list and today’s announcement solidifies our efforts,” he stated. 0... ( read more ) LEARN MORE ABOUT: Profi...