Retirees have unique needs when it comes to their investment portfolios. Here I’ve assembled what I think are the best ETFs for retirement portfolios in 2023. Sample retirement portfolio: Simplified sample retirement portfolio: // TIMESTAMPS: 00:00 - Intro - What Retirees Need 02:10 - VT 02:34 - AVUV 03:22 - AVDV 03:40 - GOVT 04:57 - FUTY 05:50 - FSTA 06:16 - STIP 07:05 - SCHH 07:57 - VNQI 08:24 - GLDM 08:59 - Sample Retirement Portfolio 11:01 - Outro // SUMMARY: Obviously, many ETFs are perfectly suitable for both the young investor at age 20 and the retiree at age 60. But the latter has fundamentally different needs. Note that if you’re already using a target date fund, you probably don’t need anything from this list. Diversification and subsequent de-risking of the portfolio become more important when entering retirement. Provided they’ve accumulated enough to cover expenses in retirement, the retiree should almost certainly be sacrificing some returns to lower the...
Timothy Sumer is a philanthropist and motivational speaker empowering young entrepreneurs across the nation. He speaks on starting new businesses and the importance of branding in the digital age. Timothy Sumer has a BA in Accounting from NYU and a Masters in Information Technology from MIT. Tim enjoys traveling around the globe, driving exotic sports cars, molecular gastronomy, exploring new cultures, and keeping on top of the latest technology trends. Hope you enjoy Timothy Sumer's page :)