Timothy Sumer

#FinancialFreedomJourney #YoungMoneyMatters #AdultingFinanceTips #SmartSavingsHacks #DebtFreeDreams #Investing101ForYouth #BudgetingBasics #FirstTimeInvestor #StudentLoanSurvivor #FrugalLifeHacks #YoungWealthWisdom #EarlyRetirementGoals #Finance #FinancialEducation #MoneyTips Empowering the Next Generation: A Guide to Financial Freedom for Young Adults Welcome to our dedicated finance channel, a beacon for young adults navigating the often tumultuous waters of personal finance. As you embark on this transformative journey from youth to adulthood, understanding and managing your financial resources is of paramount importance. Whether you're grappling with student loans, eager to establish a robust savings plan, or setting sail on your maiden investment voyage, our channel promises to be your steadfast guide. Addressing the Unique Financial Challenges of Today's Youth It's undeniable that young adults today face a financial landscape unlike any other previous ...

#FinancialFreedomJourney #YoungMoneyMatters #AdultingFinanceTips #SmartSavingsHacks #DebtFreeDreams #Investing101ForYouth #BudgetingBasics #FirstTimeInvestor #StudentLoanSurvivor #FrugalLifeHacks #YoungWealthWisdom #EarlyRetirementGoals #Finance #FinancialEducation #MoneyTips Empowering the Next Generation: A Guide to Financial Freedom for Young Adults Welcome to our dedicated finance channel, a beacon for young adults navigating the often tumultuous waters of personal finance. As you embark on this transformative journey from youth to adulthood, understanding and managing your financial resources is of paramount importance. Whether you're grappling with student loans, eager to establish a robust savings plan, or setting sail on your maiden investment voyage, our channel promises to be your steadfast guide. Addressing the Unique Financial Challenges of Today's Youth It's undeniable that young adults today face a financial landscape unlike any other previous ...

IRA Non-spouse beneficiary stretch - post Secure Act... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA IRA Charitable Trust for Non-Spouse Beneficiaries: A Powerful Tool for Giving Individual Retirement Accounts (IRAs) are a popular and widely-used retirement savings vehicle for millions of Americans. However, many people may not be aware of an important feature of IRAs known as the IRA Charitable Trust. This trust allows non-spouse beneficiaries to receive distributions from the IRA while also providing a unique opportunity to support charitable causes. An IRA Charitable Trust, also known as a Charitable Remainder Trust (CRT), is a trust arrangement that allows IRA owners to name a non-spouse beneficiary, such as a child, grandchild, or other loved one, to receive distributions from the IRA upon their passing. This beneficiary, re...

Katie Brown follows up on her 2021 retirement account update with a look at Roth IRAs and Roth accounts. In this Coffee with Katie episode, she delves into the tax benefits of Roth accounts but also highlights the income limitations for investors. Katie answers common questions on Roth Conversions and Backdoor Roth IRA contributions as well. Related video: 2021 Retirement Contributions - ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Roth IRA Accounts and Roth Conversions: Exploring Tax-Advantaged Retirement Savings retirement planning is an essential part of securing financial independence in one's golden years. Among the various retirement savings options available, Roth IRA accounts and Roth conversions offer distinct advantages for individuals looking to maximize their long-term savings while benefiting from tax advantages. What...

If you are a high earner, this retirement savings strategy could work for you! Discover the benefits of Backdoor Roth IRAs and how you can implement them in your retirement saving strategies. The views expressed are not necessarily the opinion of SagePoint Financial, Inc., and should not be construed directly or indirectly, as an offer to buy or sell any securities mentioned herein. Investing is subject to risks including loss of principal invested. Past performance is not a guarantee of future results. No strategy can assure a profit nor protect against loss. Please note that individual situations can vary. Therefore, the information should be relied upon when coordinated with individual professional advice.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Backdoor Roth IRAs: Retirement Savings For High Earners Introduction: retirement plan...

Lets create a simple financial plan. This is just a starting point for retirement and to get your finances in order. The first thing we want to do is work with a budget, but wait don't stop reading yet! The first step to any good budget is to watch your money first. Track your spending for a month or so and THEN start to budget using your existing spending. Our clients have this done for them using NestEgg. Next we will want to start planning for the future. You may not need a financial planner for this but this is where we need to start focusing on future goals. Cars, homes, college, and even retirement Remember that your budget comes first when retirement planning . If we can get your finances in order now it means we can make saving for retirement even easier. See, most people just start saving for retirement without getting their dough straight and it leaves them stressed and under saved. Finally we want to prioritize the way you will save for retirement. Consider ...

🔴 Get Subscribed to the Integrity Financial Channel 👉🏼 Each week🗓 Brian coaches listeners about the important financial topics of the day. Listen as Brian discusses how to help build a comprehensive retirement plan by gaining a deeper knowledge of retirement today. Let “Retire With Integrity” radio help you prepare your finances for tomorrow! Want to find a station that plays “Retire With Integrity” near you? Click this link for stations and times ► ►DST Brochure Download 👉🏼 ► Visit Us On The Web: 📞 Give Us A Call At: (540) 266-3100 ► Follow Us On Twitter:🦅 ► Like Us On Facebook: 👍🏼 ► Follow Us On Instagram: #theinbox #email #question #financialquestions #annuity #annuityinvestment #fixedrate #bank #contract #financialagreements #retirement #inflation #recessionproof #taxes #recession #401k #taxadvice #stockmarket #401kandbeyond #ira #financi...

FREE Guide! Download the ultimate retirement guide: FREE Webinar! Join our free webinars and learn how you can build your wealth and reduce taxes: Want us to help you build more wealth while protecting your capital and minimize taxes? Get a second opinion on your investment portfolio: Subscribe to my channel here: In this video, we will look into a few different ways you can protect your portfolio from inflation. I hope you will enjoy the video! My name is Darius Muica, Senior Investment Advisor with Nour Private Wealth. I am passionate about the work I do and I am extremely client-oriented! Me and my team focus on helping our clients build wealth faster, in the most tax-efficient way possible. If you are new to my channel, do subscribe, and If you have any questions, let me know by posting a comment below. All views and opinions expressed in this video are provided for informational purposes only and do not constitute an offer or solicitation to buy or sell...

Learn about the key elements that make for a successful retirement plan experience for both the plan sponsor and the participants.... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing retirement planning may seem daunting at first, but with proper guidance and knowledge of essential components, it can become an uncomplicated process. Preparing for retirement is a necessity in this day and age, as people are living longer and healthcare costs are rising. Here are the top five retirement plan essentials you need to know to secure your golden years. 1. Start saving early: When it comes to retirement planning , time is your ally, and the earlier you start saving, the better. It is best to begin your retirement savings as soon as you start earning an income. By doing so, you give your investments more time to grow, and ...

Here is a common mistake that is made by many and it is 100% avoidable. Please don't make this mistake with your retirement! For more information about our firm, please contact us at: (770) 683-3608 | msmith@wcfingroup.com, or by web at: www.wcfingroup.com... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA As 2021 draws to a close, many Americans are considering rolling over their individual retirement accounts (IRAs) into different investment options. However, before you rush into making any moves with your IRA, you need to be aware of the potential tax implications. The "New Years IRA Rollover Tax Trap" occurs when an investor moves their IRA funds into another investment option without properly following Internal Revenue Service (IRS) rules, leading to a large tax bill in the upcoming tax season. This can happen if you withd...

How much can I contribute to my IRA in 2023? In this video I walk through the limits related to IRA contributions in 2023. The maximum contribution is $6,500 if you are under 50. If you are 50 or older by 12/31/23 you can contribute an additional $1,000 or a total of $7,500. You can choose to put any combination of the amount in either a Roth or a Traditional IRA assuming you qualify as long as the total amount is no more than the limit. You are also limited to the maximum of your earnings per year, so if you only made $5,000 or you made $12,000 but contributed $8,000 to your 401(k) at work then your earned income that would be taxed would be $5,000 or $4,000 ($12,000 -$8,000) for the year. There are also income maximums for Roth contributions because "wealthy" people aren't permitted to contribute to a Roth IRA. Those limits are $153,000 if you are single and $228,000 if you are married filing jointly (MFJ). There is a phase out where a smaller amount i...

LISTEN THIS Before Investing In Stock Market Or I Bonds| Suze Orman| financial planning|Retire early On this episode, Suze answers your questions about dividend paying stocks, managed broker accounts, I Bond interest and more! investing dividend investing retirement financial planning financial advisor i bonds financial independence retire early financial independence retire early early retirement how to retire early fire retirement retirement planning at 60 retiring early retire early 500k long term care insurance retirement investing secure act 2.0 details how much do i need to retire retirement life retire at 55 retirement planning financial planning ira 401k roth ira fidelity 401k principal 401k john hancock 401k 403b sep ira roth 401k backdoor roth ira prudential 401k vanguard roth ira traditional ira vanguard 401k, vanguard retirement, fidelity roth ira, certified financial planner, charles schwab 401k, pension plan, simple ira, self directed ira, 401k plan , voya r...

We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments while teaching you all about your money. #retirement #retirementplanning #dohstr8 ---Ready to subscribe--- For more information visit: --- Instagram @jazzWealth --- Facebook --- Twitter @jazzWealth Business Affairs 📧Support@JazzWealth.com... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/4-must-haves-for-your-2023-financial-plan/?feed_id=60411&_unique_id=63c312a0cf96e #Inflation #Retirement #GoldIRA #Wealth #Investing #2023financialgoals #2023goals #budgetingtips #financialgoals #financialgoals2023 #financialplan #financialplan2023 #financialplanning2023 #howtobudget #howtoinvestinstocks #howtosavemoney #investingforbeginners #personalfinance #personalfinance1...

A lot of people ask, what is the best plan to save for retirement? From my experience, working with lots of millionaire retirees, most of them did it through systematic saving over the course of their career, into a qualified retirement plan. Things like a 401k, a 403B a SEP IRA, a simple IRA. What is the right plan for you? Learn more on my website: Get in touch: Retirement blog: #RetirementPlan #retirementplanning #jeremykisner ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/what-is-the-best-retirement-plan-for-me-with-closed-captions/?feed_id=56995&_unique_id=63b5e19f7142f #Inflation #Retirement #GoldIRA #Wealth #Investing #401k #402B #financial #financialplan #ira #jeremyKisner #millionaire #money #plan #retire #retireamillionaire #retiree #Retirement #retirementplan #RothIRA #sel...

What are the options you have when it comes to 401(k) funds? In this clip of Retiring Today with Loren Merkle, we discuss four different strategies you can implement in your 401(k). If you have questions about your retirement journey, schedule a Complimentary 15 Minute Retirement Check-Up Call with one of our retirement planners here: -- A professional advisor should be consulted before implementing any of the options presented. No content should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Information in this video is not an offer to buy or sell. Case studies are for illustrative purposes only... ( read more ) LEARN MORE ABOUT: Retirement Planning REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/how-to-withdraw-from-a-401k/?feed_id=54384&_u...

A traditional IRA and a Roth IRA are similar but have several key differences. Brian Leitner sits down with Rachel Kowalczyk, director & senior wealth advisor at Mariner Wealth Advisors, to discuss how converting a traditional IRA to a Roth IRA can benefit you, as well as what key financial indicators to look for to determine if this process is right for your financial situation. 0:00 Intro 0:18 Basics of a Roth IRA and a Roth Conversion 0:58 Why to do a Roth Conversion 2:53 Forecasting if a Conversion is Right for You 5:23 General IRA Considerations 6:35 Outro #retirement #RothIRA #401k For more information, please visit us online at Subscribe and listen to our podcast, Your Life Simplified Apple Podcasts - Spotify - CONNECT WITH US ON SOCIAL LinkedIn - Facebook - Twitter - Instagram - =================================================================================== These videos are limited to the dissemination of general information and are not int...

We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments while teaching you all about your money. #retirement #retirementplanning #dohstr8 ---Ready to subscribe--- For more information visit: --- Instagram @jazzWealth --- Facebook --- Twitter @jazzWealth Business Affairs 📧Support@JazzWealth.com... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/how-to-build-a-comfortable-retirement-plan/?feed_id=47538&_unique_id=6391942aad1d2 #Inflation #Retirement #GoldIRA #Wealth #Investing #buildaretirementplan #financialadvice #financialanalyst #financialeducation #financialplan #FinancialPlanning #financialplanninganalyst #howtoretireearly #howtoretireearlyin2022 #personalfinance #personalfinance101 #personalfinanceforbeginn...