Timothy Sumer

Get a complimentary “10 Steps to a Successful Retirement” guide from Retirement Advisers: ... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Pension Payout: Step 2 to a Successful Retirement As we approach retirement age, securing a stable and comfortable financial future becomes our utmost priority. One crucial aspect of a successful retirement is having a reliable pension payout plan in place. Step 2 in achieving this financial security involves carefully considering the various options and potential risks associated with pension payouts. A pension payout refers to the regular income received during retirement from a pension fund or retirement savings account. This income is oftentimes crucial in maintaining our desired lifestyle and covering essential expenses. Therefore, it is vital to understand the d...

5 Fixed Annuity Features That Will Be Popular In 2023... 1. Accumulation Guarantees Currently: - 3 & 4 Year annuities between 4.90% and 5.00% - 5 & 6 Year annuities between 5.00% and 5.40% - 7 Year annuities between 5.10% and 5.50% - 8-10 Year annuities not as attractive as shorter terms 2. Guaranteed Income Options What is hot: - Interest Only Withdrawals (accumulation values & DB remain steady) - Free withdrawal provision (built in even at higher rates, 5% - 15%) - Immediate Annuities (Single or Joint Lives, period certain for laddering) - Split Annuities (advantage to non-qualified funds and the knowledge of exclusion ratio) 3. Carrier ratings, history and longevity What I feel should be looked at beyond ratings: -Ratings are just a stating point (Be aware of how long a carrier has had a rating) - Check multiple ratings agencies (AM Best, Weiss, S&P, + Comdex) - Total carrier admitted assets (under $1 billion or $10’s of billions) - History (Has the ca...

How safe are annuities right now, especially since they are not FDIC insured? Annuities are not FDIC insured because they are not bank accounts. They are insurance contracts between an individual and an insurance company. Therefore, the safety of annuities depends on the financial strength and stability of the insurance company offering them. #shorts #annuities #annuity #bankfailure #retirementsavings... ( read more ) LEARN MORE ABOUT: Bank Failures REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing An annuity is a popular investment option that provides guaranteed income to individuals during their retirement years. An annuity is usually bought from an insurance company, and the payments to the investor are made monthly or annually. However, many people worry about the safety of their annuity investments in the event of a bank failure. This is a valid concern, as annuity ...

Today we're talking fixed annuities! We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments while teaching you all about your money. #retirement #retirementplanning #dohstr8 ---Ready to subscribe--- For more information visit: --- Instagram @jazzWealth --- Facebook --- Twitter @jazzWealth Business Affairs 📧Support@JazzWealth.com... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing As more and more people approach retirement, the question of financial security becomes more pressing. For many, a fixed annuity can be a valuable option to consider. A fixed annuity is an insurance contract that provides a guaranteed payout and interest rate over a set period of time. These annuities are typically purchased with a lump sum and are often u...

3 Types Of Annuities & Some Features & Benefits #typesofannuities #benefits #features #annuities How much will you increase your positive cash flow over the next 30 days?! Take the 30-day challenge to increase your cash flow! What is your wealth potential? Do you have what it takes to become a millionaire? Take the survey. Get Life insurance! Goldbacks Get FREE* stocks! Open a Webull account and make an initial deposit of $100 or more. Join M1 Finance and get $50! PrizePool. Use code 4B9N7 Yotta Savings use code PARIS2 : Message me for coaching Hello@financialselfreliance.net Ebook Video course for a deeper understanding. (Ebook comes included in the course) The Dividend Tracker Master your finances from A-Z I don't drink coffee but I wouldn't mind a hot chocolate 😉 ***** What are annuities? There is a lot of confusion around the annuity, and in this video I hope to help set the stage for you to understand the...

How confused are you when I keep throwing out all of these terms or acronyms for a retirement annuity? See, I just did it again. Well, here it is, a crash course on fixed annuities and a thesaurus for annuity terminology for the annuity types. You can check out this video at any point in time and look at what the retirement annuity term or acronym means. Further down in the description, I will link several videos which will give you more the ‘dictionary’ explanation for the annuity types. Table of Contents: 00:00 - Introduction 01:01 - Retirement Annuity 01:58 - Guaranteed Income Annuity 02:13 - Longevity Annuity 02:30 - Tax Deferred Annuity 02:59 - Immediate Annuities 03:36 - Deferred Annuity 04:32 - Deferred Income Annuity 05:04 - Qualified Longevity Annuity Contract 05:59 - Multi Year Guaranteed Annuity 06:33 - Fixed Index Annuity Watch the video till the end to learn why a fixed index annuity is classified as a fixed annuity! Please Subscribe and ...

Best Retirement Annuity Rates, Who Qualifies for the Best Rates? EVERYONE! Get a Free Demo/Quote Now! 20+ Years of Experience Is Your Guarantee!... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/retirement-annuity-fyi/?feed_id=50352&_unique_id=639c5631566f0 #Inflation #Retirement #GoldIRA #Wealth #Investing #BestAnnuityRates #BestRetirementAnnuityRates #fixedannuity #fixedindexedannuity #hybridannuity #RetirementAnnuity #RetirementAnnuity #BestAnnuityRates #BestRetirementAnnuityRates #fixedannuity #fixedindexedannuity #hybridannuity #RetirementAnnuity

American Capital Services offers retirement, insurance, investment, tax, banking, and asset management advisory services to clients in 50 U.S. states and 45 countries around the world. We are a multi-family office helping clients maximize their retirement benefits and income while protecting their assets. If you are turning 65, feel free to give us a call to learn which Medicare supplement plan would be best suited for your individual circumstances. Don't be fooled by zero premium offers as they may, and often do, end up costing people thousands of dollars down the line. We could also help you ensure that you will never outlive your retirement income and have a guaranteed survivor income available to a spouse or another beneficiary.If you have a 401 (k) or an IRA or a pension -- we can help you find the best suited financial vehicle for your retirement income to never run out and provide for your spouse. If you anticipate going through a divorce or plan to sell your ...

So is the Roth IRA the best option for your fixed annuity? I mentioned in a prior video that a Roth IRA provides the best tax consequences for your fixed annuity of all of your choices. And if your fixed annuity provides lifetime income, you have a double benefit of favorable tax benefits and never outliving your money! Who could want for more? Well, let me throw in one more curveball. What are the consequences of a fixed annuity if it is in an inherited Roth IRA? You generally don’t have to pay taxes on an inherited Roth IRA. So you would think there are no ramifications from the 10-year rule of the SECURE Act for non-spouses since the intent is for the government to get their tax dollars sooner. But there are… If the SECURE Act is a factor for an inherited Roth IRA, could there possibly be a better choice than a Roth IRA when considering multi-generational wealth building in addition to tax benefits and lifetime income? Please Subscribe and don't forget ...