Timothy Sumer

Where Schwab, Fidelity, and Vanguard ranked this year. Morningstar Research Services’ Amy Arnott, portfolio strategist, and Gabe Denis, senior manager research analyst, discuss how the lines are blurring between robo-advisors and traditional financial advisors. Timestamps: What's a Robo-Advisor? 0:38 Investor Benefits From Robo-Advisors 1:25 Did 2022 Stand Up Against 2023? 2:03 Tax Loss Harvesting 3:05 Limitations of Digital Investment Advice 3:59 Robo-Advice vs. Human Advice 4:57 Robo-Advisor Fees 6:30 The Best Robo-Advisors Advisors of 2023 7:50 Schwab Intelligent Portfolios 9:01 Fidelity Go 10:35 Vanguard Robo-Advisor 11:33 The Worst Robo-Advisor 13:15 Read about topics from this episode. The Best Robo-Advisors of 2023 What Is a Robo-Advisor? Should You Be Using a Robo-Advisor? Are Robo-Advisors Worth Your Investment? What to watch from Morningstar. Stocks to Consider as the U.S. Pushes to Reclassify Cannabis “Ripped Off” to a “Better Deal” – How Investors ...

Nix the guesswork and scrolling. We’ll connect you with investment pros we trust: Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more! Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country! Ramsey Network (Subscribe Now!) • The Ramsey Show (Highlights): • The Ramsey Show (Full Episodes): • The Dr. John Delony Show: • The Rachel Cruze Show: • Anthony ONeal: • The Ken Coleman Show: • The Christy Wright Show: • EntreLeadership: ... ( read more ) LEARN MORE ABOUT: IRA Accoun...

A retirement annuity account is an account created by insurance companies where money can be placed to grow tax free for a set period of time. Get information on the penalties and tax consequences for early withdraw of a retirement annuity account from a financial adviser in this free video on retirement savings. Expert: Roger Groh Bio: Roger Groh is the founder of Groh Asset Management. Filmmaker: Bing Hu... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Investment Terms & Facts: What Is a Retirement Annuity Account? Planning for retirement is a crucial aspect of any individual's financial journey. While there are various ways to save for retirement, one option that often comes to mind is a retirement annuity account. But what exactly is a retirement annuity account and how does it work? A retirement annuity ...

Renowned economist and geopolitical expert Dr. Pippa Malmgren joins Mike and Harley to discuss the slivers of optimism regarding World War III. For more information, visit simplify.us. Simplify Asset Management Inc. is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Simplify Asset Management Inc. and its representatives are properly licensed or exempt from licensure. SEC registration does not constitute an endorsement of the firm by the Commission, nor does it indicate that the advisor has attained a particular level of skill or ability. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice. This content is solely for informational purposes and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or i...

Mutual Funds VS Market Index Funds Nix the guesswork and scrolling. We’ll connect you with investment pros we trust: Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more! Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country! Ramsey Network (Subscribe Now!) • The Ramsey Show (Highlights): • The Ramsey Show (Full Episodes): • The Dr. John Delony Show: • The Rachel Cruze Show: • Anthony ONeal: • The Ken Coleman Show: • The Christy Wright Show: • EntreLeadership: ... ( read more ) ...

The author and columnist shares insights about rising interest rates and mortgage paydown, crypto and meme stocks, and his own financial journey and portfolio.... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Jonathan Clements is a well-known personal finance author and journalist who has been writing about money for over 30 years. In his book, "The Little Book of Main Street Money," he emphasizes the importance of taking the long view when it comes to personal finance. According to Clements, this means being patient and disciplined, and focusing on the things that matter most in life. One of the hallmarks of people who are financially successful, according to Clements, is humility. This may seem like an unusual trait for someone who has achieved great financial success, but Clements argues that it's esse...

On this week's podcast, the pitfalls of market-cap-weighted indexing, what M&A activity means for payment processors, and floating-rate funds. For all Morningstar videos: ... ( read more ) LEARN MORE ABOUT: Treasury Inflation Protected Securities REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Investing Insights: Bold Bond Picks, Top Cannabis Stocks, and Tips for Gig Workers Investing is an ever-changing game, and it can be challenging to keep up with the latest trends. Whether you are new to investing or have years of experience, staying informed about the latest developments is crucial. In this article, we will discuss some of the most recent investing insights, including bold bond picks, top cannabis stocks, and tips for gig workers. Bold Bond Picks Bond investing has been consistently popular for decades. Many investors consider bonds as a safe-haven asse...

The Morningstar Investment Conference is all-digital this year! Get the same research, analysis, and insight for $149. Join us from wherever you are Our analysts also highlight technology stocks in China and discuss how actively managed funds have been performing. Listen and subscribe to Morningstar’s Investing Insights Podcast: Apple: Google: Spotify: Stitcher: For all Morningstar videos: ... ( read more ) LEARN ABOUT: Investing During Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Investing Insights: How Inflation Can Affect Your Portfolio Inflation can have a significant impact on your investment portfolio, and failing to take it into account can lead to costly mistakes. In this article, we will explore inflation, its impact on investments, and how you can protect your portfolio against inflationary pressures. What Is Inflation? Inflation is...

This podcast includes these articles: “The Best ESG Funds Of 2023,” by Barbara Friedberg; “5 Best ESG Stocks to Consider in April 2023,” by Benzinga; “Climate Change Stocks - How Investors Can Profit From The Green Revolution,” by Q.ai; and “Five Top Graphite Stocks to Own with the EV Boom,” by Baystreet Staff. And more… Podcast: Best ESG Funds and Stocks Transcript & Links, Episode 103, April 7, 2023 Hello, Ron Robins here. Welcome to podcast episode 103 and published on April 7, 2023, titled “Best ESG Funds and Stocks.” It’s presented by Investing for the Soul. Investingforthesoul.com is your site for vital global ethical and sustainable investing mentoring, news, commentary, information, and resources. Remember that you can find a full transcript, and links to content – including stock symbols and bonus material – on this episode’s podcast page located at investingforthesoul.com/podcasts. Now if any terms are unfamiliar to you, simply Google them. A...

In this week’s podcast, Russ Kinnel shines a light on three struggling Gold-rated funds, Ed Slott tells us the new rules about inherited Roth IRAs, Christine Benz assigns us an important to-do for September, and Ben Johnson explains what’s been going on with ARK Innovation ETF.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Investing Insights: Struggling Funds and Stretch IRA Updates Investment in mutual funds has long been a popular choice for individuals who are seeking to grow their wealth over time. However, not every fund out there has delivered expected returns for investors. Some funds have been struggling to perform, and investors need to pay attention to these struggling funds and their respective managers to make informed decisions. Investors should not ignore struggling funds, even if they appear to have good results currently o...

The author and Social Security expert discusses the best and worst times to claim Social Security, Roth versus traditional IRAs, and how retirees can protect against a weak market.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA When it comes to retirement planning , one of the most significant decisions to make is when to start collecting social security benefits. For many, it may seem like the wisest move to put off collecting these benefits as long as possible, but as Mike Piper points out in his book "The Long View," this isn't always the case. Piper argues that delaying social security isn't always a good deal because it comes down to individual circumstances. In particular, his book highlights that when it comes to delaying social security, the decision isn't always financially advantageous. While many financ...

The economist and Social Security expert discusses whether or not there's a retirement crisis, as well as how the U.S. government's retirement plan could be a model for how low- and middle-income workers save.... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Andrew Biggs is a prominent name in the world of finance, known for his expertise in retirement and pension plans. He has been a key player in numerous public policy debates, particularly on Social Security reform, and has contributed his insights to various publications and media outlets. One of his latest proposals, The Long View, is centered around creating a thrift savings plan for the masses. The Long View is essentially a long-term, low-cost retirement investment plan for American workers. The idea is to offer a simple, accessible savings option th...

The big withdrawal rules for a traditional IRA are that an individual must be 59 and a half before they can begin withdrawing funds, they must start withdrawing after turning 70 and a half, and hardship cases may be able to withdraw funds early. Find out about the tax consequences of early IRA withdrawal with information from a financial adviser in this free video on retirement funds. Expert: Roger Groh Bio: Roger Groh is the founder of Groh Asset Management. Filmmaker: Bing Hu... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA Individual Retirement Accounts (IRAs) are one of the most popular retirement investment vehicles in the United States. Traditional IRAs are one of the two types of IRAs, the other being Roth IRA. They are known for their tax-deferred benefits, allowing investors to enjoy tax deductions up to a certain limit for con...

Learn about the key elements that make for a successful retirement plan experience for both the plan sponsor and the participants.... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing retirement planning may seem daunting at first, but with proper guidance and knowledge of essential components, it can become an uncomplicated process. Preparing for retirement is a necessity in this day and age, as people are living longer and healthcare costs are rising. Here are the top five retirement plan essentials you need to know to secure your golden years. 1. Start saving early: When it comes to retirement planning , time is your ally, and the earlier you start saving, the better. It is best to begin your retirement savings as soon as you start earning an income. By doing so, you give your investments more time to grow, and ...

As a tax-payer, you'd be aware of the tax-saving options under Section 80-C, which are life insurance premium, HRA, EPF, PPF, NSC, ELSS, and interest on home loans. However, as your CTC increases, you will easily exhaust the 1.5 Lakh limit. In this Investor Education Originals video, you will learn how to get extra ₹50,000 deductions with an NPS account. NPS (National Pension System) is a retirement investment option. One can open an eNPS account from the NSDL portal itself. Salaried employees have an option to open it through their employers as well. Link: Section 80CCD (1) is a specific section dedicated to NPS contribution. Under this section, you may avail tax deduction of up to ₹1.5 lakh against self-contribution to NPS account. The sub-section 80CCD (1B) makes you eligible for availing an extra Rs 50,000 tax deduction against self-contribution to NPS. If you are a salaried employee, you get some additional tax benefit under Section 80CCD (2). This section p...

Roth IRA contribution and income limits, the ins and outs of the backdoor IRA maneuver, and more.     0:00 Introduction  0:13 The Benefits and Drawbacks of a Roth IRA 5:26 Roth IRA Contribution Limits 2023 8:21 Roth IRA Tips for Retirees   What to watch from Morningstar. 4 Portfolio Lessons From 2022 RMD Sticker Shock? How to Ease Your Tax Burden Are IRA Conversions in a Down Market a Good Idea? 3 Undervalued Stocks with Dividend Growth Potential Read what our team is writing. Christine Benz Follow us on social. Christine Benz on Twitter: @christine_benz Facebook: Twitter: Instagram: LinkedIn: ... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA Roth IRAs are an increasingly popular retirement savings option for many people. They offer tax benefits that can help you s...

Learn How to Bulletproof Your Portfolio Today (40% Off): Hedge funds have literally never been this bearish on U.S. Treasuries, before. Right now, the market is full of speculation on what the Federal Reserve is going to do. Number one, with interest rates this week. But number two, what they're going to say about the forward path of interest rates for the nation. As a result of this speculation over the course of this year, the first few weeks in January - we saw a rally in U.S. Treasuries as yields fell. This meant that two weeks ago, as of January 18th, hedge funds were having to cover their shorts at the fastest pace in four months. Timecodes 0:00 Video Introduction 0:43 Quick Explanation of the Situation 2:52 Coving Their Shorts 4:19 Hedge Funds Boost Treasury Shorts 7:50 Timeframes to Look at How to Make a Fortune this Bear Market ($99 Off) Get My Free Weekly Newsletter All socials are @HeresyFinancial Twitter: www.twitter.com/heresyfinancial Insta: ww...