Timothy Sumer

THIS Is The Best Way to Invest for Retirement (Roth 401(k) vs Traditional) Today, we're diving into the age-old question of whether to save for retirement using a Roth 401(k) or a Traditional 401(k). I'm here to break down these two options and shed some light on what they mean for your hard-earned money. Ramsey Investing Hub: EveryDollar Budget Deal: I love a good deal, when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom. This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're s...

Feeling the pinch in your wallet in 2023? We know the struggle is real. In this video, We'll dissect the impact of powerful economic forces including inflation and rising interest rates, providing you with a comprehensive understanding of why your money seems tighter than ever before. From the aftershocks of the global pandemic to the current financial landscape, we examine key economic events and their impact on your spending power. Decode the truth behind your shrinking spending power and the potential for a recession and arm yourself with knowledge to navigate the challenging financial landscape. 0:00 - Feeling Broke 1:03 - Inflation 4:16 - Higher Interest Rates 7:04 - End of Easy Money #economy #economy2023 #financialsqueeze #interestrates #inflation #inflationrate #fed #federalreserve #moneymanagement #investingtips #personalfinance #recession Disclosures The entirety of the content on this channel is for informational purposes only. Under no circumstances...

Inflation has peaked, for the moment, so what's happening with your savings? We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments while teaching you all about your money. #retirement #retirementplanning #dohstr8 ---Ready to subscribe--- For more information visit: --- Instagram @jazzWealth --- Facebook --- Twitter @jazzWealth Business Affairs 📧Support@JazzWealth.com... ( read more ) LEARN ABOUT: Investing During Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing How Inflation Is Affecting Your Savings Inflation can significantly impact the purchasing power of your savings over time. With rising prices, your hard-earned money may lose value, making it crucial to understand the effects of inflation on your savings and take appropriate measures to protect them. When you sa...

Inflation is on the rise, and it's important to know how to protect your finances. In this video, I'll share some tips on how to inflation-proof your finances, including how to invest in inflation-protected assets, how to reduce your spending, and how to negotiate your bills. Here are some of the specific things I'll cover in the video: How to invest in inflation-protected assets, such as TIPS, commodities, and real estate. How to reduce your spending by tracking your expenses, cutting out unnecessary costs, and negotiating your bills. How to protect your emergency fund from inflation. How to inflation-proof your retirement. I'll also share some additional tips and resources that you can use to protect your finances from inflation. If you're worried about the impact of inflation on your finances, then this video is for you. I'll show you how to take steps to protect your money and ensure that your finances are inflation-proof. Please subscribe, Lik...

Had I learned these things earlier, I would have started saving up correctly since my 20s and be all set for early retirement much sooner! :) Every school needs to teach Personal Finance! 0:00 - Intro 0:21 - 401K 1:48 - Pre-tax vs Post-tax (Roth IRA) 2:05 - Credit Cards 3:07 - Stocks 3:39 - FIRE - Financial Independence, Retire Early as a minimalist Live by this quote: Spend extravagantly on things you love, and cut mercilessly on things you don’t 📖 Book mentioned: I Will Teach You to Be Rich by Ramit Sethi 👉 Subscribe to Nagase Channel: 👉 Follow & Listen to my Music on Spotify: 👉 Discover my Musical Journey: 👉 Follow me on Instagram: ... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Retirement often seems like a distant concept when you're in your 20s. It's a ...

Easy to save money #investing #saving #stocks #stockmarket #dividendinvesting #passiveincome #dividends #robinhood #vanguard #fidelity #retirement #401k #rothira #ira #creditcard #creditcarddebt... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Easy Ways to Save Money Saving money is a skill that everyone should learn in order to achieve financial stability and reach their long-term goals. Fortunately, there are numerous easy ways to start saving money, no matter your income level or spending habits. By implementing these simple strategies into your daily life, you can watch your savings account grow steadily. 1. Create a Budget: One of the most effective ways to save money is to create a budget and stick to it. Begin by listing your monthly income and subtracting all your necessary expenses such as rent, utilities, and groceries. Allocate a ...

How to Budget Variable Income (And Other Juicy $$ Questions) Today, I’m answering more of YOUR burning money questions. Links: Ramsey Show Highlights: Ramsey Show Full Episodes: Dave Ramsey's 7 Baby Steps to take control of your money: EveryDollar Budget Deal: I love a good deal, when you sign up using this link , I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom. This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.... (...

Inflation is on the rise, and it's important to know how to protect your finances. In this video, I'll share some tips on how to inflation-proof your finances, including how to invest in inflation-protected assets, how to reduce your spending, and how to negotiate your bills, how to save money during inflation, how to protect finances fro inflation, how to build assets during inflation and so on. Watch the longer video about Inflation here: “This is how you need to protect your finances from inflation” Please Like, Subscribe, Share It’s free!!!!!!... ( read more ) LEARN ABOUT: Investing During Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing You Need to Know This About Inflation Inflation is a topic that impacts individuals and economies worldwide, but many people still find it challenging to grasp its significance. Understanding inflation is essen...

Investing for Beginners Today I'm gonna cover the basics of investing, so you’ll know how to invest the smart way–the way that will set you up to build real wealth. Links: How to Start Investing: A Beginner's Guide - EveryDollar Budget Deal:  I love a good deal, when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar.  George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom. This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.... ( read more ) ...

Looking to save some money on your grocery bill? Check out these 10 old-fashioned frugal living tips that can help you cut your grocery expenses without sacrificing quality or nutrition. In this video, we'll cover a variety of strategies and techniques, including meal planning, shopping with a list, buying in bulk, using coupons, growing your own food, and more. Whether you're a seasoned pro at penny-pinching or just starting to explore the world of frugal living, this video is packed with practical advice and actionable tips that can help you stretch your dollars further. So grab a notebook and pen, and get ready to learn some tried-and-true ways to save money on your groceries. ❗ Our e-books to start your journey towards financial stability ❗ ▶ ◀ ✅ Subscribe with just one click ✅ 🟢 2nd Channel 🟢 💲 Frugal Minimalist Channel💲 —————————————— We believe that financial freedom is achievable for any...

#schoolofpersonalfinance #whatisanira #personalfinance #moneybasics #financialfreedom What is an IRA? Should I open a Roth or Traditional IRA? Is a Roth IRA better than a Traditional IRA? What should I invest in my IRA? Where should I open an IRA? How does an IRA work? Answers to these questions and many more in this episode of the School of Personal Finance. Subscribe Here: Share this video with a friend: Check out School of Personal Finance: ★ CONNECT WITH RICH ON SOCIAL★ ▸Twitter: ▸Instagram: ▸Facebook: ▸Linked In: IRA's are a powerful way to save for retirement. Learn all about the different ways you can benefit from an IRA right here in this video.... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA Write an article about What is an IRA? Traditional vs Roth IRA in English https://inflationprotection.org/rewrit...

Confused about investing? Here’s a simple explanation of how it works, why it can be so rewarding, and how to manage the potential risk. To learn more about trading at Fidelity, visit To get started with investing, visit To see more videos from Fidelity Investments, subscribe to: Follow us on Instagram: Follow us on Twitter: Follow us on Linkedin: Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 1052277.4.0... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Investing and Risk | Fidelity Investments Investing can be a great way to grow your wealth over time, but it also involves some level of risk. The key to successful investing is to understand the risks involved and to weigh them against the potential rewards. In this article, we'll take a look at the different types of investment ri...

11 WAYS TO SAVE MONEY IN DAY-TO-DAY LIFE# Thrift Savings Plan# Life#Life Goes On#Life Hacks#Life# 11 easy ways to save money#Thrift Savings Plan# Money Savings#Money Savings Tips#How to save Money#How to save money in daily life# 1 . Earn more. Use your time wisely. 2. Once a week don't spend money. 3. Use Debit Card only. 4. Use Credit Cards only if you can pay Early and surely within 40 days. 5. Make a shopping List 6. Hold your Purchase for 30 Days. 7. Rent the item if you don't use it frequently. 8. Pay Your Loan as Early as Possible 9. Take LIC at Early age. 10. Make a 60:20:20 budget of your monthly income. 11. Start saving at an early age. 12. Check the Deal and Discount Our other ideas link ... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing When it comes to saving money, many people struggl...

Thank you for watching my video. Feel free to check out www.mygatewaymoney.com for more information. Todd Pouliot, AIF Gateway Financial, LLC Address: 9821 Olde 8 Road, Suite M, Northfield Center, OH 44067 Toll-Free: 844-592-9888 ... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing If you have a 401k loan and lose your job, the situation can be quite challenging. It can leave you wondering what will happen to your loan and how you will repay it. Losing your job can be tough, especially if you have outstanding bills to pay. Having a 401k loan adds to the stress since you have to figure out how you will settle the balance. First, it's crucial to understand what happens to a 401k loan if you lose your job. A 401k loan is a type of loan borrowed against your 401k retirement account . The loan agreement requires you to repay the...

Do you think that saving money is a good financial strategy? Think again. The truth is, saving money is not always the best option. In fact, it could actually be hurting your finances in the long run. Why is that, you ask? Well, let's take a look at the value of the dollar over time. The value of the dollar decreases over time due to inflation, which means that your money is worth less and less as time goes on. That means that the dollars you save today will be worth less when you need to spend them in the future. So, what's the solution? Instead of simply saving money, you need to make your money work for you. You need to invest your money in assets that will appreciate in value over time, such as stocks, real estate, or even cryptocurrency. By investing your money, you'll not only protect your finances from inflation, but you'll also earn a return on your investment, which will increase your purchasing power over time. So, the next time you're tempt...

If you are saving money or thinking of starting to do so, you should watch this video before you continue. I share some financial insight that I do!!! Don't Click: #savings #savingmoneytips #personalfinance #finance A Roth IRA (Individual retirement account ) is a type of investment account designed for retirement savings. It differs from a regular savings account at a bank in several significant ways, making it a more beneficial option for many investors. Here are some reasons why investing in a Roth IRA is often considered better than saving money at a regular bank: Tax advantages: Roth IRAs offer significant tax advantages that are not available with a regular bank account. With a Roth IRA, you contribute after-tax dollars, meaning you pay taxes on the money you contribute upfront. However, when you withdraw money from your Roth IRA after age 59.5, you won't owe any taxes on the withdrawals, including any investment gains. In contrast, when you save money in...