Skip to main content

Posts

Showing posts with the label ibonds2022

Is Investing in I Bonds the Ideal Method to Keep Up with Inflation?

How can you set yourself up to pace inflation? I Bonds, and treasury bonds in general, have always been thought of as the “retiree's investment choice.” For those that have a short time horizon on investments, bonds have made perfect sense. With a guaranteed return, there isn’t a lot to risk for someone close to retirement age who simply wants to watch their investments stabilize—not grow or decline. And in today’s high-inflation environment, more and more individuals are realizing how worthwhile bonds are, especially as their traditional assets start to nosedive. Neither Mindy nor Scott have heavy allocations in the bond market, so to understand these interesting assets a bit more they invited Shane Shepherd, Assistant Professor at USC’s School of Business, to the show. Shane has seen a recent pique in interest from his students in a few certain subjects—inflation, rising interest rates, and bonds. It seems like even the young generation of investors want to safely st

Prediction of I Bond Interest Rate for November 2022 (Series I Savings Bonds)

The INFLATION 2022 numbers for March, April, June & July are out & in this video - I-Bond Interest Rate November 2022 Prediction: (SERIES I SAVINGS BONDS), I’m going to use these CPI index numbers to project CPI/ inflation for the next three months & show you how I came up with my 12.4% Series I-Bonds November 2022 prediction. 💡 I-Bonds explained & I-Bond interest explained! Why do we think the November TreasuryDirect I-Bond rate will be double-digits? What would it take for the I-Bond rate (Nov 2022) to go below that? I Bonds 2022 is one of the top money topics right now, so let's go through our IBond projections & take some of the mystery out of these Treasury bonds/ government bonds for you. Some other stuff we’ll touch upon: 💲 I Bonds compound interest - how does the IBonds’ fixed rate & semi-inflation rate work together in the I-Bond interest calculation? 💲 Buy I-Bonds now or wait? 💲 I-Bonds Dave Ramsey - the bonds he’s talking about

Inflation: May 1, 2022 Sees I Bonds Offering 9.62% Interest Rate

I bonds, also called Series I savings bonds, are now paying a guaranteed 9.62% annualized as of May 1, 2022. Previous, more comprehensive video on I bonds here: Buy I bonds from the U.S. Treasury: // SUMMARY: The composite rate for I bonds has gone up yet again due to rising inflation. They are paying 9.62% annualized as of May 1, 2022. These are inflation-linked bonds directly from the U.S. Treasury. They are the most direct inflation hedge asset available. The inflation rate component is attached to the CPI, or Consumer Price Index. You must buy I bonds directly from the Treasury. There's no such thing as an I bonds ETF or mutual fund. I bonds have a minimum holding time of 1 year and a purchase limit of $10k electronic and $5k paper annually per TIN. If held for less than 5 years, you forfeit 3 months of interest. Interest is federally taxed unless used for qualified education expenses. You'll get the current rate for 6 months regardless of when you buy. T

Why I Am Not Buying I-Bonds [Are TIPS Better?]

Why do I generally recommend my friends not purchase I-Bonds? Is there a better alternative? #IBonds #InflationProtectedSecurities --- Follow-up Videos: Asset Protection for Ordinary People: Market Timing: Is Now a Good Time to Invest? Tax-Efficient Asset Allocation [5 Steps to Avoid Taxes] retirement planning Playlist: -- Outline 00:00 Intro 00:21 I-Bonds & Nominal vs Real Return 01:26 I-Bonds & Negative Real Return 02:26 I-Bonds & Retirement Accounts 04:03 I-Bonds vs TIPS: Treasury Inflation Protected Securities 11:12 TIPS Funds & ETFs --- Disclaimer: I am not a financial advisor. My videos are for educational purposes and are my opinions. You should seek advice from a professional advisor or perform your own research. There is no guarantee you will be successful following my opinions.... ( read more ) HOW TO: Hedge Against Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INV

I Bonds Explained: How To Buy With Treasury Direct Site & Yotta App

How To Buy I Bonds (Read): Simply explained, I Bonds are a type of financial instrument designed to protect your buying power from inflation. Since inflation is at a multi-decade high right now, these have become a very popular investment. Right now, you may want to maximize the interest rate available through I Bonds before it changes in November. The rate for I Bonds changes twice per year. As of October 2022, the current I Bonds rate is 9.62%, but it will be lower in November. CORRECTION: You become a Creditor when money is owed to you, not a Debtor. A Debtor is an entity that owes money to someone else. How To Buy I Bonds - 2 Ways 1. Treasury Direct Website (Difficult): 2. Yotta App (Easy): Right now, these are the only two options you have to purchase I Bonds. I will be showing you a Treasury Direct I Bonds Tutorial as well as how to buy I Bonds on the Yotta App. I am an angel investor in Yotta. Bloomberg Article: 00:00:00 Introduction 00:00:15 What Is A