Timothy Sumer

Should You Still Be Investing in TIPS or I Bonds To Hedge Against Inflation? Hi everyone and welcome back to the channel! Should you still be buying I Bonds and TIPS with their current and projected returns? Are their better options for you to make money long term? We go over other options depending on your level of risk. Be sure to leave any questions in the comments below. Otherwise, I'll catch you in the next one! * I am not a financial advisor and this video is for entertainment purposes!! 🎬Watch My Recent Videos🎬 🔶RISK FREE Investment For Your CASH In 2023 | High Yield Savings Accounts 🔶First FTX, Now BlockFi... Is Coinbase Next?!? | Is Crypto Done??? 🔶Is The Recession Still Coming?!? | Did the Fed Just Pivot?!? 🔶Why YouTubers like Graham Stephan and Meet Kevin Helped FTX Grow! | Collapse of FTX 🔶What Did the Fed Choose? Higher Rates Forever? | Federal Reserve Meeting Nov...

Inflation is the number one enemy for retirees. And as investors seek protection from inflation with their savings they are usually led to one of two options for how to hedge against inflation, treasury inflation protected securities, also known as TIPS, or I Bonds. We find that a lot of investors see these 2 options as very similar types of investments, but that is really not the case. IBonds vs TIPS: I bonds, or series I savings bonds, are a very simple and straightforward investment. They provide an interest rate that adjusts to inflation, and they can never decline in value. We think I Bonds are great and are one of the best protections against inflation for your savings. The major drawbacks to IBonds is that each individual is limited to $10,000 per year in purchases, and you can not purchase these in retirement accounts like 401(k)s, or IRAs. This makes it hard to have IBonds be a significant portion of your retirement portfolio. TIPS vs Ibonds: TIPS on the o...