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Showing posts with the label individualretirementarrangement

What is a Roth IRA vs Traditional IRA? 2020 IRAs Explained!

Roth IRA and Traditional IRA can both help you (Americans) to save for retirement, it just depends on when you want to get taxed in life! It can be daunting trying to figure out which kind of Individual Retirement Arrangement (IRA) is right for you. Add me on Instagram: michellemarki Good news is you can use both types of accounts as your needs may change in life. In this video, I provide a high level overview of the why, who, when, what, where, and how you go about getting these IRA accounts started. I also demonstrate in a spreadsheet example how the younger you start contributing to these retirement vehicles, the sooner you can become a millionaire (investing and contributing at consistent rates/amounts over time)! Enjoy either tax-free money in retirement (Roth), and/or money taxed when you are in retirement (Traditional). With zero commissions on purchase and sell transactions from many popular brokerage firms as of October 2019, Americans can take advantage to put mor...