Timothy Sumer

BONDS 101 // One way to protect yourself from a market crash is by holding some bonds in your portfolio. Find out why bonds are considered a "safe haven" asset, and for a beginner-friendly tutorial if you know nothing about bonds. I'll talk about what a bond is, how to choose bonds to invest in, and finally, I'll go over some specific ways you can invest in bonds for your own portfolio. With zero jargon or financial gibberish! ***ATTENTION: I have a new Instagram and TikTok handle @itsrosehan *** That's my official account, and I will NEVER message you about investment schemes, so please be careful and block & report any scammers posing as me. __________ ***FREE DOWNLOAD: FIDELITY INDEX FUNDS CHEATSHEET A simple cheat sheet to help you pick the best stock and bond index funds. __________ ***BOOKS I RECOMMEND 📚*** I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials) The Little Book of Common ...

In this video, I'll be talking about the 3 criteria to look for when choosing a brokerage to trade options at, such as what kinds of trading analytics you need in order to make smart, safe, income-generating options trades, how the fees and commissions work, and some other important factors that can make or break your options trading side hustle. And of course, I'll also share what app I use and is what I consider THE BEST one for trading options! ***ATTENTION: I have a new Instagram and TikTok handle @itsrosehan *** That's my official account, and I will NEVER message you about investment schemes, so please be careful and block & report any scammers posing as me. TIMESTAMPS: 0:01:30 - Which options trading analytics you need your brokerage to have 0:02:17 - "In the money" options explained 0:03:29 - "Out of the money" options explained 0:04:50 - "Probability of Success" explained 0:06:05 - "IV Percentile" explaine...

Spilling the tea on my options trading side hustle! And when I say SIDE hustle, I really do mean side hustle - I don't spend hours and hours of my week on this. I check in maybe once or twice a day for 15 minutes max. Although I don't place trades every day, on the days that I do I can usually bring in $400 or more. OPTIONS TRADING STARTER KIT: ***ATTENTION: I have a new Instagram and TikTok handle @itsrosehan *** That's my official account, and I will NEVER message you about investment schemes, so please be careful and block & report any scammers posing as me. __________ ***BOOKS I RECOMMEND 📚*** I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials) The Little Book of Common Sense Investing (Jack Bogle's classic advice on index funds) InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett) Unshakeable (this book = courage. blast ALL the fears & misconcept...

Most of what we do with our money everyday is unconscious. The more aware you are of your money habits, the faster you can reach your financial goals. Without realizing it, you might be doing these 8 money habits that keep you poor. See if you recognize any of these bad money habits in yourself, and what money habits to break this year. These habits keep you poor, and in this video I share my best personal finance tips for breaking bad money habits and replacing them with GOOD money habits! ***ATTENTION: I have a new Instagram and TikTok handle @itsrosehan *** That's my official account, and I will NEVER message you about investment schemes, so please be careful and block & report any scammers posing as me. __________ ***BOOKS I RECOMMEND 📚*** I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials) The Little Book of Common Sense Investing (Jack Bogle's classic advice on index funds) InvestED (step-by-step, mil...

Getting ahead with money is a lot easier when you actually have a place for your money to go. As soon as payday hits, your money needs to have a place to go. Otherwise, you'll end up spending it all... and going from paycheck to paycheck is NOT fun! Learn about the SIX accounts that EVERYONE needs for financial freedom. You don't need to have all six of these accounts right away, but it's a good idea to eventually have them all, because each one serves a different purpose. I'll explain each account in order of importance, so feel free to start from the top and work your way down the list! ***ATTENTION: I have a new Instagram and TikTok handle @itsrosehan *** That's my official account, and I will NEVER message you about investment schemes, so please be careful and block & report any scammers posing as me. __________ ***FREE DOWNLOAD: Ultimate Guide to Investment Accounts __________ ***FREE TRAININGS 🤓*** THE 3 SECRETS TO INVESTING I...

Exactly how I invest my Fidelity HSA! The HSA, or Health Savings Account, is the single most powerful wealth-building vehicle out there. I talk all about how the HSA (Health Savings Account) works, what is an HSA, my Fidelity HSA investments, and a thorough Fidelity HSA review. ***ATTENTION: I have a new Instagram and TikTok handle @itsrosehan *** That's my official account, and I will NEVER message you about investment schemes, so please be careful and block & report any scammers posing as me. TIMESTAMPS 00:01:10 - What is an HSA and how does it work? 00:03:40 - Fidelity HSA pros and cons 00:05:00 - Where the HSA fits into your budget 00:07:35 - How to invest your Fidelity HSA __________ ***FREE TRAININGS 🤓*** THE 3 SECRETS TO INVESTING IN TIMES OF UNCERTAINTY 📈 How to build wealth on autopilot, even if you're scared, totally confused by financial jargon, and tend to get stuck in “analysis paralysis”. ← SIGN UP HERE $1K ON THE...

You probably heard a lot of people say that the first step in investing is to open up a Roth IRA. Well what is it and why should you open one as your first investment? I'm going over where to open an account, the tax-free benefits, the limitations, what to buy in your Roth IRA, how you can withdraw your money, and more! Learn how to make $800-8000 a month by selling covered calls and cash-secured puts 💸 Follow us on Instagram📱 Follow us on TikTok 📱 Follow us on Facebook 📱 Get a free stock on Robinhood with this code 💵 Get 2 free stocks on Webull with this code 💵 Books I Love 📚 Secrets of a Millionaire Mind The Simple Path to Wealth Rich Dad Poor Dad Think and Grow Rich I Will Teach you to be Rich: The Millionaire Mind Our mission is to help get you to financial freedom a little faster by sharing money tips and making stock market investing and options trading super easy. Make...

7 unique ways to cut your tax bill down! It's tax season and while you hopefully made some great gains this year, that also means your tax bill is higher! By the end of this video you'll understand where you're getting taxed and how to get that bill in half or even get it down to zero! TIMESTAMPS 00:00 - Intro 00:06 - Relocate 01:41 - Hold investments longer 03:00 - Conversions when market is down 04:48 - Crypto calculations 06:25 - Business expenses 08:20 - Tax-loss harvesting 09:48 - Real estate 12:47 - Retirement __________ ***THINGS MENTIONED IN THIS VIDEO! 👀*** 💫 The Ultimate Free Guide To Investment Accounts: ***FREE TRAININGS 🤓*** THE 3 SECRETS TO INVESTING IN TIMES OF UNCERTAINTY 📈 How to build wealth on autopilot, even if you're scared, totally confused by financial jargon, and tend to get stuck in “analysis paralysis”. ← SIGN UP HERE $1K ON THE SIDE 💸 3 insider tips to creating...