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Simplified Retirement Strategy: The Two Bucket Plan

Keep It Simple, Stupid – KISS. That is the best advice I can give for one’s retirement. The more complex your retirement plan the harder it will be to keep to it. Thus, the beauty of the 2-Bucket Retirement Plan. It works just like this. You need $50k a year in income. You get $30k from Social Security. You need to make up the extra $20k from portfolio distributions. In bucket 1, you then keep 3 years worth of that $20k into a safe account, checking and laddered CDs. In bucket 2, you invest in a diversified equity portfolio. Every year, when the market gives you gains, you take those gains and put them into the first bucket. If the market is down and your portfolio has lost ground, you leave it be. Literally that simple. Notice though in bucket 2 there are NO bonds. The reason is that your income, Social Security, pensions etc. should be viewed as your bond portfolio. So, given you have the bulk of your income coming from bonds there is no reason to add MORE bonds. You...

Taxation of the FERS Retirement Annuity Supplement

FERS Supplemental Annuity is taxed as Ordinary Income. ================================ Get the PDF version of my Tax Bomb book for free follow this link. My course "Can I Retire" contains 43 videos and over 7 hours of teaching. Get it here: and don't forget there IS a 30 day money back guarantee if you're not satisfied! Get my books on Audible here: Get your own Trusty Calculator: Want to support what I'm doing for $10 a month? Join my SubscribeStar page. My Amazon Product page: Anything you buy there Amazon pays me a commission. Much appreciated! GET MY BOOKS: ALL are FREE to Kindle Unlimited Subscribers! You Can RETIRE on SOCIAL SECURITY: The Tax Bomb In Your Retirement Accounts: How The Roth IRA Can Help You Avoid It: Strategic Money Planning: 8 Easy Ways To Put Your House In Order State by State Tax Guide For Retirees: GET ALL MY LATEST BLOGPOSTS: M1Finance affiliate: My TurboTax affiliate: PODCAST: Creating yo...

Redefining the Social Security Strategy: Analyzing the 62/67 Plan

================================ Sign up for email list here. Find this video of value? Buy me a cup of coffee! Get Your Own Pablo Retirement Gear: Follow me censorship-free! My course "Can I Retire" will help reduce your stress when it comes to retirement planning . Get it here: and don't forget there IS a 30 day money back guarantee if you're not satisfied! Get my books on Audible here: Want to support what I'm doing for $10 a month? Join my SubscribeStar page! My Amazon Product page: Anything you buy there Amazon pays me a commission. Much appreciated! GET MY BOOKS: ALL are FREE to Kindle Unlimited Subscribers! You Can RETIRE on SOCIAL SECURITY: The Tax Bomb In Your Retirement Accounts: How The Roth IRA Can Help You Avoid It: Strategic Money Planning: 8 Easy Ways To Put Your House In Order GET ALL MY LATEST BLOGPOSTS: ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Acc...

Presented by LBC Capital: Choose between Self-Directed IRA or Defined Benefit Accounts for Your Investments

INVEST WITH US: 💵 Invest through Self-Directed IRA or Defined Benefit Accounts | Presented by LBC Capital. Very good tool for high net worth individuals to invest through Self-Directed IRA or DB plans. We recently got on the Charles Schwab platform. We are also approved with IRA services, Inc, Polycom, Forge Trust. ______________________ ➤ LBC Capital Income Fund, LLC is the company to contact when you need private money loans, hard money loans, safe investment secured by real estate, private mortgage fund, private financing, ROI of 8% on investments, and a private mortgage pool. LBC has become one of the most dependable and trusted names in private and hard money lending because of the expertise and business savvy of its founders. Contact us: 📞 (818) 761-7234 🌐 📬 4605 Lankershim Blvd., Suite 419, North Hollywood, CA 91602 ______________________ We speak English, Spanish, Ukrainian, Russian, Armenian and Hebrew Become an ...

Unleashing the Strength 💥 of a Roth IRA

This is the power💥 of a Roth IRA #RothIRA #roth #ira #makemoney #moneymindset #moneymaker #moneytips... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA This is the power💥 of a Roth IRA When it comes to saving for retirement, there are numerous options available, including employer-sponsored 401(k) plans, traditional IRAs, and Roth IRAs. While all of these instruments come with their own advantages, the power of a Roth IRA cannot be underestimated. So, what exactly makes a Roth IRA so powerful? Well, one of the key benefits of a Roth IRA is that all qualified withdrawals in retirement are tax-free. Yes, you read that right. Unlike traditional IRAs or 401(k) plans, where you pay taxes when you withdraw the money, a Roth IRA allows you to withdraw the funds without paying any taxes. This can have a substantial impac...

Understanding Tax Exemptions for Silver IRA Investments and Post-Retirement Withdrawals

Gold is better than silver, if we're talking Olympic medals. For your retirement planning , however, you may want to think twice - or just read this guide: ... ( read more ) LEARN MORE ABOUT: Precious Metals IRAs HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing REVEALED: Best Investment During Inflation Silver IRA Investment & Post-Retirement Withdrawals With Tax Exemptions Explained As individuals plan for their retirement, they often seek ways to maximize their savings and minimize their tax liabilities. One investment strategy that has gained popularity in recent years is the Silver IRA, a retirement account that allows individuals to invest in precious metals, specifically silver. Not only does this type of investment provide diversification and safeguard against market volatility, but it also offers potential tax advantages. A Silver IRA functions similarly to a traditional IRA, except that i...

Introduction to Roth IRA in Short Form

roth ira introduction #ira #rothira 🔔 Subscribe for more financial ideas: 📺 Check out our other videos on business tips: ... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Roth IRA Introduction #Shorts: A Smart Way to Secure Your Future Planning for your retirement is a vital step in ensuring a financially secure future. One popular option to consider is a Roth IRA (Individual retirement account ). In this #Shorts article, we will introduce the basics, benefits, and eligibility criteria for opening a Roth IRA. What is a Roth IRA? A Roth IRA is a type of retirement account that offers tax advantages to individuals saving for their future. Unlike a traditional IRA, contributions to a Roth IRA are made with after-tax dollars, meaning they are not tax-deductible. However, the real benefit lies in the tax-free gr...

Comparing Traditional and Roth IRAs: Unveiling the Ultimate Guide to IRA Tax Strategies - Deciding the Best Option

Which IRA is best. Beyond the basics: A comprehensive guide to understanding often overlooked tax strategies between a Traditional IRA and a Roth IRA. Learn the differences between Traditional IRAs and Roth IRAs, discover advanced tax strategies for individual retirement accounts that can potentially minimize taxable income and shield you from capital gains taxes. Understand how your IRA choice can impact your Social Security taxes. Weigh the advantages and disadvantages between the two accounts. Make a more informed choice for your retirement and wealth-building strategies. Learn which IRA is best and why the Roth IRA is so great. ✅ SUBSCRIBE SUBSCRIBE SUBSCRIBE ✅ #retirement #retirementplanning #rothira #personalfinance #financialfreedom Timestamps: 0:00 Intro 0:55 Examples Comparing Taxes 6:32 Contribution Limits 7:00 Doing Both? 7:18 IRA Tax Strategies 13:35 IRA Restrictions 15:19 Withdrawing IRA Funds 16:20 Distribution Rules 16:47 Future Taxes...

Broad Financial Presents: The Ultimate Self-Directed IRA Webinar

In depth webinar about Self-Directed IRAs, especially for investing in real estate. Interested to learn more? Visit our page to view more FREE webinars! Keep up with all things Broad Financial: LinkedIn: Facebook: Twitter: Vimeo: YouTube Channel: / @broadfinancialllc Disclaimer: Broad Financial LLC does not provide legal, tax, or investment advice. Please consult with your tax or legal advisor before making investment decisions.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA If you are looking to take control of your retirement future, then the Ultimate Self-Directed IRA Webinar by Broad Financial is a must-attend event. This informative webinar provides individuals with the knowledge and tools they need to maximize their retirement savings through self-directed IRA investing. For many individuals, a traditional...

What You Should Know Before Withdrawing from Your 401k

To learn about Ready to Withdraw From Your 401k - Here's What You Need To Know please check out: This video is about ready to withdraw from your 401k but also tries to cover the following subjects: - Is a 401(k) really a good retirement plan ? - Protect your 401k - 401k retirement planning YouTube is the best website to visit when searching for videos about ready to withdraw from your 401k. Ready to withdraw from your 401k is clearly something that intrigues you and other people so I made this video about this topic. ~~~~~~~~~~~~~~~~~~~~~ Follow our video clips regarding ready to withdraw from your 401k and various other topics on: Facebook: Twitter: Instagram: ~~~~~~~~~~~~~~~~~~~~~ Have I answered all of your questions about ready to withdraw from your 401k? People who looked for ready to withdraw from your 401k also looked for Is a 401(k) really a good retirement plan .... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment D...

2023 Retirement Account Edition: Comprehensive Year-End Financial Checklist

In this video, Colin Exelby, CFP® explains the key retirement plan deadlines you need to know before the year ends! Whether you're a business owner, have a SIMPLE or SEP IRA, or found yourself over-contributing to a Roth IRA in 2022, we've got you covered. Make sure your financial strategy is on track as we approach the new year! Top Personal Finance Tools: #1: ★☆★ Rocket Money (originally called TrueBill) ★☆★ #2: ★☆★Personal Capital ★☆★ OTHER RESOURCES ★☆★ Financial Freedom 2023: How to Create a Tax-Free Retirement Income ★☆★ ★☆★ How to Create a 💯 % Tax-Free Retirement Income PLAYLIST ★☆★ ★☆★ Book Your Free Consultation! ★☆★ ★☆★Gusto Bookkeeping★☆★ [About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management. I provide financial planning for business owners and their families that makes sense. Transformational change is made when you focus on...

What Happens to My Spouse if I Pass Away Before Claiming Social Security?

================================ Sign up for email list here. Get Your Own Pablo Retirement Gear: Follow me censorship-free! My course "Can I Retire" will help reduce your stress when it comes to retirement planning . Get it here: and don't forget there IS a 30 day money back guarantee if you're not satisfied! Get my books on Audible here: Want to support what I'm doing for $10 a month? Join my SubscribeStar page! My Amazon Product page: Anything you buy there Amazon pays me a commission. Much appreciated! GET MY BOOKS: ALL are FREE to Kindle Unlimited Subscribers! You Can RETIRE on SOCIAL SECURITY: The Tax Bomb In Your Retirement Accounts: How The Roth IRA Can Help You Avoid It: Strategic Money Planning: 8 Easy Ways To Put Your House In Order GET ALL MY LATEST BLOGPOSTS: ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Accoun...

401k vs IRA: Determining the Winning Retirement Account - Expert Analysis and Strategies to Maximize Cash Flow!

🔥 Get ready for the ultimate face-off! In this video, we break down the epic battle between 401k and IRA retirement accounts. Discover which one packs the most punch for your financial future and learn expert cash flow strategies you can use for your retirement savings. 💰 📚 Dive deep into the world of retirement planning with our experts! Don't forget to hit that subscribe button and join our newsletter for exclusive insights and updates. Plus, get ready to tune in to Season 3 of The Nicholas Brown Podcast special series, where we unpack all things retirement planning , including cash flow models and expert suggestions you can implement in your 401k savings and retirement planning ! 🎙️💼 🔥 Subscribe now: 📢 Join our newsletter: 🎙️ Listen to The Nicholas Brown Podcast: ----------------------------------------------------------------- Would you like to "book a strategy ...

🔴 IRA || ඉර || Palitha Range Bandara - September 11, 2023

IRA || ඉර || 2023 - 09 - 11 || Palitha Range Bandara #liveat8 #todaynews #ira Subscribe : Like us on FB@ Like us on FB@ To Watch Swarnavahini Teledrama Log on to ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA 🔴 IRA || ඉර || 2023 - 09 - 11 || Palitha Range Bandara On the 11th of September 2023, the world will witness an extraordinary event in the field of Sri Lankan music - the release of the album IRA, by the talented artist Palitha Range Bandara. This record marks a significant milestone in the artist's career, as it showcases his unique musical style and his ability to captivate audiences with his voice and heartfelt lyrics. Palitha Range Bandara is a prominent figure in the Sri Lankan music industry. He has been actively contributing to the field for over two decades, gaining a loyal fan base along the w...

The Ultimate Strategy for Maximizing Your Roth IRA Contributions: Mega Back Door Roth IRA

The Mega Back Door ROTH IRA method can be a great way to build up tax deferred retired contributions in excess of typical IRA or 401k limits. Brian Lombardo, CFP(R), CPA www.brianlombardo.com blombardo@gfainvestments.com Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Gateway Financial Advisors, Inc., and Cambridge Investment Research, Inc. are not affiliated.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA The Mega Back Door Roth IRA: A Powerful Retirement Saving Strategy With the rising costs of living and increasing life expectancy, saving for retirement has become more crucial than ever. Luckily, there are various retirement saving strat...

Episode 19: Exploring Real Estate Investment with a Self-Directed IRA

In this 19th episode of the Learn | Invest | Grow show, Adam Levine and Tei Kim reiterate how taking full advantage of compounding will change the financial future for everyone and speed up the journey to financial freedom. However, significant taxes can dampen the positive effect that compound interest can have on our financial future. They delve into a relatively underexplored tax-advantaged vehicle, a self-directed IRA. With a self-directed IRA, you may invest in assets you personally know and understand well outside the conventional investment options such as stocks, bonds, mutual funds, ETFs, etc. Why is this important? Because when you understand your investments, you stand a better chance of building the wealth to reach financial independence in retirement. Adam shares a story of his father (retired dentist) and how he cashes in on the self-directed IRA for his investment. If you liked this video, give us a little thumbs-up below the video and leave us a comment ...

Purchasing Real Estate in a Self-Directed IRA LLC: A Guide to Get Started

IRA Financial's Adam Bergman provides helpful tips for buying real estate in a Self-Directed IRA LLC. -- Learn more about the Real Estate IRA: -- Discover more videos by IRA Financial: Subscribe to our channel: -- About IRA Financial: IRA Financial Group was founded by Adam Bergman, a former tax and ERISA attorney who worked at some of the largest law firms. During his years of practice, he noticed that many of his clients were not even aware that they can use an IRA or 401(k) plan to make alternative asset investments, such as real estate. He created IRA Financial to help educate retirement account holders about the benefits of self-directed retirement plan solutions. IRA Financial Group is a retirement account facilitator, document filing, and do-it yourself document service, not a law firm. IRA Financial Group does not provide legal services. No attorney-client relationship exists between Client and IRA Financial Group, its management, salespersons or IFG’s ...