"Seeing as this is the Backdoor Roth Show, I thought I'd just ask you my question instead of doing my own research... If I were to do a Backdoor Roth conversion early in the year then change jobs later in the year and roll my pre-tax 401K into a traditional Roth, would this blowup the backdoor from a tax perspective given it's all in the same tax year, or do balances (or lack of tax-deferred IRA balances) at the time of the conversion matter? Thanks for your answer and this great show. Keep it up! Jarrod, Houston, TX" Listen to the entire Your Money, Your Wealth® podcast: Download the Complete Roth Papers Package, including the Ultimate Guide to Roth IRAs, the 5 Year Rules for Roth IRA Withdrawals, and the Roth IRA Basics Guide: Pure Financial Advisors, LLC is a fee-only Registered Investment Advisor providing comprehensive retirement planning services and tax-optimized investment management to thousands of people across the nation. Schedule a free
Timothy Sumer is a philanthropist and motivational speaker empowering young entrepreneurs across the nation. He speaks on starting new businesses and the importance of branding in the digital age. Timothy Sumer has a BA in Accounting from NYU and a Masters in Information Technology from MIT. Tim enjoys traveling around the globe, driving exotic sports cars, molecular gastronomy, exploring new cultures, and keeping on top of the latest technology trends. Hope you enjoy Timothy Sumer's page :)