Timothy Sumer

Many don’t realize how much health care will cost in retirement, let alone that the way in which you disperse your retirement funds could impact what kind of care you have access to later in life. Are you comfortable with risking not having enough money to cover these crucial costs? This is where the Retirement Success Plan comes in. In this video, Troy Sharpe discusses the fourth step we take in Oak Harvest’s signature Retirement Success Plan - Health Care and Long-Term Care Planning, where we use the information we’ve gathered in the first three steps and come up with a strategic plan to qualify for the greatest amount of subsidy possible for your unique situation, and to run scenarios to help you determine just how much money you should to set aside to cover as much of the future financial burden as possible. 00:30 The First Four Steps of the Retirement Success Plan 02:34 Time to Strategize How And When To Withdraw 06:08 How to Calculate your Modified Adjusted Gross Inc...

In this recording of a webinar originally presented to current clients and professionals, which is now being made available to everyone, Attorneys Julie Steinbacher and Landon Hodges go over in detail some of the changes brought out by the passage of SECURE 2.0, which was signed into law on Dec. 29, 2022. SECURE 2.0 is a continuation of the original SECURE Act, which became law in December 2019. Both pieces of legislation are primarily designed to increase and facilitate access to retirement savings and lower employers' costs of offering and funding retirement plans, but they also have several provisions that could affect individuals' estate planning. Even though most of the SECURE 2.0 provisions aren't effective until 2024 or later, the time to plan is NOW! If you would like to schedule an initial consultation with our firm to begin your estate planning, visit ChatwithSGY.com to book a free introductory information gathering session. Presented by Steinbacher,...

长期护理很重要，而且花费巨大。那我们都应该仔细了解一下长期护理。但是不是每个人都一定要规划长期护理呢？那也不是，有两类人是可以不用规划长期护理的！您是那两类人之一吗？即便是不必要规划长期护理，但是如果规划是不是更好呢？ ***** 欢迎大家订阅《潘老师小课堂》，退休生活有保障！ 想了解更详细的内容，或者有任何有关退休，年金，人寿保险，医疗保险，税务规划等等方面的，可以跟我们联系： email：panfinancialinc@gmail.com 微信：pan-financial-inc 其他相关节目 第57期： 2023 年报税须知，个人报税截止日期4月18号，早报税好还是晚报税好？现在还可以存2022年的IRA或Roth IRA吗？要注意什么？ 第56期，2023年税率更新，我们需要交多少税？所有的收入都要交税吗？有效税率怎么计算的？我们是选择标准抵扣还是逐项抵扣好？ 退休规划第52期：谁有资格用白卡Medicaid支付长期护理费用，三个条件：医生证明，收入，资产要求。联邦医保红蓝卡只支付短期费用 (LTC) 退休规划第51期：谁来为长期护理买单，国会研究处统计：Medicaid白卡是长期护理支付的最大金主，其次是Medicare 红蓝卡，接下来是个人掏腰包，保险及其他，您是哪一个类别？ 第49期 医疗保险包治百病吗？得了大病重疾，慢性病，或者需要长期护理医疗保险能保多少？有什么备选方案？Medicare红蓝卡能保吗？ 第44期：全面综合了解 Medicare 老年医保红蓝卡，IEP，65岁前后三个月开始申请，SEP/GEP，Part ABCD都包括什么？Medigap 与MA的区别 第43期：奥巴马医疗保险3个重要问题：奥巴马保险Obama Care 是不是给穷人用的？已有疾病会不会被拒保？好医生会不会不接受奥巴马保险？ 第40期：老年补充医疗保险Medigap 和MA(C)哪个好？优点和缺点，逐项详细比较，量身选择。 第39期：退休年金 vs. Pension：定量数据比较年金与Pension，年金有终身收入，税务优化，资产传承，增长潜力等优势，抗风险抗通胀 第27期：退休规划-RMD-退休金里面的钱可以一直不取吗？RMD是什么，不按时拿RMD会罚款50%，怎么计算RMD，什么时候必须拿RMD呢？ 第26期：如何申请...

In this presentation, a recording of a virtual seminar originally held live on Nov. 9, 2022, Attorney Julie Steinbacher and James Lange, CPA, Attorney and Registered Investment Advisor, go into great detail on the topic of Roth IRA conversions, with a special focus and emphasis for parents with children with special needs. With the SECURE Act nearing its three-year anniversary and it having eliminated the old "stretch" IRA, there remains a loophole in the current law for beneficiaries of IRAs that have special needs, so those individuals that may be passing on a Roth IRA to a beneficiary that has special needs will want to take this into consideration when doing their estate planning. To get the free resources from James that are referenced at the end of the presentation, visit: Presented Steinbacher, Goodall & Yurchak We prepare handcrafted estate plans that guide you on your path. OUR SERVICES INCLUDE: Long-Term Care Planning Crisis Planning Es...