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Which RMD Table Should You Use? | The 3 RMD Tables and When to Use Them

Do you have a forward-looking tax plan that minimizes RMDs and maximizes your after-tax wealth? You can schedule an appointment with one of our Retirement Experts to look at your situation and help you plan for your future. Call us at (920) 544-0576 or go to There are few penalties within the IRS code that hurt more than an RMD miscalculation penalty. The confusing part for many retirees is knowing which of the 3 RMD tables you need to follow to calculate your RMD. Should you follow the Uniform RMD Table? What about the Joint RMD Table? Or maybe the Single Life Expectancy RMD Table? It can be enough to make any retiree's head spin. But following RMD rules is a must. Both with your own IRAs as well as with any inherited IRAs. Note: Inherited IRAs before 2020 have an annual inherited IRA RMD due to a previous stretch ira provision This video will be the blueprint you need to accurately calculate and take your required minimum distributions throughout your reti