Timothy Sumer

Here's today question. It comes from Alina. Alina says, "I currently have a 401k through my employer. I plan to go to another job where it's not offered. Should I move it to an IRA or leave it where it is?" Stacy answers viewer's and reader's personal finance questions. Want to ask Stacy question? Sign up for the Money Talks Newsletter. Click Here: When you receive the newsletter in your email, hit reply and ask your personal finance question.... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing If you are someone who has recently left your job, or are planning to leave soon, you may be wondering what you should do with your 401K plan. Should you leave it with your former employer, or roll it over into a new plan? This is an important decision, and there are a few things that you should consider before

Securities offered through LPL Financial Member FINRA/SIPC "Stretch IRA" is a marketing term implying the ability of a beneficiary of a Decedent's IRA to withdraw the lest amount of money at the latest allowable time in order to maintain the inherited IRA assets for the longest time period possible. Beneficiary distribution options depend on a number of factors such as the type and age of the beneficiary, the relationship of the beneficiary to the decedent and the age of the decedent lat death may result in the inability to "stretch" a decedent's IRA. Illustration values will greatly depend on the assumptions used which may not be predictable such as future tax laws, IRS rules, inflation and constant rates of return. Costs including custodial fees may be incurred on a specified frequency while the account remains open.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER