Timothy Sumer

Where Schwab, Fidelity, and Vanguard ranked this year. Morningstar Research Services’ Amy Arnott, portfolio strategist, and Gabe Denis, senior manager research analyst, discuss how the lines are blurring between robo-advisors and traditional financial advisors. Timestamps: What's a Robo-Advisor? 0:38 Investor Benefits From Robo-Advisors 1:25 Did 2022 Stand Up Against 2023? 2:03 Tax Loss Harvesting 3:05 Limitations of Digital Investment Advice 3:59 Robo-Advice vs. Human Advice 4:57 Robo-Advisor Fees 6:30 The Best Robo-Advisors Advisors of 2023 7:50 Schwab Intelligent Portfolios 9:01 Fidelity Go 10:35 Vanguard Robo-Advisor 11:33 The Worst Robo-Advisor 13:15 Read about topics from this episode. The Best Robo-Advisors of 2023 What Is a Robo-Advisor? Should You Be Using a Robo-Advisor? Are Robo-Advisors Worth Your Investment? What to watch from Morningstar. Stocks to Consider as the U.S. Pushes to Reclassify Cannabis “Ripped Off” to a “Better Deal” – How Investors

The author and columnist shares insights about rising interest rates and mortgage paydown, crypto and meme stocks, and his own financial journey and portfolio.... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Jonathan Clements is a well-known personal finance author and journalist who has been writing about money for over 30 years. In his book, "The Little Book of Main Street Money," he emphasizes the importance of taking the long view when it comes to personal finance. According to Clements, this means being patient and disciplined, and focusing on the things that matter most in life. One of the hallmarks of people who are financially successful, according to Clements, is humility. This may seem like an unusual trait for someone who has achieved great financial success, but Clements argues that it's esse

On this week's podcast, the pitfalls of market-cap-weighted indexing, what M&A activity means for payment processors, and floating-rate funds. For all Morningstar videos: ... ( read more ) LEARN MORE ABOUT: Treasury Inflation Protected Securities REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Investing Insights: Bold Bond Picks, Top Cannabis Stocks, and Tips for Gig Workers Investing is an ever-changing game, and it can be challenging to keep up with the latest trends. Whether you are new to investing or have years of experience, staying informed about the latest developments is crucial. In this article, we will discuss some of the most recent investing insights, including bold bond picks, top cannabis stocks, and tips for gig workers. Bold Bond Picks Bond investing has been consistently popular for decades. Many investors consider bonds as a safe-haven asse

The Morningstar Investment Conference is all-digital this year! Get the same research, analysis, and insight for $149. Join us from wherever you are Our analysts also highlight technology stocks in China and discuss how actively managed funds have been performing. Listen and subscribe to Morningstar’s Investing Insights Podcast: Apple: Google: Spotify: Stitcher: For all Morningstar videos: ... ( read more ) LEARN ABOUT: Investing During Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Investing Insights: How Inflation Can Affect Your Portfolio Inflation can have a significant impact on your investment portfolio, and failing to take it into account can lead to costly mistakes. In this article, we will explore inflation, its impact on investments, and how you can protect your portfolio against inflationary pressures. What Is Inflation? Inflation is

In this week’s podcast, Russ Kinnel shines a light on three struggling Gold-rated funds, Ed Slott tells us the new rules about inherited Roth IRAs, Christine Benz assigns us an important to-do for September, and Ben Johnson explains what’s been going on with ARK Innovation ETF.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Investing Insights: Struggling Funds and Stretch IRA Updates Investment in mutual funds has long been a popular choice for individuals who are seeking to grow their wealth over time. However, not every fund out there has delivered expected returns for investors. Some funds have been struggling to perform, and investors need to pay attention to these struggling funds and their respective managers to make informed decisions. Investors should not ignore struggling funds, even if they appear to have good results currently o

The author and Social Security expert discusses the best and worst times to claim Social Security, Roth versus traditional IRAs, and how retirees can protect against a weak market.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA When it comes to retirement planning , one of the most significant decisions to make is when to start collecting social security benefits. For many, it may seem like the wisest move to put off collecting these benefits as long as possible, but as Mike Piper points out in his book "The Long View," this isn't always the case. Piper argues that delaying social security isn't always a good deal because it comes down to individual circumstances. In particular, his book highlights that when it comes to delaying social security, the decision isn't always financially advantageous. While many financ

The economist and Social Security expert discusses whether or not there's a retirement crisis, as well as how the U.S. government's retirement plan could be a model for how low- and middle-income workers save.... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Andrew Biggs is a prominent name in the world of finance, known for his expertise in retirement and pension plans. He has been a key player in numerous public policy debates, particularly on Social Security reform, and has contributed his insights to various publications and media outlets. One of his latest proposals, The Long View, is centered around creating a thrift savings plan for the masses. The Long View is essentially a long-term, low-cost retirement investment plan for American workers. The idea is to offer a simple, accessible savings option th

Roth IRA contribution and income limits, the ins and outs of the backdoor IRA maneuver, and more.     0:00 Introduction  0:13 The Benefits and Drawbacks of a Roth IRA 5:26 Roth IRA Contribution Limits 2023 8:21 Roth IRA Tips for Retirees   What to watch from Morningstar. 4 Portfolio Lessons From 2022 RMD Sticker Shock? How to Ease Your Tax Burden Are IRA Conversions in a Down Market a Good Idea? 3 Undervalued Stocks with Dividend Growth Potential Read what our team is writing. Christine Benz Follow us on social. Christine Benz on Twitter: @christine_benz Facebook: Twitter: Instagram: LinkedIn: ... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA Roth IRAs are an increasingly popular retirement savings option for many people. They offer tax benefits that can help you s

... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/the-long-view-jeff-levine-smart-tax-moves-for-2023-and-beyond/?feed_id=62686&_unique_id=63cbc907d794e #Inflation #Retirement #GoldIRA #Wealth #Investing #etfs #funds #investing #morningstar #Stocks #SEPIRA #etfs #funds #investing #morningstar #Stocks

In this week’s podcast, Susan Dziubinski talks top stocks from winning managers, David Harrell and Travis Miller talk utility stocks, Christine Benz and Susan Dziubinski give you your April financial to-do list, and Carole Hodorowicz and Katherine Lynch discuss inflation’s effect on our paychecks. 3 Top Stocks From Winning Managers 00:28 Why Utilities Stocks Look Risky Today 02:47 Your Financial To-Do List for April 2022 06:53 How Inflation Affects Your Paycheck 13:08... ( read more ) LEARN ABOUT: Investing During Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/investing-insights-what-you-need-to-know-about-utilities-stocks-inflation-and-3-top-stocks/?feed_id=58661&_unique_id=63bc417583425 #Inflation #Retirement #GoldIRA #Wealth #Investing #etfs #funds #investing #morningstar #Stocks #InvestDuringInflation #etfs #fun

How will the possible tax changes and the Secure Act affect retirees and their beneficiaries? What is the best way to supersize your Roth IRA? Are qualified charitable distributions worth it? In this week’s podcast, tax- and retirement-planning expert Ed Slott joins Christine Benz from Morningstar, Inc to answer all these questions and more.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/investing-insights-ed-slott-talks-taxes-iras-and-more/?feed_id=49078&_unique_id=63977f63eb82e #Inflation #Retirement #GoldIRA #Wealth #Investing #etfs #funds #investing #morningstar #Stocks #InheritedIRA #etfs #funds #investing #morningstar #Stocks

In this week’s podcast, Dave Sekera and David Harrell discuss midyear dividend stock picks, Russ Kinnel reveals 3 good funds having a great year, and Carole Hodorowicz and Katherine Lynch talk about how to prepare for a recession.... ( read more ) HOW TO: Hedge Against Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/investing-insights-will-rising-interest-rates-and-inflation-sink-dividend-stocks/?feed_id=45256&_unique_id=6388b742bb89d #Inflation #Retirement #GoldIRA #Wealth #Investing #etfs #funds #hedgeagainstinflation #inflationprotectedassets #inflationprotectionstrategies #inflationprotectionstrategy #investing #morningstar #Stocks #InflationHedge #etfs #funds #hedgeagainstinflation #inflationprotectedassets #inflationprotectionstrategies #inflationprotectionstrategy #investing #morningstar #Stocks

Also, we look at whether Disney’s stock is a buy or not, and how to inflation-proof a portfolio. Episode notes: In today’s episode, Saraja Samant, a manager research analyst for Morningstar Research Services, explains how investing in defined-maturity ETFs can help grow wealth in a rising interest-rate environment. 00:00 Introduction 00:38 Disney Loses Some Magic as 2022 Ends 01:32 Roblox Has Mixed Messages in Q3 02:32 Lyft’s Ride to Disappointment 04:00 What’s a Traditional Bond Ladder and How Does It Work? 04:37 Advantages and Disadvantages of Building a Bond Ladder With Individual Bonds? 06:15 What Makes Defined-Maturity ETFs Different? 07:53 What are Some of the Risks With Bond Ladder ETFs? 09:12 How Do the Costs Compare Between Building a Bond Ladder Using traditional Bonds Versus Building One Using Bond ETFs? 09:59 If an Investor Wants to Build a Bond Ladder ETF, How would they start? 11:06 Is It Too Late to Inflation-Proof Your Portfolio? Rea