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å¦‚ä½•é€‰ę‹©Roth 401K和传ē»Ÿ401K？å¦‚ä½•é€‰ę‹©Roth 401K和Roth IRA？（ē¬¬322ꜟ）

大家儽！“ē¾Žå›½é€€ä¼‘č“¦ęˆ·čÆ¦č§£” （All About Retirement Accounts）čæ™å„—čƾē؋ē»ˆäŗŽäøŠēŗæ啦！č¢«å¤§å®¶å‘¼åäŗ†2幓多，ꈑē»ˆäŗŽå…‹ęœäŗ†ę‹–延ē—‡ęŠŠčæ™å„—čƾē؋做å‡ŗę„å•¦！ č“­ä¹°é“¾ęŽ„å¦‚äø‹： 别åæ˜äŗ†ē”Ø coupon code “MONEY322”，čŽ·å–50%ēš„ęŠ˜ę‰£！ čæ™å„—čƾē؋分40äøŖå°čŠ‚，ę¶‰åŠäŗ†ē¾Žå›½åøøč§é€€ä¼‘č“¦ęˆ·ēš„ę–¹ę–¹é¢é¢。꜉åŸŗē”€ēŸ„čƆ，ęƔ如401K和IRAēš„åŒŗ别，Backdoor IRAå¦‚ä½•ę“ä½œ；ä¹Ÿęœ‰å®žę“äø­åøø见ēš„ē»†čŠ‚问题，例如Roth IRA存多äŗ†ę€Žä¹ˆåŠž？ē•™å­¦ē”Ÿč¦å›žå›½äŗ†401Kę€Žä¹ˆåŠž？Backdoorę“ä½œēš„ę—¶å€™č¢«ę‰£ē؎äŗ†ę€Žä¹ˆåŠž？ å†…å®¹ä»„ęˆ‘é¢‘é“é‡Œēš„åŽŸč§†é¢‘äøŗéŖØꞶ，č”„å……äŗ†č§†é¢‘ę²”꜉ēš„ēŸ„čƆē‚¹，ę•“åˆåŠ å·„å®Œęˆ。ꈑåœØę•“å„—čƾēØ‹é‡Œęœ‰ę„åœ°ęŠŠēŸ„čƆē‚¹äø²č”ę¢³ē†čµ·ę„，ē”±ęµ…å…„ę·±、ē³»ē»Ÿåœ°å‘ˆēŽ°ē»™å¤§å®¶。作ęÆ”č¾ƒ、åˆ—ę•°ę®、č®²å®žę“、ä½œę€»ē»“，同äø€äøŖēŸ„čƆē‚¹åœØäøåŒåœŗ合反复å‡ŗēŽ°，ęˆ‘å°±ä»ŽäøåŒēš„角åŗ¦åå¤åœ°čƓ它。äæčƁ你åœØēœ‹å®Œčæ™å„—čƾēØ‹ä¹‹åŽčƒ½ęŠŠä¹‹å‰äø€äŗ›ä¼¼ę‡‚éžę‡‚ęØ”ęØ”ē³Šē³Šēš„ꦂåæµå…ØéƒØ吃ēš„透透ēš„。（ē¬¬315ꜟ“Mega Backdoor”å°±ę˜Æčƾē؋ēš„节选，ęƒ³č¦äŗ†č§£čƾēØ‹é£Žę ¼ēš„ęœ‹å‹ę¬¢čæŽčƕ听ē¬¬315ꜟ） ęƏäø€äøŖåæ…要ēš„åœŗ合都配äŗ†ä¾‹å­，ęƏäøŖ例子都配äŗ†ę•°å­—。čÆ„ęœ‰ēš„图č”Ø，åˆ†ęžē­‰ē­‰éƒ½ē»™å®ƒé…čµ·ę„。ę¶‰åŠč®”ē®—ēš„ę—¶å€™ę‹æę•°å­—čÆ“čƝ，čæ˜čžåˆäŗ†åŽŸé¢‘ē•™č؀åŒŗēš„č§‚ä¼—ē•™č؀（ęœ‰č§‚ä¼—ęēš„å„½é—®é¢˜ä¹Ÿęœ‰ęœ‰ä»·å€¼ēš„蔄充）。 ꈑåƹčæ™å„—čƾē؋ēš„内容非åøø꜉äæ”åæƒ，åøŒęœ›čƒ½å¤Ÿåø®åˆ°ęœ‰éœ€č¦ēš„ęœ‹å‹！ č“­ä¹°é“¾ęŽ„å¦‚äø‹： 别åæ˜äŗ†ē”Ø coupon code “MONEY322”，čŽ·å–50%ēš„ęŠ˜ę‰£！ 大ēŗ²å¦‚äø‹： 前č؀ 1. 401K 1.1 什么ę˜Æ401K 1.2. How does 401K plans Work 1.3. Contributing to a 401K 1.4. How does a 401K make money 1.5. Withdrawals from 401K 1.6. ē¦»čŒä¹‹åŽ401K ēš„match问题 1.7. ē¦»čŒä¹‹åŽ401Kę€Žä¹ˆå¤„ē† 1.8 Roth 401K里面雇äø»matchēš„é’±ę˜Æē؎前ēš„čæ˜ę˜Æē؎后ēš„ 1.9. 401K Loan 1.10. Traditional 401K Vs. Roth 401K 2. å›žå›½ä¹‹åŽé€€ä¼‘č“¦ęˆ·ę€Žä¹ˆåŠž？ 3. IRA 3.1. IRA ē®€ä»‹ 3.2. 什么ę˜ÆEarned i...
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The Median Net Worth at Age 62

This video discloses the average net worth by age 62 for an American two different ways. We're all consumed by averages and benchmarks. They help us make sense of the world around us and are sometimes just good fun. In this video, I discuss the average net worth of a 62 year old by both mean and median. At the end I also show you what the top 1% has as their net worth and how most of them got there - you can't invest your way to that number! Don't forget to subscribe! Important Links: Federal Reserve Board Survey of Consumer Finances: Social Security Administration Application for Benefits Current Social Security Cost of Living Adjustment Social Security Payment Estimator THE CHANNEL’S MOST POPULAR VIDEOS Should You Take Social Security at Age 62 and Invest it? 7 GOOD REASONS to File for Social Security Benefits at Age 62 Average Retirement Savings by Age 60. Are You Almost Ready to Retire?!? The BEST AGE to File for Social Security Retiremen...
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Unveiling the Enigma: Mitt Romney's Roth IRA worth $100,000,000

#mittromney The news outlets are going crazy over Mitt Romney's mysterious $100,000,000 Roth IRA. How could an IRA with a maximum yearly contribution of $6,000 grow to contain $100 million? How exactly has Mitt Romney built his incredible wealth? Today you're going to learn about the power of building wealth inside of a self-directed IRA. I'm sharing the secrets of Mitt Romney's $100,000,000 Roth IRA, how to make smart retirement and tax choices, and what you need to do to build your own wealth! Download our FREE Freedom Number Cheat Sheet here ➜ Read Our Best Selling Book “How to Pay Off Your Mortgage in 5 Years” ➜ Ready to buy your first rental property? Book a 30 Minute call with our team ➜ Subscribe to this channel for more great tips ➜ Want Funding For Your Real Estate? ➜ Love podcasts? 🎧 Listen to our award winning Investing in Real Estate Podcast ➜ Apple Podcasts: 🎧 Follow me on Instagram! Instagram: Want to Get...
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How to climb the Retirement Ladder in the right order (FIRE system explained)

In this video, I will show you the right order to invest into tax-advantaged retirement accounts including 401K, Roth IRA and HSA and how you can contribute to them using the Backdoor Roth and Mega Backdoor Roth conversion trick even if you're over the income limit. By following what I'm about to teach you, you can save up to $66K a year and retire early as a millionaire. 0:00 Start Here 2:09 Step 1: Pre-tax 401K w/ Employer Match 3:08 Step 2: HSA (Heath Savings Account) 5:39 Step 3: Rest of Pre-tax 401K 7:43 Step 4: Backdoor Roth IRA 10:42 Step 5: Mega Backdoor Roth 401K 15:09 Final Thoughts ***RECOMMENDATIONS*** Compounding interest calculator: Roth IRA early withdraw criteria: What Video to Watch Next? Mint & Personal Capital Comparison: Save $350+ a year on Energy by using OmhConnect: How to Maximize Chase Points by Redeeming a Hyatt Hotel: _________ ***DISCLAIMER*** This content for my video is for education and entertainment purposes only. Yo...
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How to Set up Mega Backdoor Roth with Vanguard (in plan conversion method step-by-step)

In the recent presidential debate, NY Times has reported that Trump only paid $750 in federal income taxes in 2017. So in today's video, I'm going to talk about what a Mega Backdoor Roth is (which is one of the biggest tax hack), its eligibility criteria and a detailed walk-through on how to set it up at Vanguard via its Roth In-plan Conversion. You can also deploy the same strategy with Charles Schwab or Fidelity if they are your employer retirement sponsor. I would recommend Mega Backdoor only if you have already max'ed out pre-tax 401K, HSA or Roth IRA (you can check out details in this video: 0:00 Intro 1:24 What is Mega Backdoor Roth 1:54 Difference between Pre-tax, Roth and After-tax 401K 4:52 Eligibility Criteria 6:16 How to Set Up via Vanguard (Roth in-plan conversion) ***RECOMMENDATIONS*** What Video to Watch Next? Right order to contribute to 401K, IRA, and HSA: How to Set up Backdoor Roth: Mega Backdoor Roth via In-service Distribution: ________...
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