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Your Essential Guide to the New RMD Rules for Inherited IRAs: Part II

FEDLIFE Podcast (Ep. 100): Understanding the New RMD Rules for Inherited IRAs: Your Essential Guide — Part II Summary: In the first part of this two-parter miniseries, Ed Zurndorfer and Dan Sipe covered the intricacies and rules of non-spousal IRA inheritors while exploring all things IRA inheritance, its tax implications, and crucial considerations for beneficiaries. This week, Ed and Dan explore the annual RMD requirements for inherited Roth IRAs. They unravel the complexities of the new RMD rules and detail how these changes impact non-spousal beneficiaries of inherited IRAs. Ed and Dan discuss: • The key differences between RMDs for non-Eligible Designated Beneficiaries (NEDBs) of traditional and Roth IRAs • How Eligible Designated Beneficiaries (EDBs) can leverage the lifetime "stretch" option for inherited Roth IRAs • Consequences of a beneficiary’s failure to take an annual RMD applicable to some beneficiaries subject to the 10-year rule • And more! Resou...