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NPS: A Retirement Scheme with Additional Tax Benefit of ₹50,000

As a tax-payer, you'd be aware of the tax-saving options under Section 80-C, which are life insurance premium, HRA, EPF, PPF, NSC, ELSS, and interest on home loans. However, as your CTC increases, you will easily exhaust the 1.5 Lakh limit. In this Investor Education Originals video, you will learn how to get extra ₹50,000 deductions with an NPS account. NPS (National Pension System) is a retirement investment option. One can open an eNPS account from the NSDL portal itself. Salaried employees have an option to open it through their employers as well. Link: Section 80CCD (1) is a specific section dedicated to NPS contribution. Under this section, you may avail tax deduction of up to ₹1.5 lakh against self-contribution to NPS account. The sub-section 80CCD (1B) makes you eligible for availing an extra Rs 50,000 tax deduction against self-contribution to NPS. If you are a salaried employee, you get some additional tax benefit under Section 80CCD (2). This section p...