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Showing posts with the label payingtaxonrothconversion

"YMYW Podcast: Exploring the Roth Conversion and Backdoor Roth Strategy"

"Hey, Joe and Big Al this is Kyle from Georgia. My question is regarding some money that I have from an old employer 401k. So it's about $200,000 and it's all pre-tax. And when I left that employer, I moved it to my personal IRA. So my question is twofold. One, I can do Roth conversions on that money? We did it for the first time this year, and we were able to withstand the tax burden and we're in a high tax bracket and above the income limit to do regular Roth contributions. My other option is to take all that $200,000 and now I have access to my new employers 401k. If I should roll it there? And the reason being is I guess that the 200,000 is now sitting in a pre-tax account in my IRA, I can no longer make backdoor contributions, so no longer can put the 6,000 in and, and do a backdoor. So I'm wondering what you think is best. If I should just leave it there and continue to, I guess, Chunk at it till it's down to zero in, in all Roth, cuz that's...