Timothy Sumer

Like what you hear in the video? Here are some ways I can help: 1. Watch my free training on how to protect & grow your wealth in retirement: 2. Schedule a call to work with me: CONNECT WITH JOHN: Call John The Guaranteed Retirement Guy: 702-819-0895 Website: Email: john@johnstevenson.com Facebook: Instagram: Twitter: Tiktok: #annuity #guaranteedincome #pension Are you approaching retirement and wondering how to secure a steady income stream that will last throughout your golden years? Buying a pension annuity might be the answer you’ve been seeking. In this video, we’ll guide you through the world of pension annuities, helping you understand the different types, assess your retirement needs, and navigate the process of buying one. Why rely on only one pension? Pension annuities provide an additional secure source of income throughout retirement and are an attractive option due to their stability and protection against longevity risk. - Consult with an a...

The Institute for Fiscal Studies (IFS) is planning a comprehensive pensions review. Recent research from the IFS revealed that 60 per cent of middle-earning private sector employees who are contributing to a pension are saving less than 8 per cent of their earnings, and nearly 90 per cent are saving less than the 15 per cent of earnings recommended by Lord Turner’s Pensions Commission. The IFS said almost all of this saving is coming in the form of “defined contribution” (DC) pensions, leaving individuals, rather than employers, exposed to market and other risks. The IFS warned that those retiring with DC pots face considerable difficulty and risk in managing their finances through retirement, with risks around running out of private resources or savers being so cautious that they have a needlessly austere retirement. The report noted that an increasing number of those approaching retirement live in expensive, insecure, private rented accommodation, warning that this...

No matter what age you are, planning for your retirement should be a priority. Pension information for people in their 60s from Irish Life. For more info visit: ... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing I'm nearing retirement - what are my Pension options? As you approach retirement, it's crucial to consider your pension options to ensure a comfortable financial future. Retirement planning can seem overwhelming, but exploring your pension choices will help you make informed decisions and secure a stable income during your golden years. To begin with, you may have two primary pension options: a defined benefit pension or a defined contribution pension. Understanding the differences between these options is crucial in order to make the best choice for your retirement. A defined benefit pension pla...

Don’t assume your pensions are being managed correctly. The earlier you sort this out the earlier you can retire. 🎯 Work with me 🎯 I am a Chartered Wealth Manager providing financial planning services in the UK. If you would like to find out more about working with me, please follow this link: (LIMITED AVAILABILITY) Related Videos & Links: Understanding funds - Risk Scores - Find your pensions - DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - James is not responsible for investment actions taken by viewers. Please seek out a regulated advisor if you require assistance (whilst James is a financial adviser, he does not provide advice through this Youtube Channel, which is not affiliated with his employer). James Shack™ property of James Shackell Copyright © James Shackell 2021. All rights reserved. The author asserts their moral right under the Copyright, Designs and Patents Act 1988 to...

Financial expert and presenter of BBC Radio 4's Moneybox, Paul Lewis gives his tips on planning for retirement, talking about annuities. Find out more: ... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Planning for Retirement: Annuities Retirement is a significant phase in everyone's life, where individuals can finally enjoy the fruits of their labor and relax after years of hard work. However, achieving a comfortable retirement requires careful planning and financial considerations. One tool that can play a crucial role in retirement planning is annuities. Annuities are financial products designed to provide a steady income stream during retirement. They are essentially a contract between an individual and an insurance company. In exchange for a lump-sum payment or a series of regular contributions, the insu...

Here I explain how to get the guaranteed income of a pension annuity without losing the flexible access and death benefits of drawdown. ⏰ TIMESTAMPS ⏰ 0:00 Start 1:26 Why Are Annuities Becoming Popular Again? 3:12 The Problem With Pension Annuities 4:10 The Benefits of Fixed Term Annuities 7:01 Fixed Term Annuity Quote Examples 🎬 WATCH NEXT 🎬 Improve income sustainability in drawdown: 👇 LEGAL & GENERAL FIXED TERM ANNUITY QUOTES 👇 **** ABOUT THIS VIDEO **** Many people are drawn to the guarantees offered by lifetime pension annuities for retirement, but are put off by the loss of flexibility compared to flexi-access drawdown and other flexible retirement withdrawal methods. With pension annuities, you have to choose death benefits and other options like inflation linking at the start without knowing what the future is going to hold, and these options cost money. With pension drawdown, you can choose your level of i...

This video provides you with information on retirement preparedness and how to receive your pension in order to avoid poverty in old age through annuities (a fixed sum of money each month for the rest of your life). # Make the rest of your life the best of your life#.... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Retirement Planning - Annuity Retirement is a significant chapter in one's life. After years of hard work and dedication, it's only natural to want to enjoy the golden years with financial security and peace of mind. However, achieving a stable income during retirement requires careful planning and consideration. This is where annuities come into play. An annuity is a financial product that provides a regular income stream during retirement. It is essentially a contract between an individual and ...

It may seem odd to think about contributing to a pension after retirement, after all, retirement is the time you should be spending your pension, right? Well, yes of course, that is certainly one option. But in the early years of your retirement, you might still be working a bit or not need as much from your pension. You might utilise other sources of income first like cash savings, rental income, an inheritance or even other different types of pensions. Here are three reasons why you might want to consider contributing to a pension after retirement: 1. Tax relief. What you pay into a defined contribution pension is topped up by the government via tax relief. For example, if you pay in £8,000 into a pension, the government will top this up by £2,000. That’s a 25% return! Plus if you are a higher rate Income Tax payer you can claim further tax back. Also, if you are still working part time, your employer will likely pay into your pension too! 2. Tax free growth....

When you get to the point of retirement, there are a bewildering array of options available to you, particularly regarding pensions. In today’s episode, I’ll be giving you everything you need to KNOW and everything you need to DO to make good choices at retirement. SHOWNOTES: CHAPTERS: 00:00 - Intro 03:04 - Everything you need to KNOW 03:23 - How the State Pension works 07:03 - How DB Pensions work 10:49 - How DC Pensions work 17:38 - Everything you need to DO 17:51 - Understand your pension provision 20:01 - Establish your cashflow needs 21:21 - Match cashflow to expenditure 24:01 - Beware the Danger Zone 25:02 - Keep taxation in mind 26:59 - Keep an eye on the Lifetime Allowance 29:18 - Summary 29:51 - Meaningful Academy launch 31:13 - Review 32:23 - Outro... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silv...

A Guaranteed Retirement Income For Life - This is what most people are looking for in retirement, and there is a tool that can provide this for you, but over the last 15 years, low-interest rates have caused it to fall out of favour. But with interest rates on the rise, I see Annuities forming the cornerstone of many people's retirement plans. So what are Annuities, and how can you use them? 🎯 Work with me 🎯 I am a Chartered Wealth Manager providing financial planning services in the UK. If you would like to find out more about working with me, please follow this link: (LIMITED AVAILABILITY) Compare Annuity Quotes (Money Helper) : Cashflow Planner: DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - James is not responsible for investment actions taken by viewers. Please seek out a regulated advisor if you require assistance (whilst James is a financial adviser, he does not provide adv...

The retirement age in France will rise to 64 from 62 by 2030, Prime Minister Elisabeth Borne announced Tuesday, detailing an unpopular reform of the pension system that risks strikes and will test President Emmanuel Macron's ability to deliver change. #retirement #pensions #France 🔔 Subscribe to France 24 now: 🔴 LIVE - Watch FRANCE 24 English 24/7 here: 🌍 Read the latest International News and Top Stories: Like us on Facebook: Follow us on Twitter: Discover the news in pictures on Instagram: ... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing France's government is set to raise its retirement age to 64 by 2030 as part of a controversial pension reform package. The move is aimed at boosting the country's economy and making its pension system more sustainable. T...

Retirement planning I am loosing money from my pension, why ? The video is presenting Retirement planning I am loosing money from my pension but also try to cover the following subject: -pension plan state pension why your loosing money -pensions explained uk I tell you why your loosing money with a UK Pension living in Thailand. -my pension is Frozen why One thing I observed when I was looking for details on Retirement planning I am loosing money from my pension was the absence of relevant info. Retirement planning I am loosing money from my pension however is an subject that I know something about. This video for that reason should matter and of interest to you. ++++++++++++++++++++++ Follow our videos concerning Retirement planning I am loosing money from my pension and other similar subjects on my channel Retired and Living the dream. --------------------------- Have I responded to all of your questions about Retirement planning I am loosing money from my pensio...

Protesters opposing President Emmanuel Macron’s unpopular plan to raise the retirement age to 64 marched in cities and towns around France on Thursday, in a final show of anger before a decision on whether the measure meets constitutional standards. In Paris, as thousands marched along the designated protest route, some protesters holding lit flares veered off to the Constitutional Council, which is to decide on Friday whether to reject any or all parts of the legislation. They faced off with a large contingent of police deployed outside the building, where hours before the march got under way other protesters had dumped bags of rubbish. The Mirror Homepage: The Mirror Facebook: The Mirror IG: The Mirror TikTok: The Mirror Twitter: Sign up for our newsletters: #TheMirror #News #France... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN S...

French unions have called on workers to walk off the job and join protest rallies on Thursday for a twelfth nationwide day of protests against a bill that will make the French work longer. #France #pension #protest 🔔 Subscribe to France 24 now: 🔴 LIVE - Watch FRANCE 24 English 24/7 here: 🌍 Read the latest International News and Top Stories: Like us on Facebook: Follow us on Twitter: Discover the news in pictures on Instagram: ... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing France is bracing itself for the 12th day of protests against the government's proposed pension reforms. President Emmanuel Macron's plans have been met with widespread opposition, resulting in strikes and demonstrations across the country. From transport workers to teachers, police officers,...

#BRNAM #1244 | Is there a resurgence of DB pension plans? | John Lowell, October Three Consulting | #Tunein: broadcastretirementnetwork.com or your #favorite #streaming / #podcast / #smarttv / #localtv / #digital #platform... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing In recent years, the shift towards defined contribution (DC) pension plans has been significant. However, a new trend has emerged which suggests a possible resurgence of defined benefit (DB) pension plans. DB pension plans are retirement plans that provide a specific monthly benefit upon retirement, based on a predetermined formula which usually takes into account an employee's salary, years of service, and age. On the other hand, DC plans are retirement savings plans that allow employees to contribute money towards their retirement and re...

Hundreds of thousands of people took to the streets across France on Thursday to protest against President Emmanuel Macron's pension reforms, in a final day of demonstrations before a crucial court decision on the legislation. As on previous protest days, there were scuffles between police and protesters across the country, while demonstrators also stormed the headquarters of French luxury goods firm LVMH in Paris. FRANCE 24's Catherine Norris Trent reports. #France #pension #protest 🔔 Subscribe to France 24 now: 🔴 LIVE - Watch FRANCE 24 English 24/7 here: 🌍 Read the latest International News and Top Stories: Like us on Facebook: Follow us on Twitter: Discover the news in pictures on Instagram: ... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Simmering anger has...